Detached house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira
Detached house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 2Detached house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 3Detached house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 4Detached house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 5
Grade B+villaluxury

Detached house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€4.2M

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

3.9%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €184,788/yr
Average Daily Rate: €1250
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 28.4 years
5-yr Capital Value: €5.5M
10-yr Capital Value: €6.7M
Brixfox Score: 66 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.7M

+11.7% over asking

Asking price€4.2M
IMT — Property transfer tax (investment schedule)€315,000
IS — Stamp duty (0.8%)€33,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€63,000
Total acquisition costs€412,850
Renovation€0 — move-in ready
Furnishing & STR launch (6bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€79,850
All-in investment (incl. renovation & furnishing)€4.7M

Gross yield (asking price)

4.4%

True gross yield (all-in)

3.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 6
Building: 800 m²
Land: 1200 m²
Style: modern
Condition: new-build
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poolfloor-to-ceiling glass wallsmulti-level architectureintegrated outdoor living spaces

Score Breakdown

ROI
11.99
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
10
Rental Demand
4.05
Payback Speed
0
STR Suitability
3

Description

Architectural villa with panoramic views, full privacy and exceptional build quality - Vilamoura Positioned in one of Vilamoura's most discreet and emerging residential areas, this contemporary villa delivers a rare combination of architectural clarity, privacy, and internal volume designed for buyers who prioritise s

Location

📍 37.1142°N, 8.1492°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Rua dos Lavradores, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira

Inventory
6 Beds
Bathrooms
6 Baths
Built Area
800 m²
Land Plot
1200 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$1.3M in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.9%
$10,908/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
34.9 yr
Rental only

Property details

Energy: A+
Condition: new-build

Description

Architectural villa with panoramic views, full privacy and exceptional build quality - Vilamoura Positioned in one of Vilamoura's most discreet and emerging residential areas, this contemporary villa delivers a rare combination of architectural clarity, privacy, and internal volume designed for buyers who prioritise s

Income Breakdown

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Nightly Rate (ADR)
$1,807/night
50% ($831)Brixfox estimate($1,807/night)200% ($3325)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$130,897
Airbnb data$1,807/night · 40% occupancy
Rental income
$1,807/night · 40% occ.
$267,088
Running costs (20%)
Utilities, cleaning, maintenance
-$53,418
Income tax (10%)
Indonesian rental income tax
-$74,785
Property tax
Annual property tax
-$7,989
Net income
2.9% ROI
$130,897

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$4,565,217
IMT (transfer tax, investment schedule)$342,391
Imposto de Selo (stamp duty)$36,522
Notary & registration$1,359
Legal / due diligence$68,478
Total acquisition costs$448,750
RenovationMove-in ready
Furnishing & STR launch
6bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$84,620
All-in investment$5,098,587

Gross yield (asking)

5.9%

True gross yield (all-in)

5.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$22.3M$16.7M$11.1M$5.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $4.2M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$5.1M
+22%
Rental Income
+$639K
Total Position
$5.7M
+37%
6.5%/yr
Year 10
Capital Value
$6.2M
+48%
Rental Income
+$1.4M
Total Position
$7.6M
+81%
6.1%/yr
Year 20
Capital Value
$9.2M
+119%
Rental Income
+$3.2M
Total Position
$12.4M
+196%
5.6%/yr
Year 30
Capital Value
$13.6M
+224%
Rental Income
+$5.7M
Total Position
$19.4M
+361%
5.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$1663 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1200 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1663 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1200 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$10,878/mo
40% occ.
3.9%
$14,726/mo
current
40% occ.
3.9%
$14,915/mo
current
50% occ.
4.9%
$18,763/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.