Detached house in Ic4, Bensafrim
Detached house in Ic4, Bensafrim — image 2Detached house in Ic4, Bensafrim — image 3Detached house in Ic4, Bensafrim — image 4Detached house in Ic4, Bensafrim — image 5
Grade Avillamid-range

Detached house in Ic4, Bensafrim

Lagos · Western Algarve ·

€980,000

Asking Price (EUR)

13.8%

True Net Yield (Owner, all-in)

9.6%

True Net Yield (Managed, all-in)

21.2%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €239,472/yr
Average Daily Rate: €1037
Payback Period: 6.3 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 84.8 / 100
Comparable Properties: 3
Data Confidence: 60%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+15.0% over asking

Asking price€980,000
IMT — Property transfer tax (investment schedule)€58,800
IS — Stamp duty (0.8%)€7,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,700
Total acquisition costs€82,590
Renovation (est. €55/m² × 442 m²)
Light touch-ups — paint, fixtures, deep clean.		€24,310
(€13,260–€35,360)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

24.4%

True gross yield (all-in)

21.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 442 m²
Land: 16192 m²
Style: portuguese-traditional
Condition: good
Year Built: 2006
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

fireplacecovered-terracepool-with-view

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
6.32
Payback Speed
5
STR Suitability
3

Description

This exceptional two-storey countryside home offers comfort, space, and breathtaking viewsideal for those seeking a peaceful rural lifestyle. The property features four bedrooms and four bathrooms (three en-suite), a fully furnished interior, and a modern fitted kitchen. The lounge includes air conditioning and a wood

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Sunpoint Properties →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Ic4, Bensafrim

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
442 m²
Land Plot
16192 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 16.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score85
GradeA
Brixfox Intelligence
85AExcellent
Score Breakdown
ROI & Yield94%
Capital Growth89%
Risk Profile86%
Market Demand85%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+22.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$271K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.7%
$14,838/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.0 yr
Rental only

Property details

Year built: 2006
Energy: E
Condition: good

Description

This exceptional two-storey countryside home offers comfort, space, and breathtaking viewsideal for those seeking a peaceful rural lifestyle. The property features four bedrooms and four bathrooms (three en-suite), a fully furnished interior, and a modern fitted kitchen. The lounge includes air conditioning and a wood

Income Breakdown

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Nightly Rate (ADR)
$1,499/night
50% ($689)Brixfox estimate($1,499/night)200% ($2758)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$178,057
Airbnb data$1,499/night · 63% occupancy
Rental income
$1,499/night · 63% occ.
$346,002
Running costs (20%)
Utilities, cleaning, maintenance
-$69,200
Income tax (10%)
Indonesian rental income tax
-$96,881
Property tax
Annual property tax
-$1,864
Net income
16.7% ROI
$178,057

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,065,217
IMT (transfer tax, investment schedule)$63,913
Imposto de Selo (stamp duty)$8,522
Notary & registration$1,359
Legal / due diligence$15,978
Total acquisition costs$89,772
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$26,424
($14,413–$38,435)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,222,772

Gross yield (asking)

32.5%

True gross yield (all-in)

28.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$12.6M$9.5M$6.3M$3.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $980K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$870K
Total Position
$2.1M
+110%
16.0%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$1.9M
Total Position
$3.3M
+240%
13.0%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$4.4M
Total Position
$6.5M
+568%
10.0%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$7.8M
Total Position
$11.0M
+1020%
8.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.7% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$1379 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
16192 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.7% — outperforms most villas in this market
Premium nightly rate of $1379 — positioned in the top tier
Generous 16192 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
15.4%
$13,646/mo
53% occ.
19.0%
$16,837/mo
63% occ.
22.6%
$20,028/mo
current
73% occ.
26.2%
$23,219/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.