T2 flat in Rua da Inglaterra, Old Village, Vilamoura, Quarteira
T2 flat in Rua da Inglaterra, Old Village, Vilamoura, Quarteira — image 2T2 flat in Rua da Inglaterra, Old Village, Vilamoura, Quarteira — image 3T2 flat in Rua da Inglaterra, Old Village, Vilamoura, Quarteira — image 4T2 flat in Rua da Inglaterra, Old Village, Vilamoura, Quarteira — image 5
Grade Bapartmentmid-range

T2 flat in Rua da Inglaterra, Old Village, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€545,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.9%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,174/yr
Average Daily Rate: 232
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 22.2 years
5-yr Capital Value: €716,122
10-yr Capital Value: €871,272
Brixfox Score: 59.4 / 100
Comparable Properties: 94
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€620,510

+13.9% over asking

Asking price€545,000
IMT — Property transfer tax (investment schedule)€31,430
IS — Stamp duty (0.8%)€4,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,175
Total acquisition costs€45,215
Renovation (est. €55/m² × 99)
Light touch-ups — paint, fixtures, deep clean.
€5,445
(€2,970€7,920)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€24,850
All-in investment (incl. renovation & furnishing)€620,510

Gross yield (asking price)

5.5%

True gross yield (all-in)

4.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 99
Style: portuguese-traditional
Condition: good
Year Built: 1991
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop showershade sailcolorful neighborhood view

Score Breakdown

ROI
14.7
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
3.98
Rental Demand
3.57
Payback Speed
1
STR Suitability
3

Description

2-Bedroom Apartment in Old Village - Vilamoura Discover this charming 2-bedroom apartment with a private rooftop terrace, located in the renowned Old Village private condominium in Vilamoura. This property is the ideal choice for both investment and personal residence. Old Village is a private condominium, one of the

Location

📍 37.0881°N, 8.1085°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Rua da Inglaterra, Old Village, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
99 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$167K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.7%
$1,833/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.9 yr
Rental only

Property details

Year built: 1991
Energy: D
Condition: good

Description

2-Bedroom Apartment in Old Village - Vilamoura Discover this charming 2-bedroom apartment with a private rooftop terrace, located in the renowned Old Village private condominium in Vilamoura. This property is the ideal choice for both investment and personal residence. Old Village is a private condominium, one of the

Income Breakdown

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Nightly Rate (ADR)
$340/night
50% ($156)Brixfox estimate($340/night)200% ($626)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$21,993
Airbnb data$340/night · 36% occupancy
Rental income
$340/night · 36% occ.
$44,288
Running costs (20%)
Utilities, cleaning, maintenance
-$8,858
Income tax (10%)
Indonesian rental income tax
-$12,401
Property tax
Annual property tax
-$1,037
Net income
3.7% ROI
$21,993

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$592,391
IMT (transfer tax, investment schedule)$34,163
Imposto de Selo (stamp duty)$4,739
Notary & registration$1,359
Legal / due diligence$8,886
Total acquisition costs$49,147
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$5,918
($3,228$8,609)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$27,011
All-in investment$674,467

Gross yield (asking)

7.5%

True gross yield (all-in)

6.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.1M$2.4M$1.6M$785K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $545K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$663K
+22%
Rental Income
+$107K
Total Position
$770K
+41%
7.2%/yr
Year 10
Capital Value
$807K
+48%
Rental Income
+$232K
Total Position
$1.0M
+91%
6.7%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$544K
Total Position
$1.7M
+219%
6.0%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$963K
Total Position
$2.7M
+401%
5.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.7% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$313 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $313 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$2,086/mo
40% occ.
5.7%
$2,811/mo
36% occ.
5.1%
$2,497/mo
current
46% occ.
6.5%
$3,221/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.