Ploegdijk 2-382, Lochem

Ploegdijk 2-382, Lochem

Lochem

Wooded surroundings · Rural setting · Outside the built-up area · On a holiday park · Quiet road

€249,500

Asking Price

4

Bedrooms

102 m²

Living Area

Recreatie

Recreatiebestemming

Price
€249,500
Net yield
2.6%
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4-bedroom holiday home in Lochem — photo 1 of 5
Marieke Kok Makelaardij
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4-bedroom holiday home in Lochem — photo 2 of 5
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4-bedroom holiday home in Lochem — photo 3 of 5
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4-bedroom holiday home in Lochem — photo 4 of 5
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4-bedroom holiday home in Lochem — photo 5 of 5
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Ploegdijk 2-382, Lochem

Lochem · Ref BF-787Source · Marieke Kok Makelaardij · listed 21 Jun 2026
Asking price
€249,500
Net yield
2.6%
Gross on asking
12.3%
Est. revenue / yr
€30,771
Bedrooms
4
Built area
102 m²
Land
409 m²
Brixfox Score 75 · B+Koop (eigen grond)Pool or own lettingRecreatiebestemmingFinancial analysis ↓
Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
2.6%
€7,366 net operating income /yr
Gross yield · all-in basis
10.7%
−8.1 pts in operating costs & local taxes
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Lochem — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by our measured, market-calibrated asking-to-booked factor. Occupancy is calibrated against tracked reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
€153
Comp median nightly rate (asking prices, class-matched)
Expected occupancy
55%
Full-year estimate, market-calibrated
Projected annual revenue
€30,771
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 9.2% of price, auto-calculated
€22,960
Overdrachtsbelasting (transfer tax)€19,960
Notary & Kadaster€1,800
Legal advice€1,200
Renovation budget· no measured Netherlands basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
€287,460
+15.2% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
€30,771
Rental management
−€9,231
Booking channel fees
−€1,231
Cleaning & consumables
−€1,539
Park charge (parkbijdrage)
€/yr−€1,750
Utilities (energy, water, internet)
€/yr−€1,500
Property tax (OZB)
−€233
Maintenance reserve
−€1,996
Insurance
−€500
Box 3 wealth tax
−€5,425
Net operating income
€7,366/yr
Net yield on all-in investment
2.6%

Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the kleineondernemersregeling (KOR) applies. Financing is not modelled: a mortgage lowers the Box 3 bill (debt at a 2.70% forfait) and adds interest.

Total return, if prices move

Net yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%2.5% · Lochem 5-yr avg — historical, not a forecast8%
Indicative total return
2.6%/yr
2.6% net yield + 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Lochem

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

75B
Rental YieldAverage
2.6% net yield on all-in cost
LettingGood
Park allows its pool or own letting
OccupancyAverage
55% average occupancy
Nightly RateAverage
€153 per night
Visual AppealPending
Analysis pending
Size & SpaceGood
409 m² land area
ZoningStrong
Recreatiebestemming stated in the listing
TenureStrong
Koop on eigen grond
In a tourism zone where short-term rental is permitted — eligible for a Pondok Wisata licence
Koop on eigen grond — full ownership of home and plot, no ground lease to renew
Net yield of 2.6% (fully managed, on all-in cost) is near the market average — model your cashflow carefully
Occupancy at 55% — factor in seasonal gaps

Worth underwriting.

Risk & what-if

TenureKoop (eigen grond)eigen grond · no lease decay
Payback15 yearsfrom net rent at the expected case
Before you buy

The park, the zoning and the tax the numbers rest on

Read from the listing, never a permit

The park allows both pool and independent letting

Pool or independent

Owners here can either join the park’s rental pool or let the home themselves. That choice is the single biggest lever on net yield in a park home — the pool trades a revenue share for filled weeks and zero effort; independent letting keeps the margin and the work. Confirm which options the current contract actually carries.

Permanent residence not permitted

Permanente bewoning niet toegestaan. This is a holiday-zoned home (recreatiebestemming): it may not be used as a year-round primary residence, and you cannot register at the address. That is normal for a Dutch recreatiewoning and says nothing about letting — the park contract and the municipality decide that. It also narrows the resale market to buyers who want exactly this.

