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Terraced house in Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão
Terraced house in Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão — image 2Terraced house in Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão — image 3Terraced house in Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão — image 4Terraced house in Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão — image 5
Grade Bvilla

Terraced house in Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão

Portimão · Western Algarve ·

€730,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,800/yr
Average Daily Rate: €294
Payback Period: 28.7 years
5-yr Capital Value: €846,270
10-yr Capital Value: €981,059
Brixfox Score: 61.8 / 100
Comparable Properties: 9
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€853,640

+16.9% over asking

Asking price€730,000
IMT — Property transfer tax (investment schedule)€43,800
IS — Stamp duty (0.8%)€5,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,950
Total acquisition costs€61,840
Renovation (est. €200/m² × 148 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€29,600
(€14,800–€44,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€853,640

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 148 m²
Year Built: 2023

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
13.22
Visual Appeal
10
Ownership Security
13
Location
9.36
Land & Space
4.96
Rental Demand
5.29
Payback Speed
2
STR Suitability
4

Description

Discover this fantastic 3-bedroom villa in Portimão, where modern design meets high-quality materials and excellent finishes. With three spacious bedrooms, ample living areas and plenty of natural light, it offers the perfect balance between comfort and sophistication. It also has a garage for 2 cars, providing all th

Location

📍 37.1448°N, 8.5618°W

· Portimão, Algarve, Portugal

Listed by ERA Portimão/Praia da Rocha via Idealista.pt
3-bedroom freehold villa in Portimão — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Portimão — photo 2 of 5
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3-bedroom freehold villa in Portimão — photo 5 of 5

Terraced house in Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão

Portimão · Western Algarve · Ref BF-92232 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$793,478
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
148 m²
True net yield
3.5%
≈ $4,624/mo net after costs & tax
5-yr total return (net + appreciation)
9.7% / yr avg
Payback in ~29 yrs from rent
Brixfox Score 62 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2023

Description

Discover this fantastic 3-bedroom villa in Portimão, where modern design meets high-quality materials and excellent finishes. With three spacious bedrooms, ample living areas and plenty of natural light, it offers the perfect balance between comfort and sophistication. It also has a garage for 2 cars, providing all th

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$412/night
50% ($206)Brixfox estimate($412/night)200% ($823)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$38,251
Likely range $22,951 – $53,551
Airbnb data$412/night · 53% occupancy
Rental income
$412/night · 53% occ.
$73,560
Running costs (20%)
Utilities, cleaning, maintenance
-$14,712
Income tax (28%)
Non-resident IRS (Cat. F)
-$20,597
Net income
4.8% ROI
$38,251

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

3.5%

on all-in cost of $898,445

Scenario
Pre-tax
After-tax
Owner-managed
6.2%
5.5%
Fully-managed
4.2%
3.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.2%

Annual Revenue

$73,560

Income Tax / yr

$6,437

Payback

29 yrs

True All-In Cost
Asking price$793,478
IMT — transfer tax (non-resident 7.5%)$59,511
Stamp duty (0.8%)$6,348
Notary + registry$2,174
Legal$9,760
Furnishing + STR launch$27,174
All-in cost$898,445

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$4.6M$3.5M$2.3M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $730K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$888K
+22%
Rental Income
+$187K
Total Position
$1.1M
+47%
8.0%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$403K
Total Position
$1.5M
+103%
7.4%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$946K
Total Position
$2.5M
+249%
6.4%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.7M
Total Position
$4.0M
+454%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$379 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $379 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
3.2%
$2,140/mo
43% occ.
4.2%
$2,791/mo
53% occ.
5.2%
$3,443/mo
current
63% occ.
6.2%
$4,094/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.