House in Ferragudo
House in Ferragudo — image 2House in Ferragudo — image 3House in Ferragudo — image 4House in Ferragudo — image 5
Grade Avillaluxury

House in Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€1.8M

Asking Price (EUR)

6.5%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

10.1%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €206,453/yr
Average Daily Rate: €883
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 10.7 years
5-yr Capital Value: €2.4M
10-yr Capital Value: €2.9M
Brixfox Score: 83.5 / 100
Comparable Properties: 6
Data Confidence: 65%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+13.8% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€134,925
IS — Stamp duty (0.8%)€14,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,985
Total acquisition costs€177,552
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

11.5%

True gross yield (all-in)

10.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 488 m²
Land: 1065 m²
Style: modern
Condition: excellent
Year Built: 2011
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large format sliding glass doorsnatural stone accent wallsmodern minimalist architectureoutdoor lounge areasintegrated fireplace/wood storage

Score Breakdown

ROI
22.17
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
10.91
Rental Demand
6.41
Payback Speed
4
STR Suitability
3

Description

Exquisite 5-Bedroom Villa with Cinema, Saltwater Pool & Timeless Tranquility Set in one of Ferragudo's most sought-after and peaceful corners, just a 10-minute stroll from the beach, this exceptional 5-bedroom villa is more than a home it's a private sanctuary designed for those who value beauty, comfort, and calm. Wit

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Ferragudo

Inventory
5 Beds
Bathrooms
5 Baths
Built Area
488 m²
Land Plot
1065 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$497K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.9%
$12,870/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.7 yr
Rental only

Property details

Year built: 2011
Energy: A
Condition: excellent

Description

Exquisite 5-Bedroom Villa with Cinema, Saltwater Pool & Timeless Tranquility Set in one of Ferragudo's most sought-after and peaceful corners, just a 10-minute stroll from the beach, this exceptional 5-bedroom villa is more than a home it's a private sanctuary designed for those who value beauty, comfort, and calm. Wit

Income Breakdown

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Nightly Rate (ADR)
$1,298/night
50% ($597)Brixfox estimate($1,298/night)200% ($2388)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$154,444
Airbnb data$1,298/night · 64% occupancy
Rental income
$1,298/night · 64% occ.
$303,588
Running costs (20%)
Utilities, cleaning, maintenance
-$60,718
Income tax (10%)
Indonesian rental income tax
-$85,005
Property tax
Annual property tax
-$3,422
Net income
7.9% ROI
$154,444

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,955,435
IMT (transfer tax, investment schedule)$146,658
Imposto de Selo (stamp duty)$15,643
Notary & registration$1,359
Legal / due diligence$29,332
Total acquisition costs$192,991
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$2,223,426

Gross yield (asking)

15.5%

True gross yield (all-in)

13.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$14.5M$10.9M$7.2M$3.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.2M
+22%
Rental Income
+$754K
Total Position
$2.9M
+64%
10.3%/yr
Year 10
Capital Value
$2.7M
+48%
Rental Income
+$1.6M
Total Position
$4.3M
+139%
9.1%/yr
Year 20
Capital Value
$3.9M
+119%
Rental Income
+$3.8M
Total Position
$7.8M
+331%
7.6%/yr
Year 30
Capital Value
$5.8M
+224%
Rental Income
+$6.8M
Total Position
$12.6M
+600%
6.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.9% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$1194 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1065 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1194 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1065 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
7.3%
$11,898/mo
54% occ.
9.0%
$14,661/mo
64% occ.
10.7%
$17,425/mo
current
74% occ.
12.4%
$20,189/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.