Home for sale, Detached house 160 sq.m., Lourdata
Home for sale, Detached house 160 sq.m., Lourdata — image 2Home for sale, Detached house 160 sq.m., Lourdata — image 3Home for sale, Detached house 160 sq.m., Lourdata — image 4Home for sale, Detached house 160 sq.m., Lourdata — image 5
Grade B+villamid-range

Home for sale, Detached house 160 sq.m., Lourdata

Kefalonia · Lourdata · Kefalonia

€600,000

Asking Price (EUR)

3.5%

Net Yield (after tax, all-in)

3.5%

Managed ROI (after tax)

9.2%

Gross Yield

53%

Occupancy

Net yield is after Greek rental income tax (modelled on the progressive non-resident schedule) and assumes deductible STR operating expenses — confirm the treatment with a Greek tax adviser. Properties let short-term must hold an AADE Property Registry number (ΑΜΑ).

Projected Gross Revenue: €62,930/yr
Average Daily Rate: €354
Net Yield (after tax): 3.5%
Payback Period: 28.9 years
5-yr Capital Value: €695,564
10-yr Capital Value: €806,350
Brixfox Score: 81.8 / 100
Comparable Properties: 13
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Greek transfer tax + notary + registry + legal + agent + furnishing & STR launch setup.

€684,126

+14.0% over asking

Asking price€600,000
agent€14,880
legal€8,928
furnishing€30,000
transfer tax€18,540
notary registry€11,778
All-in investment€684,126

Estimates use Greece's resale property-transfer-tax schedule plus notary, land-registry and legal fees; furnishing & STR launch covers furniture, appliances, the AADE registration setup and launch photography. Actual notary & legal vary — budget extra for surveyor, due-diligence and bank-mortgage fees if financing. Working capital (2–3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 160 m²
Style: stone-traditional
Year Built: 2000
Energy Certificate: C
sea

No AADE registration stated

The listing prints no ΑΜΑ and says nothing about short-term letting — the norm for a Greek for-sale advertisement, so an open question for the agency rather than a red flag. Registration is filed per property under the buyer’s own ΑΦΜ once the sale completes.

Greece requires an AADE short-term-rental registration number (ΑΜΑ/AMA) per property, displayed on the Airbnb/Booking listing. Single-property individual letting is taxed on the rental schedule (15/35/45%); 3+ STR units or hotel-style services trigger business/VAT treatment. New registrations are being restricted in saturated zones (a 1-year freeze hit central Athens in 2025) — most islands remain open, but verify the AMA and any municipal cap.

An ΑΜΑ is issued to the person who registers the property under their own Greek tax number (ΑΦΜ) — it does not transfer with the sale. The buyer registers afresh: have a Greek accountant confirm the municipality still accepts new short-term-rental registrations (central Athens has been frozen since January 2025) before underwriting rental income.

Design Features

sea-view terraceoutdoor dining areachildren's swing set

Score Breakdown

ROI
13.11
Visual Appeal
11.8
Ownership Security
13
Location
8.64
Land & Space
5.2
Rental Demand
5.26
Payback Speed
2
STR Suitability
2

Description

Μονοκατοικία Προς Πώληση, όροφος: Υπόγειο, Ισόγειο, 1ος, 2ος (4 Επίπεδα), στην περιοχή: Κεφαλονιά. Το εμβαδόν του ακινήτου είναι 160 τ.μ. και βρίσκεται σε οικόπεδο 600 τ.μ.. Αποτελείται από: 2 Υ/Δ, 1 μπάνιο/α, 1 κουζίνα/ες, 1 σαλόνι/α, ενώ διαθέτει 1 θέσεις στάθμευσης (1 Ανοιχτό). Έχει κατασκευαστεί το 2000. Η θέρμανση του ακινήτου είναι Αυτόνομη με Πετρέλαιο, ενώ επίσης διατίθεται Κλιματισμός, έχει κουφώματα Αλουμινίου με Διπλά τζάμια, ενεργειακό πιστοποιητικό: Γ και τα δάπεδα είναι: Πλακάκια,

Location

📍 38.1160°, 20.6347°

Kefalonia, Kefalonia, Greece

Listed by Cosmoland via xe.gr

Price
$682,749
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2-bedroom freehold villa in Kefalonia — photo 1 of 5
Cosmoland
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2-bedroom freehold villa in Kefalonia — photo 2 of 5
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2-bedroom freehold villa in Kefalonia — photo 3 of 5
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2-bedroom freehold villa in Kefalonia — photo 4 of 5
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2-bedroom freehold villa in Kefalonia — photo 5 of 5
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Home for sale, Detached house 160 sq.m., Lourdata

Kefalonia · Ionian Islands · Ref BF-630Source · Cosmoland · listed 22 Jun 2026
Asking price
$682,749
Want this analysis as an underwriting report (PDF)?

