Tusselerdijk 4-H114, Lochem

Tusselerdijk 4-H114, Lochem

Lochem

Waterfront · Wooded surroundings · Rural setting · Outside the built-up area · Next to a park · On a holiday park

€179,000

Asking Price

2

Bedrooms

52 m²

Living Area

Recreatie

Recreatiebestemming

Price
€179,000
Net yield
4.0%
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2-bedroom holiday home in Lochem — photo 1 of 5
Thoma Post Makelaars Lochem
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2-bedroom holiday home in Lochem — photo 2 of 5
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2-bedroom holiday home in Lochem — photo 3 of 5
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2-bedroom holiday home in Lochem — photo 5 of 5
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Tusselerdijk 4-H114, Lochem

Lochem · Ref BF-1031Source · Thoma Post Makelaars Lochem · listed 21 Jun 2026
Asking price
€179,000
Net yield
4.0%
Gross on asking
16.8%
Est. revenue / yr
€30,065
Bedrooms
2
Built area
52 m²
Land
401 m²
Brixfox Score 77 · B+Koop (eigen grond)RecreatiebestemmingFinancial analysis ↓
Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
4.0%
€8,373 net operating income /yr
Gross yield · all-in basis
14.2%
−10.2 pts in operating costs & local taxes
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Lochem — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by our measured, market-calibrated asking-to-booked factor. Occupancy is calibrated against tracked reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
€162
Comp median nightly rate (asking prices, class-matched)
Expected occupancy
51%
Full-year estimate, market-calibrated
Projected annual revenue
€30,065
ADR × occupancy × 365
Rate basis: median of comparable Airbnbs near this home, +10% for the waterfront position the listing states — measured against Dutch comps, not assumed.
Comp data observed in USD · converted at €0.88/$

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 9.7% of price, auto-calculated
€17,320
Overdrachtsbelasting (transfer tax)€14,320
Notary & Kadaster€1,800
Legal advice€1,200
Renovation budget· no measured Netherlands basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
€211,320
+18.1% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
€30,065
Rental management
−€9,020
Booking channel fees
−€1,203
Cleaning & consumables
−€1,503
Park charge (parkbijdrage)
€/yr−€2,475
Utilities (energy, water, internet)
€/yr−€1,500
Property tax (OZB)
−€167
Maintenance reserve
−€1,432
Insurance
−€500
Box 3 wealth tax
−€3,892
Net operating income
€8,373/yr
Net yield on all-in investment
4.0%

Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the kleineondernemersregeling (KOR) applies. Financing is not modelled: a mortgage lowers the Box 3 bill (debt at a 2.70% forfait) and adds interest.

Total return, if prices move

Net yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%2.5% · Lochem 5-yr avg — historical, not a forecast8%
Indicative total return
4.0%/yr
4.0% net yield + 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Lochem

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

77B
Rental YieldGood
4.0% net yield on all-in cost
LettingPending
Letting regime not stated
OccupancyAverage
51% average occupancy
Nightly RateAverage
€162 per night
Visual AppealPending
Analysis pending
Size & SpaceGood
401 m² land area
ZoningStrong
Recreatiebestemming stated in the listing
TenureStrong
Koop on eigen grond
In a tourism zone where short-term rental is permitted — eligible for a Pondok Wisata licence
Koop on eigen grond — full ownership of home and plot, no ground lease to renew
Occupancy at 51% — factor in seasonal gaps
ADR of €162 limits revenue ceiling — consider repositioning potential

Worth underwriting.

Risk & what-if

TenureKoop (eigen grond)eigen grond · no lease decay
Payback10.3 yearsfrom net rent at the expected case
Before you buy

The park, the zoning and the tax the numbers rest on

Read from the listing, never a permit

The listing mentions holiday letting

Letting is referred to in the listing, but the text does not say under which regime — free independent letting or a park rental pool. Which of the two applies materially changes net yield, so treat it as the first question to the selling agent.

Annual charges stated in this listing

Park charge (parkkosten / parkbijdrage)€2,475/yr

The listing states about €2,475 per year for the park — typically security, waste, and upkeep of roads and greenery. This is the figure from the listing, not our estimate, and it is already deducted in the yield above.

Permanent residence not permitted

Permanente bewoning niet toegestaan. This is a holiday-zoned home (recreatiebestemming): it may not be used as a year-round primary residence, and you cannot register at the address. That is normal for a Dutch recreatiewoning and says nothing about letting — the park contract and the municipality decide that. It also narrows the resale market to buyers who want exactly this.

