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Detached house in Centro da Cidade, Silves
Detached house in Centro da Cidade, Silves — image 2Detached house in Centro da Cidade, Silves — image 3Detached house in Centro da Cidade, Silves — image 4Detached house in Centro da Cidade, Silves — image 5
Grade B+villa

Detached house in Centro da Cidade, Silves

Silves · Central Algarve ·

€475,000

Asking Price (EUR)

6.2%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

8.2%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,557/yr
Average Daily Rate: €242
Payback Period: 22.1 years
5-yr Capital Value: €550,655
10-yr Capital Value: €638,360
Brixfox Score: 65.2 / 100
Comparable Properties: 8
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€590,805

+24.4% over asking

Asking price€475,000
IMT — Property transfer tax (investment schedule)€25,830
IS — Stamp duty (0.8%)€3,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,125
Total acquisition costs€38,005
Renovation (est. €200/m² × 228 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€45,600
(€22,800–€68,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€590,805

Gross yield (asking price)

10.2%

True gross yield (all-in)

8.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 228 m²
Year Built: 2024

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
16.56
Visual Appeal
10
Ownership Security
13
Location
7.2
Land & Space
6
Rental Demand
5.49
Payback Speed
3
STR Suitability
4

Description

Single storey house with 3 bedrooms, set in land with a total area of 5240sqm, located 15 minutes from Silves and 15 minutes from S B Messines. The villa consists of 3 bedrooms, 1 bathroom, living/dining room, kitchen, entrance hall, covered terrace, storage, garage, water tank. The land has good access and is locate

Location

📍 37.1880°N, 8.4414°W

· Silves, Algarve, Portugal

Listed by SERVESUL via Idealista.pt
3-bedroom freehold villa in Silves — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Silves — photo 2 of 5
3-bedroom freehold villa in Silves — photo 3 of 5
3-bedroom freehold villa in Silves — photo 4 of 5
3-bedroom freehold villa in Silves — photo 5 of 5

Detached house in Centro da Cidade, Silves

Silves · Central Algarve · Ref BF-92865 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$516,304
Ownership
Freehold
Bedrooms
3
Bathrooms
1
Built area
228 m²
True net yield
4.5%
≈ $3,979/mo net after costs & tax
5-yr total return (net + appreciation)
10.1% / yr avg
Payback in ~22 yrs from rent
Brixfox Score 65 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2024

Description

Single storey house with 3 bedrooms, set in land with a total area of 5240sqm, located 15 minutes from Silves and 15 minutes from S B Messines. The villa consists of 3 bedrooms, 1 bathroom, living/dining room, kitchen, entrance hall, covered terrace, storage, garage, water tank. The land has good access and is locate

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$339/night
50% ($169)Brixfox estimate($339/night)200% ($678)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Indicative
Yearly income
$32,700
Likely range $19,620 – $45,780
Airbnb data$339/night · 55% occupancy
Rental income
$339/night · 55% occ.
$62,885
Running costs (20%)
Utilities, cleaning, maintenance
-$12,577
Income tax (28%)
Non-resident IRS (Cat. F)
-$17,608
Net income
6.3% ROI
$32,700

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

4.5%

on all-in cost of $594,857

Scenario
Pre-tax
After-tax
Owner-managed
8.0%
7.1%
Fully-managed
5.4%
4.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.6%

Annual Revenue

$62,885

Income Tax / yr

$5,502

Payback

22 yrs

True All-In Cost
Asking price$516,304
IMT — transfer tax (non-resident 7.5%)$38,723
Stamp duty (0.8%)$4,130
Notary + registry$2,174
Legal$6,351
Furnishing + STR launch$27,174
All-in cost$594,857

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.4M$2.6M$1.7M$854K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $475K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$578K
+22%
Rental Income
+$160K
Total Position
$738K
+55%
9.2%/yr
Year 10
Capital Value
$703K
+48%
Rental Income
+$345K
Total Position
$1.0M
+121%
8.2%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$808K
Total Position
$1.8M
+289%
7.0%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.4M
Total Position
$3.0M
+526%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$312 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $312 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
4.3%
$1,871/mo
45% occ.
5.6%
$2,407/mo
55% occ.
6.8%
$2,943/mo
current
65% occ.
8.1%
$3,479/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.