Casa indipendente in Via Mainoni d'Intignano, Tremezzina
Casa indipendente in Via Mainoni d'Intignano, Tremezzina — image 2Casa indipendente in Via Mainoni d'Intignano, Tremezzina — image 3Casa indipendente in Via Mainoni d'Intignano, Tremezzina — image 4Casa indipendente in Via Mainoni d'Intignano, Tremezzina — image 5
Grade A+villamid-range

Casa indipendente in Via Mainoni d'Intignano, Tremezzina

Tremezzina · Como · Lake Como

€1.2M

Asking Price (EUR)

6.8%

Net Yield (managed, after tax, all-in)

12.0%

Self-managed (after tax, all-in)

19.2%

Gross Yield (on all-in cost)

46%

Occupancy (modelled, annual)

Net yield is what a fully-managed owner of one let property keeps after the cedolare secca — the flat 21% tax on GROSS rent, owed whatever the costs — divided by the all-in acquisition cost. A second let property is taxed at 26%, and from the third the letting is a business. Confirm the treatment with an Italian commercialista.

Projected Gross Revenue: €258,763/yr
Nightly Rate: €1552implied by the gross revenue and the occupancy
Cedolare Secca (21% of gross): €54,340/yr
Payback (managed, after tax): 14.7 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.5M
Brixfox Score: 97.6 / 100
Comparable Airbnbs: 6
Data Confidence: 79%
Search Radius: 2 km
Season curve: Lake Como

True Investment Cost

Registration tax or VAT + notary + your own agency commission + legal + furnishing.

€1.3M

+12.2% over asking

Asking price€1.2M
Imposta di registro (9% of the cadastral value)€54,100
Notary€7,240
Buyer’s agency commission (incl. 22% VAT)€43,920
Legal fees (incl. 22% VAT)€10,980
Furnishing€30,000
All-in investment€1.3M

On a resale from a private seller the imposta di registro is charged on the cadastral value, not the price; we do not know a listing’s rendita catastale, so it is modelled at half the price, above the national average, which errs towards a higher tax and a lower yield. In Italy the buyer pays their own agency commission. Budget extra for a survey, translation and a power of attorney if you will not sign in person.

Annual Operating Costs (fully managed)

The stored cost lines behind the net yield above.

Gross rental revenue€258,763
Rental management−€69,452
Booking channel fees−€10,351
Cleaning & consumables−€12,938
Utilities (electricity, gas, water, internet)−€4,500
IMU (municipal property tax)−€6,640
TARI (waste tax)−€1,125
Maintenance reserve−€6,000
Insurance−€900
Commercialista & tax filing−€1,200
Cedolare secca (21% of gross)−€54,340
Bedrooms: 4
Bathrooms: 5
Building: 250 m²
Style: mediterranean-traditional
Condition: excellent
Year Built: 1800
lake

No CIN stated

The listing prints no CIN and says nothing about short-term letting, which is the norm for an Italian for-sale advertisement: an open question for the agency, not a red flag. The regional code and the national CIN are filed per unit under the buyer’s own codice fiscale once the sale completes.

Italy requires a national CIN (Codice Identificativo Nazionale) for every short-term let, on top of the regional code. Since May 2026 Airbnb and Booking delist listings without a valid CIN; operating without one carries fines of EUR 800-8,000. Regional registration for this property sits with Lombardia Ross1000 + SUAP (CIR/CIN). From the third short-let property the activity is classed as a business (Partita IVA, social contributions, no cedolare secca). Brixfox models a single-property, non-professional owner.

A CIN is issued for a unit to the person who operates it, and it does not pass with the sale: the buyer files the regional code and the national CIN again under their own codice fiscale. Have an Italian commercialista confirm the comune still accepts new short-term lets (Florence and Venice cap them in their historic centres) before underwriting rental income.