Recreatiebestemming (recreatiewoning): permanent year-round residence is often not permitted — verify the municipality’s rules before buying.

The Netherlands has no national short-let register, so this is read from the listing — not a permit. Letting rules are set per municipality (and per park contract); confirm both with the gemeente and the seller before you buy. Guests pay toeristenbelasting per night wherever letting is allowed.

After-tax basis: net yield is on the all-in acquisition cost (asking price plus 8% overdrachtsbelasting, notary, legal and furnishing) and after Dutch Box 3 — a deemed return of 6.00% on the home's value, taxed at 36%, not a tax on the rent received. Park charges (the listing's figure where it states one, otherwise a market assumption you can edit in the P&L), utilities and a letting-agency share are deducted; the park charge is the figure this listing states rather than a market assumption. Financing lowers the Box 3 bill — debt counts against it at a 2.70% forfait — and is not modelled here. Rental turnover above €20,000 a year falls under 21% BTW — the lodging rate since 1 January 2026; camping pitches keep 9% — below it the KOR applies. Box-3 rules are under reform; confirm with a Dutch tax adviser.

Property details

Year built: 2017
Energy: a
Situation: Waterfront · Wooded surroundings · Rural setting · Outside the built-up area · Next to a park · On a holiday park

Listing text from the makelaar, in Dutch

Luxe, moderne recreatiewoning aan sfeervolle vijver. Deze recreatiewoning aan de Tusselerdijk 4-H114 voelt meteen als een plek waar u even helemaal op adem kunt komen. Deze moderne lodge uit 2017 staat op een royaal perceel van ruim 400 m². Binnen valt het lichte en comfortabele interieur op, met een open keuken die van alle gemakken is voorzien, een ruime woonkamer met schuifpui naar het terras en fijne afwerking die u niet elke dag tegenkomt. De twee slaapkamers, praktische bijkeuken en het eigen parkeergelegenheid maken het plaatje compleet. Door de grote ramen en slimme positionering geniet u zowel binnen als buiten van privacy en uitzicht, een combinatie die in de recreatiemarkt niet vanzelfsprekend is. De ligging op het kleinschalige park De Lochemse Berg maakt dit huisje extra bijzonder. Geen massatoerisme, maar een rustige omgeving waar u letterlijk zo het bos in wandelt. Een paar stappen en u staat al bij de Berkel, een kronkelende rivier waar u prachtige routes vindt, bijvoorbeeld richting kasteel De Cloese. In de directe omgeving liggen de Lochemse Berg, De Paaschberg en De Hoge Enk: stuk voor stuk natuurgebieden waar u het hele jaar door kunt genieten. Het park biedt bewust weinig poespas, hier draait het om rust, ruimte en het buitenleven. Houd er rekening mee dat permanent wonen niet is toegestaan, maar als u elders staat ingeschreven kunt u het huis wel het hele jaar door gebruiken. Indeling Entree, hal met toegang tot alle vertrekken, ruime lichte woonkamer voorzien van airco, op maat gemaakte raambekleding en schuifpui naar terras voorzien van elektrisch verstelbare terrasoverkapping. Moderne open keuken met vaatwasser, 5-pits gasfornuis, afzuigkap, koelkast en combi-magnetronoven. In de badkamer is een breed wastafelmeubel, toilet en douche aanwezig. Tegenover de keuken bevindt zich de ‘kleine’ slaapkamer. De hoofdslaapkamer beschikt over een vaste kastenwand en voldoende ruimte voor een tweepersoons bed. In de praktische bijkeuken is ruimte voor een was- en drogeropstelling, de C.V. ketel, opslag en kunt u via de zijdeur naar buiten. Let op: Het chalet is bestemd voor recreatie, hier mag niet permanent gewoond worden. Indien u elders uw hoofdverblijf hebt en daar ingeschreven bent zijn er geen beperkingen om onbeperkt van dit chalet gebruik te maken. Kenmerken Bouwjaar: ca. 2017; Perceeloppervlakte: ca. 401 m²; Gebruiksoppervlakte wonen: ca. 52 m² Gebouwgebonden buitenruimte: ca. 2 m²; Inhoud wonen: ca. 191 m³; Isolatie: volledig geïsoleerd; Energielabel: C; Bestemming: ‘Recreatie – Verblijfsrecreatie’; Verhuur: verhuur is mogelijk via het park; Parkkosten € 2475,- per jaar.

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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use verified Brixfox Intelligence rental data. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Netherlands may impact actual yields.