T1 flat in Monte Gordo, Vila Real de Santo António
T1 flat in Monte Gordo, Vila Real de Santo António — image 2T1 flat in Monte Gordo, Vila Real de Santo António — image 3T1 flat in Monte Gordo, Vila Real de Santo António — image 4T1 flat in Monte Gordo, Vila Real de Santo António — image 5
Grade C+apartmentmid-range

T1 flat in Monte Gordo, Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€320,000

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.4%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €12,207/yr
Average Daily Rate: €92
Payback Period: 31.9 years
5-yr Capital Value: €420,475
10-yr Capital Value: €511,572
Brixfox Score: 52.3 / 100
Comparable Properties: 10
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€361,540

+13.0% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€361,540

Gross yield (asking price)

3.8%

True gross yield (all-in)

3.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 41 m²
Style: contemporary
Condition: new-build
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

alternating black and white facadehorizontal balcony lines

Score Breakdown

ROI
11.44
Visual Appeal
11.2
Ownership Security
13
Location
7.2
Land & Space
2.82
Rental Demand
3.62
Payback Speed
0
STR Suitability
3

Description

1-Bedroom Apartment - Ground Floor | 200m from the Beach | Pool | Garage (optional) | 51m² | West/North Excellent opportunity just 200 meters from the beach! We present this cozy 1-bedroom apartment, located on the ground floor, with 51m² of usable area, ideal for your own home, holiday home, or investment for rental

Location

📍 37.1792°N, 7.4466°W

· VRSA/Monte Gordo, Algarve, Portugal

View on IMOCUSTO →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T1 flat in Monte Gordo, Vila Real de Santo António

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
41 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score52
GradeC+
Brixfox Intelligence
52C+Moderate
Score Breakdown
ROI & Yield57%
Capital Growth55%
Risk Profile54%
Market Demand52%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$60K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.5%
$733/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
14 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
39.5 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

1-Bedroom Apartment - Ground Floor | 200m from the Beach | Pool | Garage (optional) | 51m² | West/North Excellent opportunity just 200 meters from the beach! We present this cozy 1-bedroom apartment, located on the ground floor, with 51m² of usable area, ideal for your own home, holiday home, or investment for rental

Income Breakdown

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Nightly Rate (ADR)
$137/night
50% ($63)Brixfox estimate($137/night)200% ($252)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$8,800
Airbnb data$137/night · 36% occupancy
Rental income
$137/night · 36% occ.
$18,095
Running costs (20%)
Utilities, cleaning, maintenance
-$3,619
Income tax (10%)
Indonesian rental income tax
-$5,066
Property tax
Annual property tax
-$609
Net income
2.5% ROI
$8,800

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$347,826
IMT (transfer tax, investment schedule)$14,598
Imposto de Selo (stamp duty)$2,783
Notary & registration$1,359
Legal / due diligence$5,217
Total acquisition costs$23,957
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$392,978

Gross yield (asking)

5.2%

True gross yield (all-in)

4.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.6M$1.2M$818K$409K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$43K
Total Position
$432K
+35%
6.2%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$93K
Total Position
$566K
+77%
5.9%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$218K
Total Position
$919K
+187%
5.4%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$385K
Total Position
$1.4M
+345%
5.1%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.5% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Good
$126 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.8%
$825/mo
40% occ.
3.9%
$1,117/mo
36% occ.
3.5%
$1,005/mo
current
46% occ.
4.5%
$1,297/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.