Design Features

lakefront garden with sun loungersexposed wooden beam ceilingsbalcony with lake view

Score Breakdown

ROI
22.56
Visual Appeal
13.2
Ownership Security
13
Location
9.6
Land & Space
6
Rental Demand
4.57
Payback Speed
5
STR Suitability
2

Description

Dimora storica in Tremezzina con vista privilegiata sul Lago Nel cuore di Tremezzo, dove le tracce del passato si intrecciano al paesaggio, una porzione dell’antica filanda della seta è tornata a vivere come dimora privata, grazie a un intervento di restauro completo e misurato che ne ha preservato lo spirito originario, trasformandola in una raffinata residenza. Qui, il fascino della memoria dialoga con il comfort contemporaneo, in un equilibrio armonioso di luce, viste e materiali scelti con cura. Distribuita su quattro livelli, la casa si sviluppa in spazi fluidi ma ben definiti, capaci di accogliere senza mai rinunciare alla quiete, ed è elegantemente arredata e accessoriata, permettendo di viverla sin da subito. Al piano terra, la zona giorno - con cucina e sala da pranzo impreziosita da un murale scenografico firmato da una rinomata artista locale - si apre con naturalezza verso l’esterno, dove un giardino privato, raccolto e curato, regala una prospettiva aperta e costante sul lago di Como, con vedute che mutano al variare delle ore e delle stagioni. È in questo spazio che prende forma il lato più semplice e autentico dell’ospitalità: una colazione all’aperto, una lettura al sole, il rientro serale tra luci morbide e aria sottile. Al primo e secondo piano le quattro camere da letto en suite, ognuna con la propria identità, offrono comfort contemporaneo in ambienti di una semplicità autentica e ricercata, frutto di un equilibrio tra misura e benessere. All’ultimo piano, l’alloggio dei proprietari si presenta come un rifugio luminoso e riservato, con soggiorno, cucina, camera da letto e bagno: uno spazio autonomo, pensato per chi vive e custodisce la casa, garantendo presenza, accoglienza e continuità. Da quest’anno, la dimora ha iniziato una nuova vita come B&B, diventando un luogo di ospitalità consapevole, scelto da viaggiatori in cerca non solo di una sistemazione, ma di un’esperienza, attenta, mai impersonale. Ogni dettaglio è stato pensato per offrire un soggiorno intimo e sincero: arredi selezionati, atmosfere calde, proporzioni armoniose, affacci pieni di luce e vedute. La destinazione ricettiva è recente, ma già matura. Il contesto, la struttura della casa e soprattutto la vista sul lago - protagonista in ogni stagione - contribuiscono a definire un’offerta abitativa distintiva. Un luogo che oggi accoglie, ma domani potrebbe anche diventare abitazione privata: la versatilità della struttura e la qualità della ristrutturazione permettono entrambi gli scenari, con uguale coerenza. L’architettura della casa parla con la storia, ma ascolta il presente. È una residenza che appartiene al luogo in cui si trova, in equilibrio tra memoria, paesaggio e gesto contemporaneo. In un contesto dove l’identità originaria è sempre più rara, questa dimora rappresenta un luogo, dove vivere o soggiornare, significa abitare la bellezza nella sua forma più onesta e duratura, accogliendo il tempo che passa senza fretta, come fanno le case che sanno restare. Tra i luoghi più affascinanti del Lago di Como, la zona della Tremezzina occupa una posizione privilegiata per storia, paesaggio e stile di vita. Un susseguirsi armonioso di piccoli borghi affacciati sull’acqua, dimore storiche, giardini curati e viste aperte sul lago di Como e sulle montagne rende questa zona tra le più richieste, in Italia e all’estero. Tremezzo, in particolare, è il fulcro raffinato di quest’area: un centro vitale, apprezzato da una clientela internazionale, dove l’eleganza si manifesta con chiarezza, visibile nella qualità diffusa di ogni spazio. Ogni aspetto del paesaggio, sia esso naturale o architettonico, trova una propria armonia all’interno di un insieme coerente e misurato. Non si tratta solo di un ambiente suggestivo, ma di un contesto abitativo unico, dove benessere e qualità della vita si fondono in modo naturale.

Location

📍 45.9862°, 9.2118°

Approximate location — Idealista blurs its pins

Tremezzina, Lake Como, Italy

Listed by Agenzia Engel & Völkers - Lago di Como

Price
€1,200,000
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4-bedroom freehold villa in Tremezzina — photo 1 of 5
Agenzia Engel & Völkers - Lago di Como
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Casa indipendente in Via Mainoni d'Intignano, Tremezzina

Tremezzina · Lake Como · Ref BF-64146Source · Agenzia Engel & Völkers - Lago di Como · listed 2 Oct 2026
Asking price
€1,200,000
Want this analysis as an underwriting report (PDF)?

