T2 flat in Rua Luís de Camões, Vila Real de Santo António
T2 flat in Rua Luís de Camões, Vila Real de Santo António — image 2T2 flat in Rua Luís de Camões, Vila Real de Santo António — image 3T2 flat in Rua Luís de Camões, Vila Real de Santo António — image 4T2 flat in Rua Luís de Camões, Vila Real de Santo António — image 5
Grade Bapartmentluxury

T2 flat in Rua Luís de Camões, Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€285,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.2%

True Gross Yield

32%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,766/yr
Average Daily Rate: €153
+11.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Luxury finish (+8%)
Payback Period: 19.9 years
5-yr Capital Value: €374,486
10-yr Capital Value: €455,619
Brixfox Score: 64.7 / 100
Comparable Properties: 11
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€343,702

+20.6% over asking

Asking price€285,000
IMT — Property transfer tax (investment schedule)€10,947
IS — Stamp duty (0.8%)€2,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,275
Total acquisition costs€18,752
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€39,950
All-in investment (incl. renovation & furnishing)€343,702

Gross yield (asking price)

6.2%

True gross yield (all-in)

5.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 220 m²
Style: modern
Condition: excellent
Year Built: 1976
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated appliancesmarble-look islandmodern pendant lightingunder-cabinet lighting

Score Breakdown

ROI
15.5
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
3.18
Payback Speed
2
STR Suitability
3

Description

Condo/Apartment T2 for sale.

Location

📍 37.1902°N, 7.4154°W

· VRSA/Monte Gordo, Algarve, Portugal

View on RE/MAX Siimgroup →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T2 flat in Rua Luís de Camões, Vila Real de Santo António

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
220 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$53K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$1,075/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.0 yr
Rental only

Property details

Year built: 1976
Energy: F
Condition: excellent

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$222/night
50% ($102)Brixfox estimate($222/night)200% ($409)
Occupancy
32%
10%Brixfox estimate(32%)100%

Short-Term Rental

Yearly income
$12,895
Airbnb data$222/night · 32% occupancy
Rental income
$222/night · 32% occ.
$25,841
Running costs (20%)
Utilities, cleaning, maintenance
-$5,168
Income tax (10%)
Indonesian rental income tax
-$7,236
Property tax
Annual property tax
-$542
Net income
4.2% ROI
$12,895

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$309,783
IMT (transfer tax, investment schedule)$11,899
Imposto de Selo (stamp duty)$2,478
Notary & registration$1,359
Legal / due diligence$4,647
Total acquisition costs$20,383
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$43,424
All-in investment$373,589

Gross yield (asking)

8.3%

True gross yield (all-in)

6.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.7M$1.3M$856K$428K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $285K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$347K
+22%
Rental Income
+$63K
Total Position
$410K
+44%
7.5%/yr
Year 10
Capital Value
$422K
+48%
Rental Income
+$136K
Total Position
$558K
+96%
6.9%/yr
Year 20
Capital Value
$624K
+119%
Rental Income
+$319K
Total Position
$943K
+231%
6.2%/yr
Year 30
Capital Value
$924K
+224%
Rental Income
+$564K
Total Position
$1.5M
+422%
5.7%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
32% average occupancy
Nightly Rate
Strong
$205 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $205 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$1,376/mo
40% occ.
7.2%
$1,849/mo
32% occ.
5.7%
$1,462/mo
current
42% occ.
7.5%
$1,936/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.