Detached house in Zona Nordeste, Quarteira, Quarteira
Detached house in Zona Nordeste, Quarteira, Quarteira — image 2Detached house in Zona Nordeste, Quarteira, Quarteira — image 3Detached house in Zona Nordeste, Quarteira, Quarteira — image 4Detached house in Zona Nordeste, Quarteira, Quarteira — image 5
Grade Bvillamid-range

Detached house in Zona Nordeste, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€980,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.1%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €44,515/yr
Average Daily Rate: €254
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 27.3 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 63.4 / 100
Comparable Properties: 30
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+11.7% over asking

Asking price€980,000
IMT — Property transfer tax (investment schedule)€58,800
IS — Stamp duty (0.8%)€7,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,700
Total acquisition costs€82,590
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

4.5%

True gross yield (all-in)

4.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 5
Building: 672 m²
Land: 399 m²
Style: modern
Condition: excellent
Year Built: 1985
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

kitchen island with integrated hobwhite high-gloss cabinetrydecorative wall art

Score Breakdown

ROI
13.42
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
7.18
Rental Demand
4.79
Payback Speed
0
STR Suitability
3

Description

Discover this fully renovated and furnished villa with premium finishes, featuring a garden with pool and BBQ. Divided into two independent units, it offers absolute comfort upstairs and rental potential on the ground floor. Perfect for those seeking a stylish lifestyle close to the beach. Key Features: 3 bedrooms +

Location

📍 37.0714°N, 8.0954°W

· Loulé/Vilamoura, Algarve, Portugal

View on BUYME Property →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Zona Nordeste, Quarteira, Quarteira

Inventory
3 Beds
Bathrooms
5 Baths
Built Area
672 m²
Land Plot
399 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$301K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$2,653/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.5 yr
Rental only

Property details

Year built: 1985
Energy: E
Condition: excellent

Description

Discover this fully renovated and furnished villa with premium finishes, featuring a garden with pool and BBQ. Divided into two independent units, it offers absolute comfort upstairs and rental potential on the ground floor. Perfect for those seeking a stylish lifestyle close to the beach. Key Features: 3 bedrooms +

Income Breakdown

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Nightly Rate (ADR)
$371/night
50% ($170)Brixfox estimate($371/night)200% ($682)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$31,839
Airbnb data$371/night · 48% occupancy
Rental income
$371/night · 48% occ.
$64,814
Running costs (20%)
Utilities, cleaning, maintenance
-$12,963
Income tax (10%)
Indonesian rental income tax
-$18,148
Property tax
Annual property tax
-$1,864
Net income
3.0% ROI
$31,839

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,065,217
IMT (transfer tax, investment schedule)$63,913
Imposto de Selo (stamp duty)$8,522
Notary & registration$1,359
Legal / due diligence$15,978
Total acquisition costs$89,772
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,187,815

Gross yield (asking)

6.1%

True gross yield (all-in)

5.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.3M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $980K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$156K
Total Position
$1.3M
+38%
6.6%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$336K
Total Position
$1.8M
+82%
6.2%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$787K
Total Position
$2.9M
+199%
5.6%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$1.4M
Total Position
$4.6M
+367%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
3.0% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$341 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
399 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $341 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$2,211/mo
40% occ.
3.4%
$3,000/mo
48% occ.
4.1%
$3,626/mo
current
58% occ.
5.0%
$4,415/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.