Terraced house in Calle de Mar, Casco, Torroella de Montgrí
Terraced house in Calle de Mar, Casco, Torroella de Montgrí — image 2Terraced house in Calle de Mar, Casco, Torroella de Montgrí — image 3Terraced house in Calle de Mar, Casco, Torroella de Montgrí — image 4Terraced house in Calle de Mar, Casco, Torroella de Montgrí — image 5
Grade C+villamid-range

Terraced house in Calle de Mar, Casco, Torroella de Montgrí

Torroella de Montgrí · Torroella de Montgrí · Girona

€374,000

Asking Price (EUR)

STR Restriction Warning

Catalonia HUT (Girona prefix HUTG-): under Decret-llei 3/2023 most Costa Brava municipalities are 'stressed' — new licences are frozen and existing ones expire after 5 years. A valid, transferable HUT is required; verify it with the agency.

1.1%

Net Yield (after tax, all-in)

1.1%

Managed ROI (after tax)

5.5%

Gross Yield

46%

Occupancy

Net yield is after Spain's non-resident rental income tax (modelled at the non-EU 24% rate on net profit; EU/EEA residents pay 19%) and assumes deductible STR expenses — standard for EU/EEA owners and, per recent rulings, available to non-EU owners; confirm with a Spanish tax adviser. Holiday lets don't qualify for the 60% long-term-rental reduction.

Projected Gross Revenue: €24,805/yr
Average Daily Rate: 159
Net Yield (after tax): 1.1%
Payback Period: 94.4 years
5-yr Capital Value: €433,569
10-yr Capital Value: €502,625
Brixfox Score: 51.9 / 100
Comparable Properties: 17
Data Confidence: 75%
Search Radius: 4 km

True Investment Cost

Spanish transfer tax + notary + registry + legal + furnishing & STR launch setup.

€448,425

+19.9% over asking

Asking price€374,000
itp€37,400
legal€4,525
furnishing€30,000
notary registry€2,500
All-in investment€448,425

Estimates use Spain's resale transfer-tax (ITP) schedule by region plus notary, registry and legal fees; furnishing & STR launch covers furniture, appliances, the tourist-licence setup and launch photography. Actual notary & legal vary — budget extra for surveyor, due-diligence and bank-mortgage fees if financing. Working capital (2–3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 377
Land: 188
Style: contemporary
Condition: excellent
Year Built: 1901
Energy Certificate: C

STR Licence

Design Features

outdoor dining arealounge area with sofastring lights for evening ambiancepotted plants for greenerymixed flooring (tiles and wood decking)

AI Investment Summary

C+ investment in Torroella de Montgrí. Score 51.9/100. Net yield 1.1% after tax | Occupancy 46% | ADR $159 | STR licence on record

Score Breakdown

ROI
4.24
Visual Appeal
13.4
Ownership Security
13
Location
9
Land & Space
3.67
Rental Demand
4.61
Payback Speed
0
STR Suitability
4

Description

Spectacular house with a tourist license, built in 1901 and completely renovated, located in the charming municipality of Torroella de Montgrí, in the heart of Baix Empordà. A unique property that combines history, charm, and modern comfort, located in one of the most sought-after areas for its excellent connectivity a

Location

📍 42.0421°, 3.1275°

Torroella de Montgrí, Girona, Spain

Listed by Espigul Costa Brava via Idealista.com
4-bedroom freehold villa in Torroella de Montgrí — photo 1 of 5
Idealista.com
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Terraced house in Calle de Mar, Casco, Torroella de Montgrí

Torroella de Montgrí · Costa Brava · Ref BF-14703Source · Idealista.com · listed 21 Jun 2026
Asking price
$425,580
Bedrooms
4
Bathrooms
3
Built area
377 m²
Land
188 m²
Brixfox Score 52 · C+
Modelled from Airbnb listings we track across Torroella de Montgrí — live calendar data. Projections are estimates, not financial advice.

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What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Torroella de Montgrí

Costa Brava, Approximate area

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STR Restriction Warning

Catalonia HUT (Girona prefix HUTG-): under Decret-llei 3/2023 most Costa Brava municipalities are 'stressed' — new licences are frozen and existing ones expire after 5 years. A valid, transferable HUT is required; verify it with the agency.

After-tax basis: net yield is after Spain's non-resident rental income tax, modelled at the non-EU 24% rate on net profit (EU/EEA residents pay 19%). Assumes deductible STR expenses — standard for EU/EEA owners and, per recent rulings, available to non-EU owners; confirm with a Spanish tax adviser. Holiday lets don't qualify for the 60% long-term-rental reduction.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Customize your projections
Nightly Rate (ADR)
$181/night
50% ($91)Brixfox estimate($181/night)200% ($362)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Moderate confidence
Yearly income
$15,807
Likely range $11,380$20,232
Airbnb data$181/night · 46% occupancy
Rental income
$181/night · 46% occ.
$28,226
Running costs (20%)
Utilities, cleaning, maintenance
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Income tax (24%)
Non-EU IRNR on gross rent
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Net income
••% ROI
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Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Torroella de Montgrí.

$2.2M$1.6M$1.1M$539K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $374K
Capital appreciation
Property value growing at +4%/yr based on Torroella de Montgrí market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$455K
+22%
Rental Income
+$74K
Total Position
$529K
+41%
7.2%/yr
Year 10
Capital Value
$554K
+48%
Rental Income
+$159K
Total Position
$713K
+91%
6.7%/yr
Year 20
Capital Value
$819K
+119%
Rental Income
+$373K
Total Position
$1.2M
+219%
6.0%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$661K
Total Position
$1.9M
+401%
5.5%/yr

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Villa Scorecard

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Risks & What-If

What if occupancy changes?

Owner Managed scenario

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Spain may impact actual yields.