Terraced house in Vila Real de Santo António
Terraced house in Vila Real de Santo António — image 2Terraced house in Vila Real de Santo António — image 3Terraced house in Vila Real de Santo António — image 4Terraced house in Vila Real de Santo António — image 5
Grade Bvillamid-range

Terraced house in Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€599,000

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.5%

True Gross Yield

27%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €24,862/yr
Average Daily Rate: €249
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 30.1 years
5-yr Capital Value: €787,077
10-yr Capital Value: €957,600
Brixfox Score: 56.3 / 100
Comparable Properties: 9
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€707,427

+18.1% over asking

Asking price€599,000
IMT — Property transfer tax (investment schedule)€35,750
IS — Stamp duty (0.8%)€4,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,985
Total acquisition costs€50,777
Renovation (est. €55/m² × 320 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,600
(€9,600–€25,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€707,427

Gross yield (asking price)

4.2%

True gross yield (all-in)

3.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 320 m²
Land: 320 m²
Style: portuguese-traditional
Condition: good
Year Built: 1993
Energy Certificate: B-
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled pool borderwrought iron balcony railing

Score Breakdown

ROI
11.72
Visual Appeal
12.2
Ownership Security
13
Location
7.2
Land & Space
6.45
Rental Demand
2.73
Payback Speed
0
STR Suitability
3

Description

Unique Experience in Vila Real de Santo António! If you're seeking the home of your dreams in the heart of the Algarve, this is your opportunity to acquire a truly exceptional property. We present a magnificent three-story villa located in Vila Real de Santo António, which combines the traditional charm of the Algarve

Location

📍 37.1925°N, 7.4184°W

· VRSA/Monte Gordo, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Terraced house in Vila Real de Santo António

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
320 m²
Land Plot
320 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$112K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.7%
$1,464/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
14 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
37.1 yr
Rental only

Property details

Year built: 1993
Energy: B-
Condition: good

Description

Unique Experience in Vila Real de Santo António! If you're seeking the home of your dreams in the heart of the Algarve, this is your opportunity to acquire a truly exceptional property. We present a magnificent three-story villa located in Vila Real de Santo António, which combines the traditional charm of the Algarve

Income Breakdown

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Nightly Rate (ADR)
$361/night
50% ($166)Brixfox estimate($361/night)200% ($663)
Occupancy
27%
10%Brixfox estimate(27%)100%

Short-Term Rental

Yearly income
$17,563
Airbnb data$361/night · 27% occupancy
Rental income
$361/night · 27% occ.
$35,966
Running costs (20%)
Utilities, cleaning, maintenance
-$7,193
Income tax (10%)
Indonesian rental income tax
-$10,071
Property tax
Annual property tax
-$1,139
Net income
2.7% ROI
$17,563

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$651,087
IMT (transfer tax, investment schedule)$38,859
Imposto de Selo (stamp duty)$5,209
Notary & registration$1,359
Legal / due diligence$9,766
Total acquisition costs$55,192
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$19,130
($10,435–$27,826)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$766,768

Gross yield (asking)

5.5%

True gross yield (all-in)

4.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$3.1M$2.3M$1.6M$780K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $599K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$729K
+22%
Rental Income
+$86K
Total Position
$815K
+36%
6.3%/yr
Year 10
Capital Value
$887K
+48%
Rental Income
+$185K
Total Position
$1.1M
+79%
6.0%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$434K
Total Position
$1.7M
+192%
5.5%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$769K
Total Position
$2.7M
+353%
5.2%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Weak
27% average occupancy
Nightly Rate
Strong
$332 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
320 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $332 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$2,208/mo
40% occ.
5.5%
$2,976/mo
27% occ.
3.7%
$2,003/mo
current
37% occ.
5.1%
$2,771/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.