Detached house in Bensafrim
Detached house in Bensafrim — image 2Detached house in Bensafrim — image 3Detached house in Bensafrim — image 4Detached house in Bensafrim — image 5
Grade Bvillabudget

Detached house in Bensafrim

Lagos · Western Algarve ·

€290,000

Asking Price (EUR)

1.7%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.7%

True Gross Yield

26%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €8,823/yr
Average Daily Rate: €92
Payback Period: 41.1 years
5-yr Capital Value: €381,056
10-yr Capital Value: €463,613
Brixfox Score: 61.5 / 100
Comparable Properties: 10
Data Confidence: 67%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€330,767

+14.1% over asking

Asking price€290,000
IMT — Property transfer tax (investment schedule)€11,297
IS — Stamp duty (0.8%)€2,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,350
Total acquisition costs€19,217
Renovation (est. €55/m² × 110 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,050
(€3,300–€8,800)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€15,500
All-in investment (incl. renovation & furnishing)€330,767

Gross yield (asking price)

3.0%

True gross yield (all-in)

2.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 110 m²
Land: 9802 m²
Style: dated
Condition: good
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed wooden beam ceilingwood-burning stove

Score Breakdown

ROI
10.48
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
2.63
Payback Speed
0
STR Suitability
3

Description

Small country property located in Bensafrim, in the municipality of Lagos. We present this unique property with approximately 1 hectare of land, located in a peaceful area of Bensafrim. The property includes an existing building of around 110 m², set within a large plot offering great privacy and excellent sun exposu

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Bensafrim

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
110 m²
Land Plot
9802 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$80K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.9%
$506/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
51.9 yr
Rental only

Property details

Energy: D
Condition: good

Description

Small country property located in Bensafrim, in the municipality of Lagos. We present this unique property with approximately 1 hectare of land, located in a peaceful area of Bensafrim. The property includes an existing building of around 110 m², set within a large plot offering great privacy and excellent sun exposu

Income Breakdown

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Nightly Rate (ADR)
$133/night
50% ($61)Brixfox estimate($133/night)200% ($245)
Occupancy
26%
10%Brixfox estimate(26%)100%

Short-Term Rental

Yearly income
$6,077
Airbnb data$133/night · 26% occupancy
Rental income
$133/night · 26% occ.
$12,748
Running costs (20%)
Utilities, cleaning, maintenance
-$2,550
Income tax (10%)
Indonesian rental income tax
-$3,569
Property tax
Annual property tax
-$552
Net income
1.9% ROI
$6,077

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$315,217
IMT (transfer tax, investment schedule)$12,279
Imposto de Selo (stamp duty)$2,522
Notary & registration$1,359
Legal / due diligence$4,728
Total acquisition costs$20,888
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,576
($3,587–$9,565)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$357,355

Gross yield (asking)

4.0%

True gross yield (all-in)

3.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$1.4M$1.0M$694K$347K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $290K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$353K
+22%
Rental Income
+$30K
Total Position
$383K
+32%
5.7%/yr
Year 10
Capital Value
$429K
+48%
Rental Income
+$64K
Total Position
$493K
+70%
5.5%/yr
Year 20
Capital Value
$635K
+119%
Rental Income
+$150K
Total Position
$786K
+171%
5.1%/yr
Year 30
Capital Value
$941K
+224%
Rental Income
+$266K
Total Position
$1.2M
+316%
4.9%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.9% annual return
Occupancy
Weak
26% average occupancy
Nightly Rate
Good
$122 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
9802 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 9802 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.1%
$804/mo
40% occ.
4.1%
$1,087/mo
26% occ.
2.7%
$698/mo
current
36% occ.
3.7%
$981/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.