Ploegdijk 2-H745, Lochem

Ploegdijk 2-H745, Lochem

Lochem

Wooded surroundings · Rural setting · On a holiday park · Quiet road

€375,000

Asking Price

4

Bedrooms

76 m²

Living Area

Recreatie

Recreatiebestemming

Price
€375,000
Net yield
0.9%
Inquire
4-bedroom holiday home in Lochem — photo 1 of 5
Marieke Kok Makelaardij
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4-bedroom holiday home in Lochem — photo 2 of 5
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4-bedroom holiday home in Lochem — photo 3 of 5
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4-bedroom holiday home in Lochem — photo 4 of 5
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4-bedroom holiday home in Lochem — photo 5 of 5
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Ploegdijk 2-H745, Lochem

Lochem · Ref BF-289Source · Marieke Kok Makelaardij · listed 21 Jun 2026
Asking price
€375,000
Net yield
0.9%
Gross on asking
8.3%
Est. revenue / yr
€31,054
Bedrooms
4
Built area
76 m²
Land
504 m²
Brixfox Score 62 · C+Koop (eigen grond)Pool or own lettingRecreatiebestemmingFinancial analysis ↓
Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
0.9%
€3,688 net operating income /yr
Gross yield · all-in basis
7.3%
−6.4 pts in operating costs & local taxes
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Lochem — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by our measured, market-calibrated asking-to-booked factor. Occupancy is calibrated against tracked reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
€155
Comp median nightly rate (asking prices, class-matched)
Expected occupancy
55%
Full-year estimate, market-calibrated
Projected annual revenue
€31,054
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 8.8% of price, auto-calculated
€33,000
Overdrachtsbelasting (transfer tax)€30,000
Notary & Kadaster€1,800
Legal advice€1,200
Renovation budget· no measured Netherlands basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
€423,000
+12.8% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
€31,054
Rental management
−€9,316
Booking channel fees
−€1,242
Cleaning & consumables
−€1,553
Park charge (parkbijdrage)
€/yr−€1,750
Utilities (energy, water, internet)
€/yr−€1,500
Property tax (OZB)
−€351
Maintenance reserve
−€3,000
Insurance
−€500
Box 3 wealth tax
−€8,154
Net operating income
€3,688/yr
Net yield on all-in investment
0.9%

Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the kleineondernemersregeling (KOR) applies. Financing is not modelled: a mortgage lowers the Box 3 bill (debt at a 2.70% forfait) and adds interest.

Total return, if prices move

Net yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%2.5% · Lochem 5-yr avg — historical, not a forecast8%
Indicative total return
0.9%/yr
0.9% net yield + 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Lochem

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

62C
Rental YieldWeak
0.9% net yield on all-in cost
LettingGood
Park allows its pool or own letting
OccupancyAverage
55% average occupancy
Nightly RateAverage
€155 per night
Visual AppealPending
Analysis pending
Size & SpaceStrong
504 m² land area
ZoningStrong
Recreatiebestemming stated in the listing
TenureStrong
Koop on eigen grond
Generous 504 m² land — room for expansion or amenities
In a tourism zone where short-term rental is permitted — eligible for a Pondok Wisata licence
Koop on eigen grond — full ownership of home and plot, no ground lease to renew
Net yield of 0.9% (fully managed, on all-in cost) is below the market average — model your cashflow carefully
Occupancy at 55% — factor in seasonal gaps

Consider carefully.

Risk & what-if

TenureKoop (eigen grond)eigen grond · no lease decay
Payback28.8 yearsfrom net rent at the expected case
Before you buy

The park, the zoning and the tax the numbers rest on

Read from the listing, never a permit

The park allows both pool and independent letting

Pool or independent

Owners here can either join the park’s rental pool or let the home themselves. That choice is the single biggest lever on net yield in a park home — the pool trades a revenue share for filled weeks and zero effort; independent letting keeps the margin and the work. Confirm which options the current contract actually carries.

Permanent residence not permitted

Permanente bewoning niet toegestaan. This is a holiday-zoned home (recreatiebestemming): it may not be used as a year-round primary residence, and you cannot register at the address. That is normal for a Dutch recreatiewoning and says nothing about letting — the park contract and the municipality decide that. It also narrows the resale market to buyers who want exactly this.

Park: EuroParcsOperator: EuroParcsLetting: Rental pool or independent letting

Permanente bewoning niet toegestaan (recreatiebestemming): this is a holiday-zoned home and may not be used as a year-round primary residence.

The Netherlands has no national short-let register, so this is read from the listing — not a permit. Letting rules are set per municipality (and per park contract); confirm both with the gemeente and the seller before you buy. Guests pay toeristenbelasting per night wherever letting is allowed.

