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Terraced house in Rua Vale de Lagar, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão
Terraced house in Rua Vale de Lagar, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão — image 2Terraced house in Rua Vale de Lagar, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão — image 3Terraced house in Rua Vale de Lagar, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão — image 4Terraced house in Rua Vale de Lagar, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão — image 5
Grade B+villa

Terraced house in Rua Vale de Lagar, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão

Portimão · Western Algarve ·

€620,000

Asking Price (EUR)

5.9%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

7.7%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,871/yr
Average Daily Rate: €296
Payback Period: 23.8 years
5-yr Capital Value: €718,750
10-yr Capital Value: €833,228
Brixfox Score: 66 / 100
Comparable Properties: 8
Data Confidence: 77%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€742,940

+19.8% over asking

Asking price€620,000
IMT — Property transfer tax (investment schedule)€37,430
IS — Stamp duty (0.8%)€4,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,300
Total acquisition costs€52,940
Renovation (est. €200/m² × 189 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€37,800
(€18,900–€56,700)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€742,940

Gross yield (asking price)

9.2%

True gross yield (all-in)

7.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 189 m²
Year Built: 2006

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
15.6
Visual Appeal
10
Ownership Security
13
Location
9.36
Land & Space
5.78
Rental Demand
5.27
Payback Speed
3
STR Suitability
4

Description

We present this two-storey townhouse, located in a quiet urbanization of Portimão, ideal for those looking for comfort, functionality and a privileged location to live with the family. On the ground floor we find all the leisure areas and one of the bedrooms, on the upper floor 2 bedrooms, one of which is a comfortabl

Location

📍 37.1458°N, 8.5592°W

· Portimão, Algarve, Portugal

Listed by Buy Algarve Properties via Idealista.pt
3-bedroom freehold villa in Portimão — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Portimão — photo 2 of 5
3-bedroom freehold villa in Portimão — photo 3 of 5
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3-bedroom freehold villa in Portimão — photo 5 of 5

Terraced house in Rua Vale de Lagar, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão

Portimão · Western Algarve · Ref BF-92513 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$673,913
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
189 m²
True net yield
4.2%
≈ $4,702/mo net after costs & tax
5-yr total return (net + appreciation)
10.6% / yr avg
Payback in ~24 yrs from rent
Brixfox Score 66 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2006

Description

We present this two-storey townhouse, located in a quiet urbanization of Portimão, ideal for those looking for comfort, functionality and a privileged location to live with the family. On the ground floor we find all the leisure areas and one of the bedrooms, on the upper floor 2 bedrooms, one of which is a comfortabl

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$413/night
50% ($207)Brixfox estimate($413/night)200% ($827)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$38,297
Likely range $22,978 – $53,615
Airbnb data$413/night · 53% occupancy
Rental income
$413/night · 53% occ.
$73,648
Running costs (20%)
Utilities, cleaning, maintenance
-$14,730
Income tax (28%)
Non-resident IRS (Cat. F)
-$20,621
Net income
5.7% ROI
$38,297

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

4.2%

on all-in cost of $767,485

Scenario
Pre-tax
After-tax
Owner-managed
7.3%
6.5%
Fully-managed
5.0%
4.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.6%

Annual Revenue

$73,648

Income Tax / yr

$6,445

Payback

24 yrs

True All-In Cost
Asking price$673,913
IMT — transfer tax (non-resident 7.5%)$50,543
Stamp duty (0.8%)$5,391
Notary + registry$2,174
Legal$8,289
Furnishing + STR launch$27,174
All-in cost$767,485

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$4.2M$3.2M$2.1M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $620K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$754K
+22%
Rental Income
+$187K
Total Position
$941K
+52%
8.7%/yr
Year 10
Capital Value
$918K
+48%
Rental Income
+$404K
Total Position
$1.3M
+113%
7.9%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$947K
Total Position
$2.3M
+272%
6.8%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$1.7M
Total Position
$3.7M
+495%
6.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.7% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$380 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $380 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
3.8%
$2,139/mo
43% occ.
5.0%
$2,793/mo
53% occ.
6.1%
$3,447/mo
current
63% occ.
7.3%
$4,101/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.