T2 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira
T2 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 2T2 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 3T2 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 4T2 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 5
Grade Bapartmentluxury

T2 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€697,200

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,851/yr
Average Daily Rate: €266
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 25.5 years
5-yr Capital Value: €916,110
10-yr Capital Value: €1.1M
Brixfox Score: 61.3 / 100
Comparable Properties: 88
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€796,268

+14.2% over asking

Asking price€697,200
IMT — Property transfer tax (investment schedule)€41,832
IS — Stamp duty (0.8%)€5,578
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,458
Total acquisition costs€59,118
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€39,950
All-in investment (incl. renovation & furnishing)€796,268

Gross yield (asking price)

4.9%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 279 m²
Style: contemporary
Condition: excellent
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

red marble accent wallmodern decorative vase with branchessleek media console

Score Breakdown

ROI
13.81
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
3.48
Payback Speed
0
STR Suitability
3

Description

2 bedroom apartment, located on the ground floor of the 'Vilamoura Lakes' condominium, consisting of 2 bedrooms (one ensuite), open space living room for kitchen, 2 I. S. complete, Three large terraces, one with a garden. Apartment facing North/West/South, overlooking the pool, garden and street. Two parking spaces wit

Location

📍 37.0856°N, 8.1198°W

· Loulé/Vilamoura, Algarve, Portugal

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Loulé/Vilamoura / Golden Triangle

T2 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
279 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.2% net return annually.

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The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$214K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.2%
$2,027/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
31.2 yr
Rental only

Property details

Energy: A
Condition: excellent

Description

2 bedroom apartment, located on the ground floor of the 'Vilamoura Lakes' condominium, consisting of 2 bedrooms (one ensuite), open space living room for kitchen, 2 I. S. complete, Three large terraces, one with a garden. Apartment facing North/West/South, overlooking the pool, garden and street. Two parking spaces wit

Income Breakdown

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Nightly Rate (ADR)
$388/night
50% ($179)Brixfox estimate($388/night)200% ($714)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$24,320
Airbnb data$388/night · 35% occupancy
Rental income
$388/night · 35% occ.
$49,320
Running costs (20%)
Utilities, cleaning, maintenance
-$9,864
Income tax (10%)
Indonesian rental income tax
-$13,809
Property tax
Annual property tax
-$1,326
Net income
3.2% ROI
$24,320

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$757,826
IMT (transfer tax, investment schedule)$45,470
Imposto de Selo (stamp duty)$6,063
Notary & registration$1,359
Legal / due diligence$11,367
Total acquisition costs$64,259
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$43,424
All-in investment$865,509

Gross yield (asking)

6.5%

True gross yield (all-in)

5.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.8M$2.9M$1.9M$956K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $697K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$848K
+22%
Rental Income
+$119K
Total Position
$967K
+39%
6.8%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$256K
Total Position
$1.3M
+85%
6.3%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$601K
Total Position
$2.1M
+205%
5.7%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$1.1M
Total Position
$3.3M
+377%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$357 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $357 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.8%
$2,369/mo
40% occ.
5.1%
$3,195/mo
35% occ.
4.4%
$2,766/mo
current
45% occ.
5.7%
$3,592/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.