Ploegdijk 2-57, Lochem

Ploegdijk 2-57, Lochem

Lochem, Gelderland

€95,000

Asking Price

55 m²

Living Area

Price
€95,000
Net yield
5.6%
ReportInquire
studio holiday home in Lochem — photo 1 of 5
Vakantieparken Makelaar
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studio holiday home in Lochem — photo 2 of 5
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studio holiday home in Lochem — photo 3 of 5
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studio holiday home in Lochem — photo 4 of 5
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studio holiday home in Lochem — photo 5 of 5
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Ploegdijk 2-57, Lochem

Lochem · Gelderland · Ref BF-141900Source · Vakantieparken Makelaar · listed 11 Nov 2026
Asking price
€95,000
Listed 2 days ago
Net yield
5.6%
Gross on asking
23.1%
Est. revenue / yr
€21,962
Want this analysis as an underwriting report (PDF)?

The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Netherlands ownership, tax and letting rules

Bedrooms
Studio
Built area
55 m²
Brixfox Score 81 · B+Koop (eigen grond)Financial analysis ↓
Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
5.6%
€6,746 net operating income /yr
Gross yield · all-in basis
18.2%
−12.6 pts in operating costs & local taxes
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Lochem — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from comparable Airbnb listings near this home with the same number of bedrooms. The nightly rate is their asking price, distance-weighted, adjusted for the photos and for a water position the listing states. It is not corrected to a booked price: in the Netherlands we measured asking and booked rates at about the same level. Occupancy comes from measured market data for the nearest reference area, calibrated to the nights AirDNA measured as booked on Dutch holiday homes. The comp cards below show raw asking prices.
Expected ADR
€144
Comp nightly rate (asking prices, distance-weighted, same bedrooms)
Expected occupancy
42%
Full-year estimate, market-calibrated
Projected annual revenue
€21,962
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 11.2% of price, auto-calculated
€10,600
Overdrachtsbelasting (transfer tax)€7,600
Notary & Kadaster€1,800
Legal advice€1,200
Renovation budget· no measured Netherlands basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
€120,600
+26.9% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
€21,962
Rental management
−€6,589
Booking channel fees
−€878
Cleaning & consumables
−€1,098
Park charge (parkbijdrage)
€/yr−€1,750
Utilities (energy, water, internet)
€/yr−€1,500
Property tax (OZB)
−€89
Maintenance reserve
−€760
Insurance
−€500
Btw on the letting (21%)
€0
Box 3 wealth tax
−€2,052
Net operating income
€6,746/yr
Net yield on all-in investment
5.6%

Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the kleineondernemersregeling (KOR) applies. Financing is not modelled: a mortgage lowers the Box 3 bill (debt at a 2.70% forfait) and adds interest.

Rental yield + value growth

Your net rental yield plus a yearly rise in the property's market value (land and building) that you choose. Value growth is an assumption, not data — which is why it starts at 0% and is kept out of the yield figures above.
Property value growth per year · your assumption0%
0%2.5% · Brixfox model assumption8%
Yield + value growth
5.6%/yr
5.6% net yield + 0% value growth
Value growth figures are illustrative only. The marker is the yearly growth Brixfox's model assumes for this market, not measured local price history; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
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The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Netherlands ownership, tax and letting rules

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Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Lochem · Gelderland

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

81B+
Rental YieldStrong
5.6% net yield on all-in cost
LettingPending
Letting regime not stated
OccupancyWeak
42% average occupancy
Nightly RateAverage
€144 per night
Visual AppealGood
6/10 visual appeal
Size & SpacePending
55 m² interior — plot not stated
ZoningPending
Zoning not stated in the listing
TenureStrong
Koop on eigen grond
Strong net yield at 5.6% (fully managed, on all-in cost) — outperforms most villas in this market
Koop on eigen grond — full ownership of home and plot, no ground lease to renew
Occupancy at 42% — factor in seasonal gaps
ADR of €144 limits revenue ceiling — consider repositioning potential

Worth underwriting.

Risk & what-if

TenureKoop (eigen grond)eigen grond · no lease decay
Payback17.9 yearsfrom net rent at the expected case
Before you buy

The park, the zoning and the tax the numbers rest on

Read from the listing, never a permit

The listing mentions holiday letting

Letting is referred to in the listing, but the text does not say under which regime — free independent letting or a park rental pool. Which of the two applies materially changes net yield, so treat it as the first question to the selling agent.

Recreational zoning (recreatiewoning)

Recreatiebestemming: the home is zoned for holiday use, which is the cleanest route for short-let investment. Permanent year-round residence is often not permitted — the listing does not say either way, so verify the bestemmingsplan with the municipality.

Recreatiebestemming (recreatiewoning): permanent year-round residence is often not permitted — verify the municipality’s rules before buying.