Park: EuroParcsOperator: EuroParcsLetting: Rental pool or independent letting

Permanente bewoning niet toegestaan (recreatiebestemming): this is a holiday-zoned home and may not be used as a year-round primary residence.

The Netherlands has no national short-let register, so this is read from the listing — not a permit. Letting rules are set per municipality (and per park contract); confirm both with the gemeente and the seller before you buy. Guests pay toeristenbelasting per night wherever letting is allowed.

After-tax basis: net yield is on the all-in acquisition cost (asking price plus 8% overdrachtsbelasting, notary, legal and furnishing) and after Dutch Box 3 — a deemed return of 6.00% on the home's value, taxed at 36%, not a tax on the rent received. Park charges (the listing's figure where it states one, otherwise a market assumption you can edit in the P&L), utilities and a letting-agency share are deducted. Financing lowers the Box 3 bill — debt counts against it at a 2.70% forfait — and is not modelled here. Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the KOR applies. Box-3 rules are under reform; confirm with a Dutch tax adviser.

Property details

Year built: 2006
Energy: a
Situation: Wooded surroundings · Rural setting · Outside the built-up area · On a holiday park · Quiet road

Listing text from the makelaar, in Dutch

Lochem – Ploegdijk 2-382 Recreëren met de hele familie op een fijne locatie, dat kan in deze houten grotendeels gerenoveerde 9-persoons vakantiewoning op 409 m² eigen grond met tuinhuisje. De woning is met de fijne veranda en serre gericht op de tuin welke op het westen ligt. De tuin heeft veel privacy rondom en de recreatiewoning is in het rustige gedeelte van het veelzijdige Recreatiepark Resort de Achterhoek gelegen. Een park nabij het natuurterrein en wandelgebied “t Groote Veld” met zowel bos als heideveldjes, maar ook de golfbaan is in de directe omgeving aanwezig. Dus optimaal genieten. Een woning in een zeer een bosrijke omgeving tussen de stad Lochem, waar het gezellig vertoeven is en de historische Hanzestad Zutphen. Op het park zelf kan men volledige tot rust komen, maar ook gebruik maken van de faciliteiten op het park dit zijn o.a. recreatievijver, restaurants, receptie, zwembad, dierenweitje enz. Indeling: Begane grond: entree, hal, bijkeuken met wasmachineaansluiting en cv opstelplaats. Toilet met wandcloset en fontein, geheel getegelde badkamer met douche en wastafelmeubel, 2 x 2-persoons slaapkamer. Open moderne lichte keuken met schuifpui naar de fraaie lichte serre, keuken in hoekopstelling met o.a. inductiekookplaat, combimagnetron, vaatwasser en composieten. De lichte woonkamer is volledig georiënteerd met het uitzicht op de tuin en heeft 2 schuif-/kantelpuien waarvan 1 naar de luxe veranda met zonwering en lampen. De kamer heeft een heel open, ruimtelijk gevoel o.a. door het hoge plafond welke tot in de nok open is. Verdieping: Via vaste trap, vide welke een royaal zicht geeft in de woonkamer. Eén grote 2-tot-4 persoons slaapkamer en nog 1 extra 2 persoons slaapkamer, beide voorzien van knieschot bergruimte. 2e Badkamer met wastafel en ligbad/ douche en separaat toilet met fontein. Bijzonderheden: - Bouwjaar ca. 2006 - Woonoppervlakte 103 m² - Inhoud 409 m³ - Perceeloppervlakte 389 m² eigen grond - CV-combi HR ketel bj. 2017 - Energielabel B (geldig tot 09-01-2034) - Gehele woning is voorzien van een laminaatvloer - De woning mag niet permanent bewoond worden (recreatiewoning) - Incl. aanwezige meubilering/stoffering. Deze woning valt onder de 6 gebruikersmodellen van EuroParcs. Hiervan zijn ook de jaarlijkse kosten afhankelijk. Zowel geheel eigen gebruik als diverse vormen van verhuur zijn mogelijk. Van volledig verhuren via EuroParcs in diverse vormen tot volledig zelf verhuren. Voor vragen over kosten kunnen wij u een overzicht hiervan mailen.

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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use verified Brixfox Intelligence rental data. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Netherlands may impact actual yields.