Detached house in São Clemente, Loulé
Detached house in São Clemente, Loulé — image 2Detached house in São Clemente, Loulé — image 3Detached house in São Clemente, Loulé — image 4Detached house in São Clemente, Loulé — image 5
Grade Avillamid-range

Detached house in São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle ·

€875,000

Asking Price (EUR)

13.4%

True Net Yield (Owner, all-in)

9.2%

True Net Yield (Managed, all-in)

20.5%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €209,389/yr
Average Daily Rate: €1169
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 5.2 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.4M
Brixfox Score: 75.7 / 100
Comparable Properties: 5
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+16.5% over asking

Asking price€875,000
IMT — Property transfer tax (investment schedule)€52,500
IS — Stamp duty (0.8%)€7,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,125
Total acquisition costs€73,875
Renovation (est. €55/m² × 401 m²)
Light touch-ups — paint, fixtures, deep clean.		€22,055
(€12,030–€32,080)
Furnishing & STR launch (6bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,250
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

23.9%

True gross yield (all-in)

20.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 3
Building: 401 m²
Land: 270 m²
Style: portuguese-traditional
Condition: good
Year Built: 1986
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

round tower with decorative cutoutswhite stucco exteriorred tile roof

Score Breakdown

ROI
25
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
5.22
Rental Demand
4.91
Payback Speed
5
STR Suitability
3

Description

We present an excellent villa located in a quiet residential area of Loulé, ideal for those seeking comfort, space and quality of life. The property features six bedrooms, two of which are en-suite, ensuring privacy and convenience for the whole family. In addition, there is a guest bathroom, practical for everyday us

Location

📍 37.1422°N, 8.0138°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in São Clemente, Loulé

Inventory
6 Beds
Bathrooms
3 Baths
Built Area
401 m²
Land Plot
270 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 16.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+22.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$269K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.4%
$12,981/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.1 yr
Rental only

Property details

Year built: 1986
Energy: D
Condition: good

Description

We present an excellent villa located in a quiet residential area of Loulé, ideal for those seeking comfort, space and quality of life. The property features six bedrooms, two of which are en-suite, ensuring privacy and convenience for the whole family. In addition, there is a guest bathroom, practical for everyday us

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,690/night
50% ($778)Brixfox estimate($1,690/night)200% ($3110)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$155,775
Airbnb data$1,690/night · 49% occupancy
Rental income
$1,690/night · 49% occ.
$302,768
Running costs (20%)
Utilities, cleaning, maintenance
-$60,554
Income tax (10%)
Indonesian rental income tax
-$84,775
Property tax
Annual property tax
-$1,664
Net income
16.4% ROI
$155,775

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$951,087
IMT (transfer tax, investment schedule)$57,065
Imposto de Selo (stamp duty)$7,609
Notary & registration$1,359
Legal / due diligence$14,266
Total acquisition costs$80,299
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$23,973
($13,076–$34,870)
Furnishing & STR launch
6bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$50,272
All-in investment$1,105,630

Gross yield (asking)

31.8%

True gross yield (all-in)

27.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$11.1M$8.3M$5.6M$2.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $875K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$761K
Total Position
$1.8M
+109%
15.8%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$1.6M
Total Position
$2.9M
+236%
12.9%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$3.9M
Total Position
$5.8M
+559%
9.9%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$6.8M
Total Position
$9.7M
+1004%
8.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.4% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$1555 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
270 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.4% — outperforms most villas in this market
Premium nightly rate of $1555 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
13.4%
$10,659/mo
40% occ.
18.0%
$14,258/mo
49% occ.
22.1%
$17,523/mo
current
59% occ.
26.6%
$21,122/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.