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Semi-detached house in Estrada de Albufeira, 38, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira
Grade B+villa

Semi-detached house in Estrada de Albufeira, 38, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€775,000

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €66,261/yr
Average Daily Rate: €311
Payback Period: 24.8 years
5-yr Capital Value: €898,437
10-yr Capital Value: €1.0M
Brixfox Score: 65.3 / 100
Comparable Properties: 34
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€928,975

+19.9% over asking

Asking price€775,000
IMT — Property transfer tax (investment schedule)€46,500
IS — Stamp duty (0.8%)€6,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,625
Total acquisition costs€65,575
Renovation (est. €200/m² × 281 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€56,200
(€28,100–€84,300)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€928,975

Gross yield (asking price)

8.6%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 281 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
15.09
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.84
Payback Speed
3
STR Suitability
4

Description

Located within a small and exclusive gated community of villas, this elegant property combines privacy, comfort, and a prime location in Vilamoura, just minutes from the beach and renowned golf courses. The perfect retreat for living or investing. Property Highlights: 3 En-Suite Bedrooms: Designed for maximum privacy,

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

Listed via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
Idealista.pt

Semi-detached house in Estrada de Albufeira, 38, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Quarteira

Loulé/Vilamoura · Golden Triangle · Ref BF-94530 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$842,391
Ownership
Freehold
Bedrooms
3
Built area
281 m²
True net yield
4.0%
≈ $5,524/mo net after costs & tax
5-yr total return (net + appreciation)
11.4% / yr avg
Payback in ~25 yrs from rent
Brixfox Score 65 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Description

Located within a small and exclusive gated community of villas, this elegant property combines privacy, comfort, and a prime location in Vilamoura, just minutes from the beach and renowned golf courses. The perfect retreat for living or investing. Property Highlights: 3 En-Suite Bedrooms: Designed for maximum privacy,

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$435/night
50% ($217)Brixfox estimate($435/night)200% ($869)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Indicative
Yearly income
$44,622
Likely range $26,773 – $62,471
Airbnb data$435/night · 58% occupancy
Rental income
$435/night · 58% occ.
$85,811
Running costs (20%)
Utilities, cleaning, maintenance
-$17,162
Income tax (28%)
Non-resident IRS (Cat. F)
-$24,027
Net income
5.3% ROI
$44,622

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.0%
6.2%
Fully-managed
4.8%
4.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.0%

Annual Revenue

$85,811

Income Tax / yr

$7,509

Payback

25 yrs

True All-In Cost
Asking price$842,391
IMT — transfer tax (non-resident 7.5%)$63,179
Stamp duty (0.8%)$6,739
Notary + registry$2,174
Legal$10,362
Furnishing + STR launch$27,174
All-in cost$952,020

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.1M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $775K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$943K
+22%
Rental Income
+$218K
Total Position
$1.2M
+50%
8.4%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$471K
Total Position
$1.6M
+109%
7.6%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.1M
Total Position
$2.8M
+261%
6.6%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$2.0M
Total Position
$4.5M
+476%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$400 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $400 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
3.8%
$2,641/mo
48% occ.
4.7%
$3,329/mo
58% occ.
5.7%
$4,016/mo
current
68% occ.
6.7%
$4,703/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.