Sternhorst 103, Ballum

Sternhorst 103, Ballum

Ballum

Outside the built-up area · Quiet road · Near the beach

€415,000

Asking Price

3

Bedrooms

63 m²

Living Area

Recreatie

Recreatiebestemming

Price
€415,000
Net yield
3.7%
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3-bedroom holiday home in Ballum — photo 1 of 5
Kremermakelaars.nl
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3-bedroom holiday home in Ballum — photo 2 of 5
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3-bedroom holiday home in Ballum — photo 3 of 5
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3-bedroom holiday home in Ballum — photo 4 of 5
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3-bedroom holiday home in Ballum — photo 5 of 5
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Sternhorst 103, Ballum

Ballum · Wadden Islands · Ref BF-2175Source · Kremermakelaars.nl · listed 21 Jun 2026
Asking price
€415,000
Net yield
3.7%
Gross on asking
13.4%
Est. revenue / yr
€55,470
Bedrooms
3
Built area
63 m²
Land
542 m²
Brixfox Score 75 · B+Ground lease (erfpacht)RecreatiebestemmingFinancial analysis ↓
Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
3.7%
€17,354 net operating income /yr
Gross yield · all-in basis
11.9%
−8.2 pts in operating costs & local taxes
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Ballum — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by our measured, market-calibrated asking-to-booked factor. Occupancy is calibrated against tracked reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
€281
Comp median nightly rate (asking prices, class-matched)
Expected occupancy
54%
Full-year estimate, market-calibrated
Projected annual revenue
€55,470
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 8.7% of price, auto-calculated
€36,200
Overdrachtsbelasting (transfer tax)€33,200
Notary & Kadaster€1,800
Legal advice€1,200
Renovation budget· no measured Netherlands basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
€466,200
+12.3% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
€55,470
Rental management
−€16,641
Booking channel fees
−€2,219
Cleaning & consumables
−€2,774
Park charge (parkbijdrage)
€/yr−€1,750
Utilities (energy, water, internet)
€/yr−€1,500
Property tax (OZB)
−€388
Maintenance reserve
−€3,320
Insurance
−€500
Box 3 wealth tax
−€9,024
Net operating income
€17,354/yr
Net yield on all-in investment
3.7%

Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the kleineondernemersregeling (KOR) applies. Financing is not modelled: a mortgage lowers the Box 3 bill (debt at a 2.70% forfait) and adds interest.

Total return, if prices move

Net yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%2.5% · Ballum 5-yr avg — historical, not a forecast8%
Indicative total return
3.7%/yr
3.7% net yield + 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Ballum · Wadden Islands

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

75B
Rental YieldGood
3.7% net yield on all-in cost
LettingPending
Letting regime not stated
OccupancyAverage
54% average occupancy
Nightly RateGood
€281 per night
Visual AppealPending
Analysis pending
Size & SpaceStrong
542 m² land area
ZoningStrong
Recreatiebestemming stated in the listing
TenureAverage
Ground lease
Generous 542 m² land — room for expansion or amenities
In a tourism zone where short-term rental is permitted — eligible for a Pondok Wisata licence
Occupancy at 54% — factor in seasonal gaps
Erfpacht — the home is owned, the plot is leased; check the term, the indexation and what happens at expiry

Worth underwriting.

Risk & what-if

TenureGround lease (erfpacht)annual canon; check the term, the indexation clause and what happens at expiry
Payback12.2 yearsfrom net rent at the expected case
Before you buy

The park, the zoning and the tax the numbers rest on

Read from the listing, never a permit

Letting regime not stated in the listing

Nothing in this listing states whether the home may be let to holiday guests, or under which regime. Recreational zoning generally makes tourist letting the intended use, but the municipality and — in a park — the park contract decide.

Permanent residence not permitted

Permanente bewoning niet toegestaan. This is a holiday-zoned home (recreatiebestemming): it may not be used as a year-round primary residence, and you cannot register at the address. That is normal for a Dutch recreatiewoning and says nothing about letting — the park contract and the municipality decide that. It also narrows the resale market to buyers who want exactly this.