The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Italy ownership, tax and letting rules

Bedrooms
4
Bathrooms
5
Built area
250 m²
Condition
Move-in
(from the photos)
Brixfox Score 98 · A+Financial analysis ↓

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No CIN stated

The listing prints no CIN and says nothing about short-term letting, which is the norm for an Italian for-sale advertisement: an open question for the agency, not a red flag. The regional code and the national CIN are filed per unit under the buyer’s own codice fiscale once the sale completes.

Italy requires a national CIN (Codice Identificativo Nazionale) for every short-term let, on top of the regional code. Since May 2026 Airbnb and Booking delist listings without a valid CIN; operating without one carries fines of EUR 800-8,000. Regional registration for this property sits with Lombardia Ross1000 + SUAP (CIR/CIN). From the third short-let property the activity is classed as a business (Partita IVA, social contributions, no cedolare secca). Brixfox models a single-property, non-professional owner.

A CIN is issued for a unit to the person who operates it, and it does not pass with the sale: the buyer files the regional code and the national CIN again under their own codice fiscale. Have an Italian commercialista confirm the comune still accepts new short-term lets (Florence and Venice cap them in their historic centres) before underwriting rental income.

Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
Gross yield · all-in basis
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Tremezzina — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by our measured, market-calibrated asking-to-booked factor. Occupancy is calibrated against tracked reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
€1,552
Expected booked rate (market-calibrated)
Expected occupancy
46%
Full-year estimate, market-calibrated
Projected annual revenue
€258,763
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$
Seasonal occupancy pattern
Peak Jul +46% · Low Dec -47%
J
F
M
A
M
J
J
A
S
O
N
D
Modelled monthly index (relative to the annual average) — replaced by measured per-market indices as calendar history matures.

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 9.7% of price, auto-calculated
€116,240
Imposta di registro (9% of the cadastral value) + fixed taxes€54,100
Buyer-side agency commission (incl. IVA)€43,920
Legal, survey & translated deed€10,980
Notary (rogito, incl. IVA)€7,240
Renovation budget· no measured Italy basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
€1,346,240
+12.2% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
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Rental management
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Booking channel fees
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Cleaning & consumables
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Utilities (electricity, gas, water, internet)
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IMU (municipal property tax)
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TARI (waste tax)
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Maintenance reserve
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Insurance
••••
Commercialista & tax filing
••••
Cedolare secca
••••
Net operating income
••••
Net yield on all-in investment
••%

Income tax is the cedolare secca at 21% of gross rent, the rate for a non-professional owner letting one property: a second let property pays 26%, and from the third the letting is a business (Partita IVA, no cedolare secca). IMU (at the comune's published rate, or the median rate where it is not on file) and the registration tax rest on a cadastral value modelled from the price, as the listing states no rendita catastale; the visura catastale gives the real figure. Financing is not modelled.

Rental yield + value growth

Your net rental yield plus a yearly rise in the property's market value (land and building) that you choose. Value growth is an assumption, not data — which is why it starts at 0% and is kept out of the yield figures above.
Property value growth per year · your assumption0%
0%2.5% · Brixfox model assumption8%
Yield + value growth
••/yr
••% net yield + 0% value growth
Value growth figures are illustrative only. The marker is the yearly growth Brixfox's model assumes for this market, not measured local price history; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
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The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Italy ownership, tax and letting rules

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Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Tremezzina · Lake Como

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

98A+
Location••••
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Rental Yield••••
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Visual Appeal••••
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Size & Space••••
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STR Registration••••
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Tenure••••
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Upgrade to Pro to see the full scorecard analysis.

Risk & what-if

ScenarioOccupancyNet income /yrNet yield
-16 pts occupancy30%••••••%
-6 pts occupancy40%••••••%
Expected46%••••••%
+10 pts occupancy56%••••••%

Brixfox Standard · Non-resident · Fully managed · net yield on all-in cost · upgrade to Pro to stress-test this yield

TenureFreeholdno lease decay · no amortisation
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Property Underwriting Report

PDF report · one-time purchase · this property

  • The page’s own figures, line by line
  • Every purchase cost and the all-in total
  • Occupancy and offer-price what-ifs
  • Italy ownership, tax and letting rules

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Source · Agenzia Engel & Völkers - Lago di Como

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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use Brixfox Intelligence rental data from tracked Airbnb calendars. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Italy may impact actual yields.