Ploegdijk 2-326, Lochem

Ploegdijk 2-326, Lochem

Lochem, Gelderland

€289,000

Asking Price

70 m²

Living Area

Price
€289,000
Net yield
0.4%
ReportInquire
studio holiday home in Lochem — photo 1 of 5
Vakantieparken Makelaar
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studio holiday home in Lochem — photo 2 of 5
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studio holiday home in Lochem — photo 3 of 5
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studio holiday home in Lochem — photo 4 of 5
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studio holiday home in Lochem — photo 5 of 5
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Ploegdijk 2-326, Lochem

Lochem · Gelderland · Ref BF-141896Source · Vakantieparken Makelaar · listed 11 Nov 2026
Asking price
€289,000
Listed 2 days ago
Net yield
0.4%
Gross on asking
7.8%
Est. revenue / yr
€22,584
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The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Netherlands ownership, tax and letting rules

Bedrooms
Studio
Built area
70 m²
Brixfox Score 48 · CKoop (eigen grond)Financial analysis ↓
Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
0.4%
€1,203 net operating income /yr
Gross yield · all-in basis
6.8%
−6.4 pts in operating costs & local taxes
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Lochem — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from comparable Airbnb listings near this home with the same number of bedrooms. The nightly rate is their asking price, distance-weighted, adjusted for the photos and for a water position the listing states. It is not corrected to a booked price: in the Netherlands we measured asking and booked rates at about the same level. Occupancy comes from measured market data for the nearest reference area, calibrated to the nights AirDNA measured as booked on Dutch holiday homes. The comp cards below show raw asking prices.
Expected ADR
€148
Comp nightly rate (asking prices, distance-weighted, same bedrooms)
Expected occupancy
42%
Full-year estimate, market-calibrated
Projected annual revenue
€22,584
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 9.0% of price, auto-calculated
€26,120
Overdrachtsbelasting (transfer tax)€23,120
Notary & Kadaster€1,800
Legal advice€1,200
Renovation budget· no measured Netherlands basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
€330,120
+14.2% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
€22,584
Rental management
−€6,775
Booking channel fees
−€903
Cleaning & consumables
−€1,129
Park charge (parkbijdrage)
€/yr−€1,750
Utilities (energy, water, internet)
€/yr−€1,500
Property tax (OZB)
−€270
Maintenance reserve
−€2,312
Insurance
−€500
Btw on the letting (21%)
€0
Box 3 wealth tax
−€6,242
Net operating income
€1,203/yr
Net yield on all-in investment
0.4%

Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the kleineondernemersregeling (KOR) applies. Financing is not modelled: a mortgage lowers the Box 3 bill (debt at a 2.70% forfait) and adds interest.

Rental yield + value growth

Your net rental yield plus a yearly rise in the property's market value (land and building) that you choose. Value growth is an assumption, not data — which is why it starts at 0% and is kept out of the yield figures above.
Property value growth per year · your assumption0%
0%2.5% · Brixfox model assumption8%
Yield + value growth
0.4%/yr
0.4% net yield + 0% value growth
Value growth figures are illustrative only. The marker is the yearly growth Brixfox's model assumes for this market, not measured local price history; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
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The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Netherlands ownership, tax and letting rules

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Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Lochem · Gelderland

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

48C
Rental YieldWeak
0.4% net yield on all-in cost
LettingPending
Letting regime not stated
OccupancyWeak
42% average occupancy
Nightly RateAverage
€148 per night
Visual AppealGood
6/10 visual appeal
Size & SpacePending
70 m² interior — plot not stated
ZoningPending
Zoning not stated in the listing
TenureStrong
Koop on eigen grond
Koop on eigen grond — full ownership of home and plot, no ground lease to renew
Net yield of 0.4% (fully managed, on all-in cost) is below the market average — model your cashflow carefully
Occupancy at 42% — factor in seasonal gaps

Consider carefully.

Risk & what-if

TenureKoop (eigen grond)eigen grond · no lease decay
Payback274.4 yearsfrom net rent at the expected case
Before you buy

The park, the zoning and the tax the numbers rest on

Read from the listing, never a permit

The listing mentions holiday letting

Letting is referred to in the listing, but the text does not say under which regime — free independent letting or a park rental pool. Which of the two applies materially changes net yield, so treat it as the first question to the selling agent.

Recreational zoning (recreatiewoning)

Recreatiebestemming: the home is zoned for holiday use, which is the cleanest route for short-let investment. Permanent year-round residence is often not permitted — the listing does not say either way, so verify the bestemmingsplan with the municipality.

Recreatiebestemming (recreatiewoning): permanent year-round residence is often not permitted — verify the municipality’s rules before buying.

The Netherlands has no national short-let register, so this is read from the listing — not a permit. Letting rules are set per municipality (and per park contract); confirm both with the gemeente and the seller before you buy. Guests pay toeristenbelasting per night wherever letting is allowed.

After-tax basis: net yield is on the all-in acquisition cost (asking price plus 8% overdrachtsbelasting, notary, legal and furnishing) and after Dutch Box 3 — a deemed return of 6.00% on the home's value, taxed at 36%, not a tax on the rent received. Park charges (the listing's figure where it states one, otherwise a market assumption you can edit in the P&L), utilities and a letting-agency share are deducted. Financing lowers the Box 3 bill — debt counts against it at a 2.70% forfait — and is not modelled here. Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the KOR applies. Box-3 rules are under reform; confirm with a Dutch tax adviser.

