Terraced house in Urbanizacion Villa Mar Azul, Kempinski, Estepona
Terraced house in Urbanizacion Villa Mar Azul, Kempinski, Estepona — image 2Terraced house in Urbanizacion Villa Mar Azul, Kempinski, Estepona — image 3Terraced house in Urbanizacion Villa Mar Azul, Kempinski, Estepona — image 4Terraced house in Urbanizacion Villa Mar Azul, Kempinski, Estepona — image 5
Grade Bvillamid-range

Terraced house in Urbanizacion Villa Mar Azul, Kempinski, Estepona

Estepona · Estepona · Málaga

€699,000

Asking Price (EUR)

STR Restriction Warning

Andalucía VFT: registration is via the Registro de Turismo de Andalucía. New STR can be blocked by the community of owners (2024 reform) and saturated Costa del Sol zones are tightening — verify the VFT registration and any municipal limits with the agency.

2.9%

Net Yield (after tax, all-in)

indicative range 2.6–3.2%

2.9%

Managed ROI (after tax)

8.1%

Gross Yield

57%

Occupancy

Net yield is after Spain's non-resident rental income tax (modelled at the non-EU 24% rate on net profit; EU/EEA residents pay 19%) and assumes deductible STR expenses — standard for EU/EEA owners and, per recent rulings, available to non-EU owners; confirm with a Spanish tax adviser. Holiday lets don't qualify for the 60% long-term-rental reduction.

Projected Gross Revenue: €63,542/yr
Average Daily Rate: €330
-7.0% vs area baselineMediterranean-traditional style (+5%), No pool (-12%)
Net Yield (after tax): 2.9%
Payback Period: 34.5 years
5-yr Capital Value: €810,333
10-yr Capital Value: €939,398
Brixfox Score: 60.2 / 100
Comparable Properties: 5
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Spanish transfer tax + notary + registry + legal + furnishing & STR launch setup.

€788,888

+12.9% over asking

Asking price€699,000
itp€48,930
legal€8,458
furnishing€30,000
notary registry€2,500
All-in investment€788,888

Estimates use Spain's resale transfer-tax (ITP) schedule by region plus notary, registry and legal fees; furnishing & STR launch covers furniture, appliances, the tourist-licence setup and launch photography. Actual notary & legal vary — budget extra for surveyor, due-diligence and bank-mortgage fees if financing. Working capital (2–3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 196 m²
Style: mediterranean-traditional
Condition: good
Year Built: 1999

STR Licence Status Unconfirmed

Short-term-rental licence unconfirmed — verify before purchase. In moratorium regions (Balearics ETV, Canaries VV) only an existing, transferable licence reliably permits Airbnb-style letting.

Design Features

nautical-themed wall decorbalconies with wrought iron railingsterraced architecture

AI Investment Summary

B investment in Estepona. Score 60.2/100. Net yield 2.9% after tax | Occupancy 57% | ADR $330 | No STR licence on record

Score Breakdown

ROI
11.15
Visual Appeal
11.2
Ownership Security
13
Location
10.2
Land & Space
5.92
Rental Demand
5.7
Payback Speed
1
STR Suitability
2

Description

Located in a small and exclusive frontline beach urbanisation of just 36 houses, this property offers a rare opportunity to create a bespoke home with direct beach access, a communal pool and a peaceful coastal setting. The house currently features two en-suite bedrooms on the upper floor, including a master bedroom w

Location

📍 36.4351°, -5.1097°

Estepona, Málaga, Spain

Listed by RE/MAX Dream Home via Idealista.com
2-bedroom freehold villa in Estepona — photo 1 of 5
Idealista.com
1 / 5
2-bedroom freehold villa in Estepona — photo 2 of 5
2 / 5
2-bedroom freehold villa in Estepona — photo 3 of 5
3 / 5
2-bedroom freehold villa in Estepona — photo 4 of 5
4 / 5
2-bedroom freehold villa in Estepona — photo 5 of 5
5 / 5

Terraced house in Urbanizacion Villa Mar Azul, Kempinski, Estepona

Estepona · Costa del Sol · Ref BF-9832Source · Idealista.com · listed 20 Jun 2026
Asking price
$795,403
Bedrooms
2
Bathrooms
2
Built area
196 m²
Brixfox Score 60 · B
Modelled from Airbnb listings we track across Estepona — live calendar data. Projections are estimates, not financial advice.

Unlock full financial data

Get revenue, ROI calculations, AI audits, and investment scores for every property.

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Estepona

Costa del Sol, Approximate area

Loading Map...

Explore the full market map

STR Restriction Warning

Andalucía VFT: registration is via the Registro de Turismo de Andalucía. New STR can be blocked by the community of owners (2024 reform) and saturated Costa del Sol zones are tightening — verify the VFT registration and any municipal limits with the agency.

After-tax basis: net yield is after Spain's non-resident rental income tax, modelled at the non-EU 24% rate on net profit (EU/EEA residents pay 19%). Assumes deductible STR expenses — standard for EU/EEA owners and, per recent rulings, available to non-EU owners; confirm with a Spanish tax adviser. Holiday lets don't qualify for the 60% long-term-rental reduction.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$375/night
50% ($188)Brixfox estimate($375/night)200% ($750)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$40,491
Likely range $24,294 – $56,688
Airbnb data$375/night · 57% occupancy
Rental income
$375/night · 57% occ.
$72,305
Running costs (20%)
Utilities, cleaning, maintenance
••••
Income tax (24%)
Non-EU IRNR on gross rent
••••
Net income
••% ROI
••••

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Estepona.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $699K
Capital appreciation
Property value growing at +4%/yr based on Estepona market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$850K
+22%
Rental Income
+$189K
Total Position
$1.0M
+49%
8.3%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$408K
Total Position
$1.4M
+106%
7.5%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$956K
Total Position
$2.5M
+256%
6.6%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$1.7M
Total Position
$4.0M
+467%
6.0%/yr

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Create a free account to ask 2 free AI questions — Pro is unlimited.

Villa Scorecard

Location
••••
•••• •••• ••••
Rental Yield
••••
•••• •••• ••••
Occupancy
••••
•••• •••• ••••
Nightly Rate
••••
•••• •••• ••••
Visual Appeal
••••
•••• •••• ••••
Size & Space
••••
•••• •••• ••••
Zoning
••••
•••• •••• ••••
Tenure
••••
•••• •••• ••••

Upgrade to Pro to see full scorecard analysis

Risks & What-If

What if occupancy changes?

Owner Managed scenario

Upgrade to Pro to stress-test this yield across occupancy scenarios

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Spain may impact actual yields.