The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Greece ownership, tax and letting rules

Bedrooms
2
Bathrooms
1
Built area
160 m²
Brixfox Score 82 · B+Financial analysis ↓

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No AADE registration stated

The listing prints no ΑΜΑ and says nothing about short-term letting — the norm for a Greek for-sale advertisement, so an open question for the agency rather than a red flag. Registration is filed per property under the buyer’s own ΑΦΜ once the sale completes.

Greece requires an AADE short-term-rental registration number (ΑΜΑ/AMA) per property, displayed on the Airbnb/Booking listing. Single-property individual letting is taxed on the rental schedule (15/35/45%); 3+ STR units or hotel-style services trigger business/VAT treatment. New registrations are being restricted in saturated zones (a 1-year freeze hit central Athens in 2025) — most islands remain open, but verify the AMA and any municipal cap.

An ΑΜΑ is issued to the person who registers the property under their own Greek tax number (ΑΦΜ) — it does not transfer with the sale. The buyer registers afresh: have a Greek accountant confirm the municipality still accepts new short-term-rental registrations (central Athens has been frozen since January 2025) before underwriting rental income.

Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
Gross yield · all-in basis
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Kefalonia — live calendar data.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by our measured, market-calibrated asking-to-booked factor. Occupancy is calibrated against tracked reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
$373
Expected booked rate (market-calibrated)
Expected occupancy
53%
Full-year estimate, market-calibrated
Projected annual revenue
$71,609
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$
Seasonal occupancy pattern
Peak Aug +70% · Low Jan -55%
J
F
M
A
M
J
J
A
S
O
N
D
Modelled monthly index (relative to the annual average) — replaced by measured per-market indices as calendar history matures.

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
€
Acquisition costs· 9.0% of price, auto-calculated
$61,591
Transfer tax (FMA + municipal surcharge)$21,097
Notary & land registry$13,402
Legal & due diligence$10,159
Buyer-side agent fee$16,932
Renovation budget· no measured Greece basis — enter your own quote
€
Furniture & STR launch
€
All-in investment
$778,477
+14.0% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
••••
Rental management
••••
Booking channel fees
••••
Cleaning & consumables
••••
Utilities (electricity, water, pool, garden)
••••
Property tax (ENFIA + municipal TAP)
••••
Maintenance reserve
••••
Insurance
••••
Accounting & tax filing
••••
Greek rental income tax
••••
Net operating income
••••
Net yield on all-in investment
••%

Rental yield + value growth

Your net rental yield plus a yearly rise in the property's market value (land and building) that you choose. Value growth is an assumption, not data — which is why it starts at 0% and is kept out of the yield figures above.
Property value growth per year · your assumption0%
0%4% · Kefalonia 5-yr avg — historical, not a forecast8%
Yield + value growth
••/yr
••% net yield + 0% value growth
Value growth figures are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
Want this analysis as an underwriting report (PDF)?

The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Greece ownership, tax and letting rules

Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Kefalonia · Ionian Islands

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

82B
Location••••
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Rental Yield••••
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Occupancy••••
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Nightly Rate••••
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Visual Appeal••••
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Size & Space••••
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STR Registration••••
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Tenure••••
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Upgrade to Pro to see the full scorecard analysis.

Risk & what-if

ScenarioOccupancyNet income /yrNet yield
-20 pts occupancy33%••••••%
-10 pts occupancy43%••••••%
Expected53%••••••%
+10 pts occupancy63%••••••%

Brixfox Standard · Non-resident · Fully managed · net yield on all-in cost · upgrade to Pro to stress-test this yield

TenureFreeholdno lease decay · no amortisation
Payback14.7 yearsfrom net rent at the expected case
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Property Underwriting Report

PDF report · one-time purchase · this property

  • The page’s own figures, line by line
  • Every purchase cost and the all-in total
  • Occupancy and offer-price what-ifs
  • Greece ownership, tax and letting rules
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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use verified Brixfox Intelligence rental data. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Market factors in Greece may impact actual yields.