T1 flat in Rua Bartolomeu dias, 5, Monte Gordo, Vila Real de Santo António
T1 flat in Rua Bartolomeu dias, 5, Monte Gordo, Vila Real de Santo António — image 2T1 flat in Rua Bartolomeu dias, 5, Monte Gordo, Vila Real de Santo António — image 3T1 flat in Rua Bartolomeu dias, 5, Monte Gordo, Vila Real de Santo António — image 4T1 flat in Rua Bartolomeu dias, 5, Monte Gordo, Vila Real de Santo António — image 5
Grade C+apartmentmid-range

T1 flat in Rua Bartolomeu dias, 5, Monte Gordo, Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€220,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €11,574/yr
Average Daily Rate: €94
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 23.6 years
5-yr Capital Value: €289,077
10-yr Capital Value: €351,706
Brixfox Score: 54.1 / 100
Comparable Properties: 11
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€255,012

+15.9% over asking

Asking price€220,000
IMT — Property transfer tax (investment schedule)€6,397
IS — Stamp duty (0.8%)€1,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,300
Total acquisition costs€12,707
Renovation (est. €55/m² × 51 m²)
Light touch-ups — paint, fixtures, deep clean.		€2,805
(€1,530–€4,080)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€255,012

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 51 m²
Style: contemporary
Condition: good
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
14.3
Visual Appeal
9.2
Ownership Security
13
Location
7.2
Land & Space
3.02
Rental Demand
3.38
Payback Speed
1
STR Suitability
3

Description

Furnished without the television.

Location

📍 37.1807°N, 7.4527°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T1 flat in Rua Bartolomeu dias, 5, Monte Gordo, Vila Real de Santo António

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
51 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$41K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$695/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.7 yr
Rental only

Property details

Energy: A
Condition: good

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$137/night
50% ($63)Brixfox estimate($137/night)200% ($252)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$8,344
Airbnb data$137/night · 34% occupancy
Rental income
$137/night · 34% occ.
$16,851
Running costs (20%)
Utilities, cleaning, maintenance
-$3,370
Income tax (10%)
Indonesian rental income tax
-$4,718
Property tax
Annual property tax
-$418
Net income
3.5% ROI
$8,344

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$239,130
IMT (transfer tax, investment schedule)$6,953
Imposto de Selo (stamp duty)$1,913
Notary & registration$1,359
Legal / due diligence$3,587
Total acquisition costs$13,812
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,049
($1,663–$4,435)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$277,187

Gross yield (asking)

7.0%

True gross yield (all-in)

6.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.2M$930K$620K$310K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $220K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$268K
+22%
Rental Income
+$41K
Total Position
$308K
+40%
7.0%/yr
Year 10
Capital Value
$326K
+48%
Rental Income
+$88K
Total Position
$414K
+88%
6.5%/yr
Year 20
Capital Value
$482K
+119%
Rental Income
+$206K
Total Position
$688K
+213%
5.9%/yr
Year 30
Capital Value
$714K
+224%
Rental Income
+$365K
Total Position
$1.1M
+390%
5.4%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Good
$126 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$838/mo
40% occ.
5.7%
$1,129/mo
34% occ.
4.8%
$948/mo
current
44% occ.
6.2%
$1,239/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.