3 Bedroom Family Villa in Gated Residence for Sale in Umalas Bumbak - RF719

3 Bedroom Family Villa in Gated Residence for Sale in Umalas Bumbak - RF719

Umalas, Bali

$381k

Price

6.3%

ROI

3

Bedrooms

35%

Occupancy

3 Bathrooms
Ownership: Leasehold
Land: 520
Build: 225
Est. Revenue: $36k/yr
Avg Nightly Rate: $280

Investment Analysis

This villa is located in the exclusive residential area of Umalas, within walking distance of various amenities in Bumbak and 10 minutes from the beach. The bri...

3-bedroom leasehold villa in Umalas — photo 1 of 5
Bali Home Immo
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3 Bedroom Family Villa in Gated Residence for Sale in Umalas Bumbak - RF719

Umalas · Umalas · Ref BF-130393 Source verified · Bali Home Immo · listed 17 Jun 2026
Asking price · Leasehold
$381,300
View original listing
Ownership
Leasehold
Bedrooms
3
Bathrooms
3
Built area
225 m²
Land
520 m²
True net yield
3.0%
$2,018/mo net after costs & tax
5-yr total return (net + appreciation)
-0.2% / yr avg
Payback in ~16 yrs from rent
Brixfox Score 47 · C+
19 yrs left on lease
Modelled from Airbnb listings we track across Umalas — live calendar data. Projections are estimates, not financial advice.

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Umalas

Umalas, Pin from agency listing

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Airbnb Comp Analysis

Finding Airbnb comps...

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Nightly Rate (ADR)
$280/night
50% ($140)Brixfox estimate($280/night)200% ($559)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$24,219
Airbnb data$280/night · 35% occupancy
Rental income
$280/night · 35% occ.
$35,552
Running costs (20%)
Utilities, cleaning, maintenance
-$7,110
Income tax (10%)
Indonesian rental income tax
-$3,555
Property tax
Annual property tax
-$667
Net income
6.4% ROI
$24,219

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$381,300
Lease transfer & notarial admin (~1%)$3,813
Notary & registration$1,800
Legal / due diligence$3,813
Total acquisition costs$9,426
Renovation (~$130/m², from finish level)
Estimated from finish level — mid-range usually needs light refresh.
$29,250
($18,000$40,500)
Furnishing & STR launch
3bd × $3,500 base + appliances, electronics, outdoor, licence, photography, linens.
$26,500
All-in investment$446,476

Gross yield (asking)

9.3%

True gross yield (all-in)

8.0%

Bali estimates assume freehold (Hak Milik) acquisition via PT PMA. Leasehold (Hak Sewa) deals have lower transfer costs (~1% vs 5% BPHTB). Renovation rates calibrated to Bali contractor pricing. Working capital not included.

Growth & Exit Strategy

How your investment grows over time

Leasehold with 19 years remaining.

$700K$525K$350K$175K$0Yr 0Yr 5Yr 10Yr 15Purchase PriceIlliquid zoneUnsellableToday: $381KPeak Capital Value: NowPaid back
Leasehold value decline
Resale value of your property as the lease shortens. Drops steeply in the final years.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: cumulative rental income has repaid the full purchase price.
Illiquid zone
Under 15 years remaining. Hard to sell — banks won't lend, fewer buyers, and steep discounts required.
Unsellable
Under 5 years remaining. Effectively worthless on the open market. No financing, no buyers.
Year 5
Capital Value
$256K
-33%
14 years remaining
Rental Income
+$129K
Total Position
$385K
+1%
0.2%/yr
Year 10
Capital Value
$126K
-67%
9 years remaining
Rental Income
+$278K
Total Position
$404K
+6%
0.6%/yr
Year 15
Capital Value
$34K
-91%
4 years remaining
Rental Income
+$450K
Total Position
$485K
+27%
1.6%/yr
Leasehold Alert
With 19 years remaining, the property is approaching the illiquid zone. Consider your exit strategy within the next 4 years.

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$280 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
520 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Good
19 years remaining on lease

Top Highlights

Premium nightly rate of $280 — positioned in the top tier
Generous 520 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 35% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.4%
$1,730/mo
40% occ.
7.3%
$2,325/mo
35% occ.
6.4%
$2,018/mo
current
45% occ.
8.2%
$2,613/mo

Lease Timeline

19 years remaining
Caution Zone

Approaching the illiquid zone. Plan your exit within the next 4 years while the property is still easy to sell.

ℹ️

Financing note: Banks generally do not finance leasehold properties, regardless of the remaining duration. Buyers must purchase with cash or alternative financing.

25+ yr: Safe
15-25yr: Caution
<15yr: Illiquid

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Bali may impact actual yields.