Property details

Year built: 2015
Condition: good
View: forest

Listing text from the makelaar, in Dutch

Ploegdijk 2-326 – Lochem biedt u een vakantie woning type Hackfort , geschikt voor 4 personen. Deze woning van 70 m² ligt op een eigen kavel van ruim perceel van 634 m² incl tuinterras en eigen parkeerplaats • Het hele jaar geopend – vier seizoenen lang genieten • Huisdieren toegestaan – neem je trouwe viervoeter mee • Verhuurmogelijkheden beschikbaar – ook interessant als investering • Alle woningen voorzien van internet – altijd verbonden • Volledig eigendom van woning en  van de kavel • Moderne voorzieningen en comfortabele indeling en op de toekomst gericht  • Ideaal voor eigen gebruik én verhuur Interesse in deze fijne vacatie woning type Hackfort in het mooie Lochem? Neem contact op met Vakantieparken Makelaar voor meer informatie of een bezichtiging. Kavel 202 den drul 19 – Hackfort voor 6 personen direct een een vaar water incl aanlegsteiger . Op een royaal perceel van circa 258 m² ligt deze comfortabele en sfeervolle vakantiewoning van het type Hackfort , perfect geschikt voor 6 personen. Met een woonoppervlakte van 70 m², drie slaapkamers en moderne voorzieningen is dit de ideale plek voor rustzoekers én investeerders. De ligging aan het water biedt vrij uitzicht en voor verhuur een nog hogere bezettingsgraad ✅ 70 m² woonoppervlakte – ruim en functioneel ingedeeld ✅ Inductiekookplaat – modern en energiezuinig koken ✅ Combi-magnetron en oven – gemak in de keuken ✅ Vaatwasser – voor extra comfort ✅ Drie slaapkamers – ideaal voor gezinnen of gasten ✅ Badkamer + apart toilet – praktisch en comfortabel ✅ Inclusief volledige inventaris en meubels – instapklaar ✅ Perceel van circa 258 m² in eigendom – ruimte en vrijheid ✅ Huisdieren toegestaan – ook uw viervoeter is welkom ✅ Park het hele jaar open – recreëren wanneer u wilt ✅ Mogelijkheden tot verhuur – interessant rendement Waarom kiezen voor deze woning? • Vrij uitzicht op het water – rust en natuur direct voor de deur • Eigentijdse afwerking en complete inrichting • Volledig eigendom van woning én perceel • Geschikt voor eigen gebruik en/of verhuur • Mooie privé kavel met veel rust en groen • Voorzien van veranda – comfortabel in de zomer • Volledige eigendom van woning optie tot koop van de kavel • Geschikt voor eigen gebruik en verhuur Geïnteresseerd in deze complete vakantiewoning met extra comfort? Neem contact op met Vakantieparken Makelaar voor meer informatie of een bezichtiging. Bel ons gerust 023.792.04.68 of kijk op de website www.vakantieparkenmakelaar.nl Bent u op zoek naar een exclusieve vakantiewoning aan het water? Pavillon Kavel 118 biedt luxe, ruimte en comfort in een prachtige waterrijke omgeving. Deze 6-persoons vrijstaande woning is perfect voor ontspanning en recreatie, met een gelijkvloers ontwerp en een luxe dakterras om optimaal van de omgeving te genieten. Deze exclusieve woning wordt aangeboden voor € 575.000 exclusief btw en kosten koper en is in nieuwe staat. • Unieke ligging direct aan het water • Ruim, modern en instapklaar • Perfect voor eigen gebruik of als investering • Vrijstaand met dakterras voor optimaal genieten Een exclusieve kans voor wie op zoek is naar luxe en ontspanning aan het water! Interesse? Neem contact op met Vakantieparken Makelaar voor meer informatie of een bezichtiging. Kavel 450 aan de Arnhemseweg 100 biedt rust, comfort én extra luxe! Deze Jachthut is geschikt voor 4 personen en staat op een prachtig perceel. De woning uit 2015 is perfect onderhouden en voorzien van fijne extra’s zoals vaatwasmachine. Deze Jachthut biedt het beste van twee werelden: een knusse, complete woning van binnen en de natuur direct buiten de deur. Het terras nodigt uit voor zomerse dagen in de zon, terwijl de stoomdouche juist ontspanning biedt na een wandeling door de Veluwse bossen. Dankzij de ligging aan de bosrand geniet u van maximale rust en een uniek uitzicht. • Mooie privé kavel met veel rust en groen • Voorzien van een mooi zonnen terras  – comfortabel in de zomer • Volledige eigendom van woning en van de kavel • Geschikt voor eigen gebruik en verhuur Geïnteresseerd in deze complete vakantiewoning met extra comfort? Neem contact op met Vakantieparken Makelaar voor meer informatie of een bezichtiging.

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Property Underwriting Report

PDF report · one-time purchase · this property

  • The page’s own figures, line by line
  • Every purchase cost and the all-in total
  • Occupancy and offer-price what-ifs
  • Netherlands ownership, tax and letting rules

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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use Brixfox Intelligence rental data from tracked Airbnb calendars. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Netherlands may impact actual yields.