Semi-detached house in Urbanização Quinta do Monte Funchal, 2, Falfeira - Monte Funchal, Lagos
Semi-detached house in Urbanização Quinta do Monte Funchal, 2, Falfeira - Monte Funchal, Lagos — image 2Semi-detached house in Urbanização Quinta do Monte Funchal, 2, Falfeira - Monte Funchal, Lagos — image 3Semi-detached house in Urbanização Quinta do Monte Funchal, 2, Falfeira - Monte Funchal, Lagos — image 4Semi-detached house in Urbanização Quinta do Monte Funchal, 2, Falfeira - Monte Funchal, Lagos — image 5
Grade B+villaluxury

Semi-detached house in Urbanização Quinta do Monte Funchal, 2, Falfeira - Monte Funchal, Lagos

Lagos · Western Algarve ·

€3.0M

Asking Price (EUR)

1.6%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.5%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €83,471/yr
Average Daily Rate: €414
+29.0% vs area baselineImage quality 9/10 (+6%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 44.2 years
5-yr Capital Value: €3.9M
10-yr Capital Value: €4.7M
Brixfox Score: 68.1 / 100
Comparable Properties: 6
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.3M

+11.6% over asking

Asking price€3.0M
IMT — Property transfer tax (investment schedule)€221,250
IS — Stamp duty (0.8%)€23,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€44,250
Total acquisition costs€290,350
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€3.3M

Gross yield (asking price)

2.8%

True gross yield (all-in)

2.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 5
Building: 782 m²
Land: 1700 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2009
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multi-level terracesinfinity-edge poolsolar panelsintegrated hot tubpanoramic views

Score Breakdown

ROI
10.24
Visual Appeal
15
Ownership Security
13
Location
10.44
Land & Space
10.9
Rental Demand
5.52
Payback Speed
0
STR Suitability
3

Description

SEA VIEW | LUXURY GRAND T3+2 VILLA AT PRAIA DA LUZ FOR SALE - LAGOS Our LiveAlgarve Realty Team is thrilled to present you with a luxury Villa with Panoramic Sea Views. Set high above the coastline of Praia da Luz, this exceptional 3-level villa occupies a rare hilltop position, opening to panoramic views of the Atla

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on LiveAlgarve Realty →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Semi-detached house in Urbanização Quinta do Monte Funchal, 2, Falfeira - Monte Funchal, Lagos

Inventory
3 Beds
Bathrooms
5 Baths
Built Area
782 m²
Land Plot
1700 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 1.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$815K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.8%
$4,758/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
56.2 yr
Rental only

Property details

Year built: 2009
Energy: A
Condition: excellent

Description

SEA VIEW | LUXURY GRAND T3+2 VILLA AT PRAIA DA LUZ FOR SALE - LAGOS Our LiveAlgarve Realty Team is thrilled to present you with a luxury Villa with Panoramic Sea Views. Set high above the coastline of Praia da Luz, this exceptional 3-level villa occupies a rare hilltop position, opening to panoramic views of the Atla

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$599/night
50% ($275)Brixfox estimate($599/night)200% ($1102)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$57,100
Airbnb data$599/night · 55% occupancy
Rental income
$599/night · 55% occ.
$120,599
Running costs (20%)
Utilities, cleaning, maintenance
-$24,120
Income tax (10%)
Indonesian rental income tax
-$33,768
Property tax
Annual property tax
-$5,611
Net income
1.8% ROI
$57,100

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,206,522
IMT (transfer tax, investment schedule)$240,489
Imposto de Selo (stamp duty)$25,652
Notary & registration$1,359
Legal / due diligence$48,098
Total acquisition costs$315,598
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$3,577,880

Gross yield (asking)

3.8%

True gross yield (all-in)

3.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$13.9M$10.4M$6.9M$3.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $3.0M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.6M
+22%
Rental Income
+$279K
Total Position
$3.9M
+31%
5.6%/yr
Year 10
Capital Value
$4.4M
+48%
Rental Income
+$602K
Total Position
$5.0M
+68%
5.4%/yr
Year 20
Capital Value
$6.5M
+119%
Rental Income
+$1.4M
Total Position
$7.9M
+167%
5.0%/yr
Year 30
Capital Value
$9.6M
+224%
Rental Income
+$2.5M
Total Position
$12.1M
+309%
4.8%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.8% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$551 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1700 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $551 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1700 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
1.5%
$4,018/mo
45% occ.
2.0%
$5,293/mo
55% occ.
2.5%
$6,568/mo
current
65% occ.
2.9%
$7,842/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.