Recreatiebestemming (recreatiewoning): permanent year-round residence is often not permitted — verify the municipality’s rules before buying.

The Netherlands has no national short-let register, so this is read from the listing — not a permit. Letting rules are set per municipality (and per park contract); confirm both with the gemeente and the seller before you buy. Guests pay toeristenbelasting per night wherever letting is allowed.

After-tax basis: net yield is on the all-in acquisition cost (asking price plus 8% overdrachtsbelasting, notary, legal and furnishing) and after Dutch Box 3 — a deemed return of 6.00% on the home's value, taxed at 36%, not a tax on the rent received. Park charges (the listing's figure where it states one, otherwise a market assumption you can edit in the P&L), utilities and a letting-agency share are deducted. Financing lowers the Box 3 bill — debt counts against it at a 2.70% forfait — and is not modelled here. Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the KOR applies. Box-3 rules are under reform; confirm with a Dutch tax adviser.

Property details

Year built: 1969
Energy: a
Situation: Outside the built-up area · Quiet road
Beach: Near the beachListing: “Het gezellige dorp Ballum ligt op korte afstand, evenals het strand, de duinen en de uitgestrekte natuurgebieden zijn binnen enkele minuten bereikbaar.”

Listing text from the makelaar, in Dutch

Op een rustige en groene locatie nabij Ballum staat deze recreatiebungalow met drie slaapkamers, een woonkamer, keuken, badkamer met douche en toilet en een berging. De bungalow vormt een fijne uitvalsbasis om optimaal te genieten van alles wat Ameland te bieden heeft. De bungalow beschikt over een praktische indeling en biedt volop mogelijkheden om deze naar eigen wens en smaak te moderniseren. De woonkamer is een prettige verblijfsruimte met uitzicht op het groen rondom de woning. De keuken sluit hier direct op aan en de drie slaapkamers bieden voldoende ruimte voor familie en gasten. Een bijzonder pluspunt is de sfeervolle tuin. Rondom de bungalow bevindt zich een rijke en gevarieerde begroeiing die zorgt voor veel privacy en een natuurlijke ambiance. In de tuin zijn verschillende beschutte hoekjes gecreëerd met zitjes, waardoor er altijd een fijne plek te vinden is om te ontspannen en te genieten van de rust en de natuur. De ligging is ideaal. Het gezellige dorp Ballum ligt op korte afstand, evenals het strand, de duinen en de uitgestrekte natuurgebieden zijn binnen enkele minuten bereikbaar. Ook de faciliteiten van Roosdunen zijn dichtbij. Een heerlijke recreatieplek voor wie op zoek is naar rust, privacy en de unieke sfeer van Ameland. Hier geniet u het hele jaar door van natuur, ruimte en ontspanning. Indeling - Entree met hal van waaruit toegang is tot de woonkamer en een slaapkamer. - Woonkamer met zithoek. Vanuit de woonkamer is er toegang tot een slaapkamer, de badkamer en de keuken. - Keuken met witgoedaansluiting en eethoek. - Vanuit de keuken is er toegang tot de ouderslaapkamer. - Ouderslaapkamer met tweepersoonsbed, kast en tv. - Tweepersoons slaapkamer met etagebed en kledingkast, bereikbaar vanuit de woonkamer. - Tweepersoons slaapkamer met tweepersoonsbed en kledingkast bereikbaar vanuit de hal. - Badkamer met douche, toilet en wastafel. - Berging. Tuin - Terras op het zuiden. - Ruime tuin met diverse zitjes. Bijzonderheden - Zes persoons bungalow met drie slaapkamers - Groene tuin met veel privacy en meerdere terrassen - Ligging aan de rand van Roosdunen - Gelegen op een perceel van 542 m² erfpachtgrond

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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use verified Brixfox Intelligence rental data. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Netherlands may impact actual yields.