T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé
T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé — image 2T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé — image 3T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé — image 4T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé — image 5
Grade C+apartmentmid-range

T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé

Loulé/Vilamoura · Golden Triangle ·

€696,900

Asking Price (EUR)

0.5%

True Net Yield (Owner, all-in)

0.3%

True Net Yield (Managed, all-in)

0.7%

True Gross Yield

15%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €5,525/yr
Average Daily Rate: €101
Payback Period: 157.5 years
5-yr Capital Value: €915,716
10-yr Capital Value: €1.1M
Brixfox Score: 50.7 / 100
Comparable Properties: 3
Data Confidence: 58%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€775,493

+11.3% over asking

Asking price€696,900
IMT — Property transfer tax (investment schedule)€41,814
IS — Stamp duty (0.8%)€5,575
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,454
Total acquisition costs€59,093
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€775,493

Gross yield (asking price)

0.8%

True gross yield (all-in)

0.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 101 m²
Style: contemporary
Condition: excellent
Energy Certificate: A+

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

geometric pattern backsplashorganic-shaped mirror frameintegrated kitchen appliances

Score Breakdown

ROI
7.95
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
4.02
Rental Demand
1.51
Payback Speed
0
STR Suitability
3

Description

Step into the authentic spirit of the Algarve with this thoughtfully appointed one-bedroom suite, set in a prime front-line position with stunning, uninterrupted views over the golf course. Facing south, the suite is bathed in natural light throughout the day, creating a warm and inviting atmosphere. The spacious i

Location

📍 37.1912°N, 8.0129°W

· Loulé/Vilamoura, Algarve, Portugal

View on QUINTA DA OMBRIA SA →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
101 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 0.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score51
GradeC+
Brixfox Intelligence
51C+Moderate
Score Breakdown
ROI & Yield56%
Capital Growth54%
Risk Profile53%
Market Demand51%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$214K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.4%
$236/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Energy: A+
Condition: excellent

Description

Step into the authentic spirit of the Algarve with this thoughtfully appointed one-bedroom suite, set in a prime front-line position with stunning, uninterrupted views over the golf course. Facing south, the suite is bathed in natural light throughout the day, creating a warm and inviting atmosphere. The spacious i

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$146/night
50% ($67)Brixfox estimate($146/night)200% ($268)
Occupancy
15%
10%Brixfox estimate(15%)100%

Short-Term Rental

Yearly income
$2,830
Airbnb data$146/night · 15% occupancy
Rental income
$146/night · 15% occ.
$7,992
Running costs (20%)
Utilities, cleaning, maintenance
-$1,598
Income tax (10%)
Indonesian rental income tax
-$2,238
Property tax
Annual property tax
-$1,326
Net income
0.4% ROI
$2,830

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$757,500
IMT (transfer tax, investment schedule)$45,450
Imposto de Selo (stamp duty)$6,060
Notary & registration$1,359
Legal / due diligence$11,363
Total acquisition costs$64,232
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$842,927

Gross yield (asking)

1.1%

True gross yield (all-in)

0.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.8M$2.1M$1.4M$702K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $697K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 17: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$848K
+22%
Rental Income
+$14K
Total Position
$862K
+24%
4.3%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$30K
Total Position
$1.1M
+52%
4.3%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$70K
Total Position
$1.6M
+129%
4.2%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$124K
Total Position
$2.4M
+242%
4.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.4% annual return
Occupancy
Weak
15% average occupancy
Nightly Rate
Good
$134 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.3%
$819/mo
40% occ.
1.8%
$1,129/mo
15% occ.
0.6%
$356/mo
current
25% occ.
1.1%
$666/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.