Detached house in Vila Real de Santo António
Detached house in Vila Real de Santo António — image 2Detached house in Vila Real de Santo António — image 3Detached house in Vila Real de Santo António — image 4Detached house in Vila Real de Santo António — image 5
Grade Bvillamid-range

Detached house in Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€950,000

Asking Price (EUR)

1.8%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

2.8%

True Gross Yield

29%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,829/yr
Average Daily Rate: €280
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 39.8 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 59.9 / 100
Comparable Properties: 8
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.6% over asking

Asking price€950,000
IMT — Property transfer tax (investment schedule)€57,000
IS — Stamp duty (0.8%)€7,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,250
Total acquisition costs€80,100
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

3.1%

True gross yield (all-in)

2.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 1
Building: 222 m²
Land: 434 m²
Style: modern
Condition: excellent
Year Built: 2020
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exterior staircase to upper terraceintegrated outdoor BBQ areamodern grey and white exterior palette

Score Breakdown

ROI
10.59
Visual Appeal
13.6
Ownership Security
13
Location
7.2
Land & Space
9.55
Rental Demand
2.92
Payback Speed
0
STR Suitability
3

Description

This magnificent 4-bedroom luxury villa, including one en-suite bedroom, offers spacious, bright interiors carefully designed to provide maximum comfort and functionality. With three bathrooms, the property was built in 2020 and is in excellent condition, having been very lightly used. The villa is sold fully furnished

Location

📍 37.1937°N, 7.4204°W

· VRSA/Monte Gordo, Algarve, Portugal

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Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Detached house in Vila Real de Santo António

Inventory
4 Beds
Bathrooms
1 Baths
Built Area
222 m²
Land Plot
434 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.0% net return annually.

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The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$178K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.0%
$1,719/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
15 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
50.0 yr
Rental only

Property details

Year built: 2020
Energy: B
Condition: excellent

Description

This magnificent 4-bedroom luxury villa, including one en-suite bedroom, offers spacious, bright interiors carefully designed to provide maximum comfort and functionality. With three bathrooms, the property was built in 2020 and is in excellent condition, having been very lightly used. The villa is sold fully furnished

Income Breakdown

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Nightly Rate (ADR)
$405/night
50% ($186)Brixfox estimate($405/night)200% ($745)
Occupancy
29%
10%Brixfox estimate(29%)100%

Short-Term Rental

Yearly income
$20,633
Airbnb data$405/night · 29% occupancy
Rental income
$405/night · 29% occ.
$43,154
Running costs (20%)
Utilities, cleaning, maintenance
-$8,631
Income tax (10%)
Indonesian rental income tax
-$12,083
Property tax
Annual property tax
-$1,807
Net income
2.0% ROI
$20,633

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,032,609
IMT (transfer tax, investment schedule)$61,957
Imposto de Selo (stamp duty)$8,261
Notary & registration$1,359
Legal / due diligence$15,489
Total acquisition costs$87,065
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,161,033

Gross yield (asking)

4.2%

True gross yield (all-in)

3.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $950K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$101K
Total Position
$1.3M
+32%
5.8%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$218K
Total Position
$1.6M
+71%
5.5%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$510K
Total Position
$2.6M
+173%
5.1%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$903K
Total Position
$4.0M
+319%
4.9%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.0% annual return
Occupancy
Weak
29% average occupancy
Nightly Rate
Strong
$372 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
434 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $372 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.8%
$2,435/mo
current
40% occ.
3.8%
$3,296/mo
29% occ.
2.8%
$2,367/mo
current
39% occ.
3.8%
$3,228/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.