Launch offer — 3 months free free, no card

Semi-detached house in Encosta das Oliveiras, Canais do Golfe - Sector 5, Quarteira
Semi-detached house in Encosta das Oliveiras, Canais do Golfe - Sector 5, Quarteira — image 2Semi-detached house in Encosta das Oliveiras, Canais do Golfe - Sector 5, Quarteira — image 3Semi-detached house in Encosta das Oliveiras, Canais do Golfe - Sector 5, Quarteira — image 4Semi-detached house in Encosta das Oliveiras, Canais do Golfe - Sector 5, Quarteira — image 5
Grade B+villa

Semi-detached house in Encosta das Oliveiras, Canais do Golfe - Sector 5, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€539,000

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

8.5%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,949/yr
Average Daily Rate: €255
Payback Period: 21.4 years
5-yr Capital Value: €624,849
10-yr Capital Value: €724,371
Brixfox Score: 66.7 / 100
Comparable Properties: 52
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€644,247

+19.5% over asking

Asking price€539,000
IMT — Property transfer tax (investment schedule)€30,950
IS — Stamp duty (0.8%)€4,312
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,085
Total acquisition costs€44,597
Renovation (est. €200/m² × 169 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€33,800
(€16,900–€50,700)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€644,247

Gross yield (asking price)

10.2%

True gross yield (all-in)

8.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 169 m²
Year Built: 2002

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
17.04
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
5.38
Rental Demand
5.91
Payback Speed
3
STR Suitability
4

Description

Discover this magnificent corner semi-detached T2 villa, set within the prestigious Encosta das Oliveiras private condominium, a benchmark for tranquility, security, and quality of life in Vilamoura. Located just a few minutes from Vilamoura Marina, this property benefits from a truly privileged location, in one of th

Location

📍 37.0929°N, 8.1348°W

· Loulé/Vilamoura, Algarve, Portugal

Listed by Legacy Group via Idealista.pt
2-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
2-bedroom freehold villa in Loulé/Vilamoura — photo 3 of 5
2-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
2-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Semi-detached house in Encosta das Oliveiras, Canais do Golfe - Sector 5, Quarteira

Loulé/Vilamoura · Golden Triangle · Ref BF-94166 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$585,870
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
169 m²
True net yield
4.7%
≈ $4,565/mo net after costs & tax
5-yr total return (net + appreciation)
12.5% / yr avg
Payback in ~21 yrs from rent
Brixfox Score 67 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2002

Description

Discover this magnificent corner semi-detached T2 villa, set within the prestigious Encosta das Oliveiras private condominium, a benchmark for tranquility, security, and quality of life in Vilamoura. Located just a few minutes from Vilamoura Marina, this property benefits from a truly privileged location, in one of th

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$356/night
50% ($178)Brixfox estimate($356/night)200% ($712)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Indicative
Yearly income
$37,005
Likely range $22,203 – $51,807
Airbnb data$356/night · 59% occupancy
Rental income
$356/night · 59% occ.
$71,163
Running costs (20%)
Utilities, cleaning, maintenance
-$14,233
Income tax (28%)
Non-resident IRS (Cat. F)
-$19,926
Net income
6.3% ROI
$37,005

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

4.7%

on all-in cost of $671,051

Scenario
Pre-tax
After-tax
Owner-managed
8.2%
7.2%
Fully-managed
5.6%
4.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.6%

Annual Revenue

$71,163

Income Tax / yr

$6,227

Payback

21 yrs

True All-In Cost
Asking price$585,870
IMT — transfer tax (non-resident 7.5%)$43,940
Stamp duty (0.8%)$4,687
Notary + registry$2,174
Legal$7,207
Furnishing + STR launch$27,174
All-in cost$671,051

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.9M$2.9M$1.9M$968K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $539K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$656K
+22%
Rental Income
+$181K
Total Position
$837K
+55%
9.2%/yr
Year 10
Capital Value
$798K
+48%
Rental Income
+$390K
Total Position
$1.2M
+120%
8.2%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$915K
Total Position
$2.1M
+289%
7.0%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.6M
Total Position
$3.4M
+525%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$328 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $328 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
4.5%
$2,204/mo
49% occ.
5.7%
$2,767/mo
59% occ.
6.8%
$3,330/mo
current
69% occ.
8.0%
$3,894/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.