Ploegdijk 2-H418, Lochem

Ploegdijk 2-H418, Lochem

Lochem

Wooded surroundings · Sheltered position · Outside the built-up area · Next to a park · On a holiday park · Quiet road

€120,000

Asking Price

2

Bedrooms

45 m²

Living Area

Recreatie

Recreatiebestemming

Price
€120,000
Net yield
6.1%
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2-bedroom holiday home in Lochem — photo 1 of 5
UwTweedehuismakelaar makelaar in Nederland
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2-bedroom holiday home in Lochem — photo 2 of 5
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2-bedroom holiday home in Lochem — photo 3 of 5
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2-bedroom holiday home in Lochem — photo 4 of 5
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2-bedroom holiday home in Lochem — photo 5 of 5
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Ploegdijk 2-H418, Lochem

Lochem · Ref BF-4099Source · UwTweedehuismakelaar makelaar in Nederland · listed 21 Jun 2026
Asking price
€120,000
Net yield
6.1%
Gross on asking
22.4%
Est. revenue / yr
€26,900
Bedrooms
2
Built area
45 m²
Land
211 m²
Brixfox Score 81 · B+Koop (eigen grond)Pool or own lettingRecreatiebestemmingFinancial analysis ↓
Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
6.1%
€8,978 net operating income /yr
Gross yield · all-in basis
18.2%
−12.1 pts in operating costs & local taxes
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Lochem — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by our measured, market-calibrated asking-to-booked factor. Occupancy is calibrated against tracked reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
€145
Comp median nightly rate (asking prices, class-matched)
Expected occupancy
51%
Full-year estimate, market-calibrated
Projected annual revenue
€26,900
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 10.5% of price, auto-calculated
€12,600
Overdrachtsbelasting (transfer tax)€9,600
Notary & Kadaster€1,800
Legal advice€1,200
Renovation budget· no measured Netherlands basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
€147,600
+23.0% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
€26,900
Rental management
−€8,070
Booking channel fees
−€1,076
Cleaning & consumables
−€1,345
Park charge (parkbijdrage)
€/yr−€1,750
Utilities (energy, water, internet)
€/yr−€1,500
Property tax (OZB)
−€112
Maintenance reserve
−€960
Insurance
−€500
Box 3 wealth tax
−€2,609
Net operating income
€8,978/yr
Net yield on all-in investment
6.1%

Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the kleineondernemersregeling (KOR) applies. Financing is not modelled: a mortgage lowers the Box 3 bill (debt at a 2.70% forfait) and adds interest.

Total return, if prices move

Net yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%2.5% · Lochem 5-yr avg — historical, not a forecast8%
Indicative total return
6.1%/yr
6.1% net yield + 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Lochem

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

81B
Rental YieldStrong
6.1% net yield on all-in cost
LettingGood
Park allows its pool or own letting
OccupancyAverage
51% average occupancy
Nightly RateAverage
€145 per night
Visual AppealPending
Analysis pending
Size & SpaceAverage
211 m² land area
ZoningStrong
Recreatiebestemming stated in the listing
TenureStrong
Koop on eigen grond
Strong net yield at 6.1% (fully managed, on all-in cost) — outperforms most villas in this market
In a tourism zone where short-term rental is permitted — eligible for a Pondok Wisata licence
Koop on eigen grond — full ownership of home and plot, no ground lease to renew
Occupancy at 51% — factor in seasonal gaps
ADR of €145 limits revenue ceiling — consider repositioning potential

Worth underwriting.

Risk & what-if

TenureKoop (eigen grond)eigen grond · no lease decay
Payback7 yearsfrom net rent at the expected case
Before you buy

The park, the zoning and the tax the numbers rest on

Read from the listing, never a permit

The park allows both pool and independent letting

Pool or independent

Owners here can either join the park’s rental pool or let the home themselves. That choice is the single biggest lever on net yield in a park home — the pool trades a revenue share for filled weeks and zero effort; independent letting keeps the margin and the work. Confirm which options the current contract actually carries.

Permanent residence not permitted

Permanente bewoning niet toegestaan. This is a holiday-zoned home (recreatiebestemming): it may not be used as a year-round primary residence, and you cannot register at the address. That is normal for a Dutch recreatiewoning and says nothing about letting — the park contract and the municipality decide that. It also narrows the resale market to buyers who want exactly this.

Park: EuroParcsOperator: EuroParcsLetting: Rental pool or independent letting

Recreatiebestemming (recreatiewoning): permanent year-round residence is often not permitted — verify the municipality’s rules before buying.

The Netherlands has no national short-let register, so this is read from the listing — not a permit. Letting rules are set per municipality (and per park contract); confirm both with the gemeente and the seller before you buy. Guests pay toeristenbelasting per night wherever letting is allowed.

After-tax basis: net yield is on the all-in acquisition cost (asking price plus 8% overdrachtsbelasting, notary, legal and furnishing) and after Dutch Box 3 — a deemed return of 6.00% on the home's value, taxed at 36%, not a tax on the rent received. Park charges (the listing's figure where it states one, otherwise a market assumption you can edit in the P&L), utilities and a letting-agency share are deducted. Financing lowers the Box 3 bill — debt counts against it at a 2.70% forfait — and is not modelled here. Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the KOR applies. Box-3 rules are under reform; confirm with a Dutch tax adviser.

Property details

Year built: 2019
Energy: d
Situation: Wooded surroundings · Sheltered position · Outside the built-up area · Next to a park · On a holiday park · Quiet road

Listing text from the makelaar, in Dutch

Berkel - Mooie 4-persoons Berkel op eigen kavel midden in de Achterhoekse natuur op EuroParcs De Achterhoek te Lochem. Deze woning is omringd door groen en bevindt zich in de Achterhoek. Het object is voorzien van de nodige comfort om uw vakantie onvergetelijk te maken. De living voelt ruim en licht aan. Dit komt mede door de grote raampartijen in de ruimte. Hierdoor geniet u niet alleen van natuurlijk lichtinval, maar ook van het uitzicht. In de living zijn de loungehoek, de eethoek en de keuken gesitueerd. De loungehoek is stijlvol ingericht met een bank, twee fauteuils, een tweetal salontafels en een tv-meubel met televisie er op. De zenders hiervan kunt u ontvangen met de CAI-aansluiting. Ook WiFi is aanwezig in de woning. De eethoek is voorzien van een houten eettafel met vier eetkamerstoelen, die grenst aan de halfopen keuken. De keuken is modern afgewerkt en beschikt over een koelkast met vriesvak, een (combi)magnetron, een vaatwasser en een gasstel inclusief afzuigkap. Met de twee aanwezige slaapkamers kunnen er vier personen overnachten. De ruime hoofdslaapkamer is uitgerust met twee aanééngeschoven éénpersoonsbedden met aan beide kanten een nachtkastje. In de tweede slaapkamer staan twee losse éénpersoonsbedden met een nachtkastje er tussen. De nette badkamer is volledig betegeld en netjes afgewerkt. Deze ruimte huist de inloopdouche, het toilet, de design radiator en de wastafel met daarboven een spiegel. De tuin is netjes onderhouden en door het grote gazon en betegelde terras ook erg onderhoudsvriendelijk. Het betegelde terras is voorzien van tuinmeubelen. Daarnaast beschikt de woning ook nog over een losstaande externe berging, voor het opbergen van bijv. fietsen en tuingereedschap. De woning wordt verwarmd middels een Cv-ketel installatie en opgeleverd inclusief inventaris (excl. persoonlijke eigendommen).

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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use verified Brixfox Intelligence rental data. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Netherlands may impact actual yields.