The Netherlands has no national short-let register, so this is read from the listing — not a permit. Letting rules are set per municipality (and per park contract); confirm both with the gemeente and the seller before you buy. Guests pay toeristenbelasting per night wherever letting is allowed.

After-tax basis: net yield is on the all-in acquisition cost (asking price plus 8% overdrachtsbelasting, notary, legal and furnishing) and after Dutch Box 3 — a deemed return of 6.00% on the home's value, taxed at 36%, not a tax on the rent received. Park charges (the listing's figure where it states one, otherwise a market assumption you can edit in the P&L), utilities and a letting-agency share are deducted. Financing lowers the Box 3 bill — debt counts against it at a 2.70% forfait — and is not modelled here. Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the KOR applies. Box-3 rules are under reform; confirm with a Dutch tax adviser.

Property details

Year built: 2015
Condition: good
View: garden

Listing text from the makelaar, in Dutch

Ploegdijk 2-57 – Lochem biedt u een vakantie woning type Linde , geschikt voor 4 personen. Deze woning van 55 m² ligt op een eigen kavel van ruim perceel van 427 m² incl tuinterras en eigen parkeerplaats • Het hele jaar geopend – vier seizoenen lang genieten • Huisdieren toegestaan – neem je trouwe viervoeter mee • Verhuurmogelijkheden beschikbaar – ook interessant als investering • Alle woningen voorzien van internet – altijd verbonden • Volledig eigendom van woning en  van de kavel • Moderne voorzieningen en comfortabele indeling en op de toekomst gericht  • Ideaal voor eigen gebruik én verhuur Interesse in deze fijne vacatie woning type Linde  in het mooie Lochem? Neem contact op met Vakantieparken Makelaar voor meer informatie of een bezichtiging. Kavel 1004 aan de Laan van Laag Kanje biedt alles wat u zoekt voor rust, ruimte en recreatie! Deze Velthorst-woning voor 4 personen is een moderne en praktische vakantiewoning met een warm karakter. Geniet van het buitenleven op een royaal perceel van 363 m², omringd door groen en rust. Klaar om te investeren in uw eigen vakantieplek? Neem contact op met Vakantieparken Makelaar voor meer informatie of om een bezichtiging in te plannen. Kavel 358 aan de Flevoweg 90 biedt alles wat u zoekt: ruimte, luxe én uw eigen aanlegsteiger. Deze moderne Hackfort-woning is geschikt voor 6 personen, gelegen op een royaal perceel van 564 m², en biedt ultiem woongenot met directe toegang tot het water – ideaal voor vaarliefhebbers! • Direct aan het water – vaarliefhebbers opgelet! • Eigen aanlegsteiger – zeldzaam en bijzonder • Volledige eigendom van woning én kavel • Geschikt voor eigen gebruik én verhuur Ziet u zichzelf hier al genieten aan het water? Neem contact op met Vakantieparken Makelaar voor meer informatie of om een bezichtiging te plannen. Bel ons gerust 023.792.04.68 • Mooie privé kavel met veel rust en groen • Voorzien van veranda – comfortabel in de zomer • Volledige eigendom van woning optie tot koop van de kavel • Geschikt voor eigen gebruik en verhuur Geïnteresseerd in deze complete vakantiewoning met extra comfort? Neem contact op met Vakantieparken Makelaar voor meer informatie of een bezichtiging. Bel ons gerust 023.792.04.68 of kijk op de website www.vakantieparkenmakelaar.nl Spijkweg 15-228 – Biddinghuizen biedt u een moderne Velthorst Lodge , geschikt voor 4 personen. Met een woonoppervlakte van 55 m² op een royale kavel van 275 m² eigen grond, is dit een ideale woning voor wie op zoek is naar rust, comfort én eigendom. ✅ 55 m² woonoppervlakte – licht en praktisch ingericht ✅ Inductiekookplaat met combi-oven – modern en veilig ✅ Twee slaapkamers – geschikt voor 4 personen ✅ Gas-aansluiting aanwezig – extra mogelijkheden voor verwarming ✅ Woning op eigen perceel van 275 m² – meer vrijheid en waarde ✅ Goed onderhouden – direct te betrekken De woning wordt aangeboden voor €209.000,- vrij van btw, exclusief kosten koper . • Volledig eigendom van zowel woning als grond • Moderne keuken en nette afwerking • Geschikt voor eigen gebruik of als investering • Gelegen in een groene, waterrijke omgeving Benieuwd naar deze comfortabele lodge op eigen grond? Neem contact op met Vakantieparken Makelaar voor meer informatie of een bezichtiging.

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Property Underwriting Report

PDF report · one-time purchase · this property

  • The page’s own figures, line by line
  • Every purchase cost and the all-in total
  • Occupancy and offer-price what-ifs
  • Netherlands ownership, tax and letting rules

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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use Brixfox Intelligence rental data from tracked Airbnb calendars. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Netherlands may impact actual yields.