After-tax basis: net yield is on the all-in acquisition cost (asking price plus 8% overdrachtsbelasting, notary, legal and furnishing) and after Dutch Box 3 — a deemed return of 6.00% on the home's value, taxed at 36%, not a tax on the rent received. Park charges (the listing's figure where it states one, otherwise a market assumption you can edit in the P&L), utilities and a letting-agency share are deducted. Financing lowers the Box 3 bill — debt counts against it at a 2.70% forfait — and is not modelled here. Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the KOR applies. Box-3 rules are under reform; confirm with a Dutch tax adviser.

Property details

Year built: 2020
Energy: d
Situation: Wooded surroundings · Rural setting · On a holiday park · Quiet road

Listing text from the makelaar, in Dutch

Vrijstaande 6-persoons recreatiewoning aan waterpartij, op eigen grond! Op zoek naar een comfortabele recreatiewoning op een prachtige plek met natuur gelijk rondom het park? Deze vrijstaande 6-persoons recreatiewoning uit 2020 combineert eigentijds wooncomfort met een schitterende ligging aan een vijver. De woning staat op een ruim perceel eigen grond van maar liefst 504 m² en biedt volop rust, privacy en ruimte om te genieten van het buitenleven. Dankzij de ligging direct aan het water ervaart u hier iedere dag een ontspannen vakantiegevoel. De tuin biedt een fijne plek om buiten te zitten, te eten of simpelweg te genieten van het uitzicht over de vijver. Ligging: De woning is gelegen op Resort de Achterhoek, direct naast het prachtige natuurgebied ’t Grote Veld. Vanuit het park wandelt u zo de bossen en heidevelden in. Ook voor fietsliefhebbers is de omgeving ideaal, met tal van mooie routes door het afwisselende Achterhoekse landschap. Golfliefhebbers kunnen terecht bij de nabijgelegen 18-holes golfbaan De Graafschap. Voor zwemplezier is er een zwembad op het park en ook het plaatselijke zwembad De Beemd ligt in de directe omgeving. Resort de Achterhoek beschikt over diverse voorzieningen, waaronder een zwem- en visvijver, binnen en buiten speelgelegenheden, tennisbaan en midgetgolf. Daarnaast liggen de Hanzesteden Zutphen en Deventer en het sfeervolle centrum van Lochem op korte afstand. Daarmee combineert deze locatie rust, natuur en recreatie met de levendigheid van gezellige plaatsen in de omgeving. Indeling begane grond: Via de entree komt u binnen in een praktische hal met trapopgang en trapkast. In de trapkast bevindt zich de wasmachine-aansluiting. Verder is er een separaat toilet met wandcloset en fontein. Tweepersoons slaapkamer met vaste kast en een aangrenzende badkamer, voorzien van wastafel en inloopdouche. Dit maakt de woning ook zeer geschikt voor gelijkvloers gebruik. De moderne open keuken is uitgevoerd in een stijlvolle grijze kleurstelling en voorzien van onder andere een vaatwasser, gaskookplaat en combimagnetron. De keuken staat in directe verbinding met de lichte woonkamer, waar voldoende ruimte is voor een comfortabel zit- en eetgedeelte. De tegelvloer met vloerverwarming zorgt voor extra comfort. Vanuit meerdere punten in de woning geven openslaande deuren toegang tot de tuin. Hierdoor ontstaat een prettige verbinding tussen binnen en buiten en kunt u optimaal genieten van de ligging aan de vijver. Verdieping: Op de verdieping bevindt zich een overloop met toegang tot drie slaapkamers: twee eenpersoons slaapkamers, waarvan één met dakkapel en een tweepersoons slaapkamer met ruimte voor het plaatsen van kasten. Daarnaast is er een tweede badkamer met inloopdouche, wastafel en dakkapel. Ook is er een separaat toilet met wandcloset en fontein aanwezig. De verdieping is geheel voorzien van een laminaatvloer. Deze woning valt onder de 6 gebruikersmodellen van EuroParcs. Hiervan zijn ook de jaarlijkse kosten afhankelijk. Zowel geheel eigen gebruik als diverse vormen van verhuur zijn mogelijk. Van volledig verhuren via EuroParcs in diverse vormen tot volledig zelf verhuren. Voor vragen over kosten kunnen wij u een overzicht hiervan mailen. Bijzonderheden Bouwjaar 2020 Perceeloppervlakte ca. 504 m² (eigen grond) Woonoppervlakte ca. 76 m² Inhoud ca. 276 m³ CV-combiketel 2021 Volledig geïsoleerd Energielabel B geldig tot 10 januari 2034 Inclusief complete inrichting en stoffering Permanente bewoning niet toegestaan (recreatiewoning)

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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use verified Brixfox Intelligence rental data. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Netherlands may impact actual yields.