Detached house in Urbanização da Albardeira, Caliças - Telheiro, Lagos
Detached house in Urbanização da Albardeira, Caliças - Telheiro, Lagos — image 2Detached house in Urbanização da Albardeira, Caliças - Telheiro, Lagos — image 3Detached house in Urbanização da Albardeira, Caliças - Telheiro, Lagos — image 4Detached house in Urbanização da Albardeira, Caliças - Telheiro, Lagos — image 5
Grade B+villamid-range

Detached house in Urbanização da Albardeira, Caliças - Telheiro, Lagos

Lagos · Western Algarve ·

€1.3M

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

5.0%

True Gross Yield

28%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €77,322/yr
Average Daily Rate: €758
+2.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 20.2 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €2.0M
Brixfox Score: 65.1 / 100
Comparable Properties: 6
Data Confidence: 64%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+24.3% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,750
IS — Stamp duty (0.8%)€10,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,750
Total acquisition costs€123,750
Renovation (est. €350/m² × 400 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€140,000
(€100,000–€180,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

6.2%

True gross yield (all-in)

5.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 400 m²
Land: 500 m²
Style: portuguese-traditional
Condition: fair
Year Built: 2022
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large terracotta tiled patiocovered outdoor living area

Score Breakdown

ROI
15.39
Visual Appeal
9.8
Ownership Security
13
Location
10.44
Land & Space
9.67
Rental Demand
2.8
Payback Speed
1
STR Suitability
3

Description

Magnificent Luxury 4 Bedroom Villa located in Albardeira in Lagos, Algarve. On the ground floor, there is a large living room, the fully equipped kitchen, a service bathroom, a bedroom en suite and direct access to the first floor and the basement. On the first floor are located three bedrooms, one of which is a suit

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Imojoy Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Urbanização da Albardeira, Caliças - Telheiro, Lagos

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
400 m²
Land Plot
500 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$345K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.1%
$4,644/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.4 yr
Rental only

Property details

Year built: 2022
Energy: D
Condition: fair

Description

Magnificent Luxury 4 Bedroom Villa located in Albardeira in Lagos, Algarve. On the ground floor, there is a large living room, the fully equipped kitchen, a service bathroom, a bedroom en suite and direct access to the first floor and the basement. On the first floor are located three bedrooms, one of which is a suit

Income Breakdown

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Nightly Rate (ADR)
$1,095/night
50% ($504)Brixfox estimate($1,095/night)200% ($2015)
Occupancy
28%
10%Brixfox estimate(28%)100%

Short-Term Rental

Yearly income
$55,725
Airbnb data$1,095/night · 28% occupancy
Rental income
$1,095/night · 28% occ.
$111,737
Running costs (20%)
Utilities, cleaning, maintenance
-$22,347
Income tax (10%)
Indonesian rental income tax
-$31,286
Property tax
Annual property tax
-$2,378
Net income
4.1% ROI
$55,725

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,358,696
IMT (transfer tax, investment schedule)$101,902
Imposto de Selo (stamp duty)$10,870
Notary & registration$1,359
Legal / due diligence$20,380
Total acquisition costs$134,511
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$152,174
($108,696–$195,652)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,686,739

Gross yield (asking)

8.2%

True gross yield (all-in)

6.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$7.5M$5.6M$3.7M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$272K
Total Position
$1.8M
+43%
7.5%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$588K
Total Position
$2.4M
+95%
6.9%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$1.4M
Total Position
$4.1M
+229%
6.1%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$2.4M
Total Position
$6.5M
+419%
5.6%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.1% annual return
Occupancy
Weak
28% average occupancy
Nightly Rate
Strong
$1007 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Good
500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1007 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.0%
$6,797/mo
40% occ.
8.1%
$9,128/mo
28% occ.
5.6%
$6,319/mo
current
38% occ.
7.6%
$8,650/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.