T4 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira
T4 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 2T4 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 3T4 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 4T4 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 5
Grade Aapartmentluxury

T4 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.7M

Asking Price (EUR)

7.1%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

11.0%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €207,348/yr
Average Daily Rate: €854
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 9.7 years
5-yr Capital Value: €2.2M
10-yr Capital Value: €2.7M
Brixfox Score: 80.5 / 100
Comparable Properties: 11
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.9M

+13.5% over asking

Asking price€1.7M
IMT — Property transfer tax (investment schedule)€124,875
IS — Stamp duty (0.8%)€13,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€24,975
Total acquisition costs€164,420
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€60,150
All-in investment (incl. renovation & furnishing)€1.9M

Gross yield (asking price)

12.4%

True gross yield (all-in)

11.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 250 m²
Style: contemporary
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolrooftop terracepanoramic golf course viewmodern sun loungers with umbrella

Score Breakdown

ROI
23.65
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
6.83
Payback Speed
4
STR Suitability
3

Description

A New Residence in the Algarve Four bedrooms apartment available for sale in this development designed to create a luxurious residential experience that invites you to embrace the Algarve beyond the summer season. The spacious living areas, enhanced communal spaces, convenience-oriented details, and exceptional finis

Location

📍 37.0872°N, 8.1245°W

· Loulé/Vilamoura, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T4 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
250 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$511K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.7%
$13,161/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.5 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

A New Residence in the Algarve Four bedrooms apartment available for sale in this development designed to create a luxurious residential experience that invites you to embrace the Algarve beyond the summer season. The spacious living areas, enhanced communal spaces, convenience-oriented details, and exceptional finis

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,243/night
50% ($572)Brixfox estimate($1,243/night)200% ($2287)
Occupancy
68%
10%Brixfox estimate(68%)100%

Short-Term Rental

Yearly income
$157,930
Airbnb data$1,243/night · 68% occupancy
Rental income
$1,243/night · 68% occ.
$309,802
Running costs (20%)
Utilities, cleaning, maintenance
-$61,960
Income tax (10%)
Indonesian rental income tax
-$86,745
Property tax
Annual property tax
-$3,167
Net income
8.7% ROI
$157,930

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,809,783
IMT (transfer tax, investment schedule)$135,734
Imposto de Selo (stamp duty)$14,478
Notary & registration$1,359
Legal / due diligence$27,147
Total acquisition costs$178,717
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,053,880

Gross yield (asking)

17.1%

True gross yield (all-in)

15.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$14.2M$10.6M$7.1M$3.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.7M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.0M
+22%
Rental Income
+$771K
Total Position
$2.8M
+68%
10.9%/yr
Year 10
Capital Value
$2.5M
+48%
Rental Income
+$1.7M
Total Position
$4.1M
+148%
9.5%/yr
Year 20
Capital Value
$3.6M
+119%
Rental Income
+$3.9M
Total Position
$7.6M
+354%
7.9%/yr
Year 30
Capital Value
$5.4M
+224%
Rental Income
+$6.9M
Total Position
$12.3M
+640%
6.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.7% annual return
Occupancy
Good
68% average occupancy
Nightly Rate
Strong
$1144 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.7% — outperforms most villas in this market
Premium nightly rate of $1144 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

48% occ.
8.3%
$12,515/mo
58% occ.
10.1%
$15,161/mo
68% occ.
11.8%
$17,808/mo
current
78% occ.
13.6%
$20,455/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.