Semi-detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira
Semi-detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 2Semi-detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 3Semi-detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 4Semi-detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 5
Grade Bvillaluxury

Semi-detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€960,000

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.5%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,329/yr
Average Daily Rate: €288
+23.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 31.3 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.5M
Brixfox Score: 64.8 / 100
Comparable Properties: 93
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.1% over asking

Asking price€960,000
IMT — Property transfer tax (investment schedule)€57,600
IS — Stamp duty (0.8%)€7,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,400
Total acquisition costs€80,930
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

4.0%

True gross yield (all-in)

3.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 130 m²
Land: 750 m²
Style: contemporary
Condition: excellent
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming poolmodern white facade with blue accentsoutdoor dining area

Score Breakdown

ROI
11.54
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.65
Payback Speed
0
STR Suitability
3

Description

Discover the privilege of living in one of the most exclusive areas of Vilamoura! This elegant, fully furnished, and ready-to-move-in semi-detached house offers the ideal balance of comfort, style, and location. Comprising two well-distributed floors, the first floor features two spacious bedrooms with built-in wardro

Location

📍 37.0922°N, 8.1136°W

· Loulé/Vilamoura, Algarve, Portugal

View on Private International Real Estate →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
130 m²
Land Plot
750 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$295K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$2,251/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
38.6 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

Discover the privilege of living in one of the most exclusive areas of Vilamoura! This elegant, fully furnished, and ready-to-move-in semi-detached house offers the ideal balance of comfort, style, and location. Comprising two well-distributed floors, the first floor features two spacious bedrooms with built-in wardro

Income Breakdown

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Nightly Rate (ADR)
$416/night
50% ($191)Brixfox estimate($416/night)200% ($766)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$27,008
Airbnb data$416/night · 37% occupancy
Rental income
$416/night · 37% occ.
$55,451
Running costs (20%)
Utilities, cleaning, maintenance
-$11,090
Income tax (10%)
Indonesian rental income tax
-$15,526
Property tax
Annual property tax
-$1,826
Net income
2.6% ROI
$27,008

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,043,478
IMT (transfer tax, investment schedule)$62,609
Imposto de Selo (stamp duty)$8,348
Notary & registration$1,359
Legal / due diligence$15,652
Total acquisition costs$87,967
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$1,177,587

Gross yield (asking)

5.3%

True gross yield (all-in)

4.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.9M$3.7M$2.5M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $960K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$132K
Total Position
$1.3M
+35%
6.2%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$285K
Total Position
$1.7M
+78%
5.9%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$668K
Total Position
$2.8M
+189%
5.4%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$1.2M
Total Position
$4.3M
+347%
5.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$383 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
750 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $383 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 750 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$2,506/mo
40% occ.
3.9%
$3,392/mo
37% occ.
3.5%
$3,083/mo
current
47% occ.
4.6%
$3,969/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.