T3 flat in Avenida José Santos Faria, 33, Centro, Almancil
T3 flat in Avenida José Santos Faria, 33, Centro, Almancil — image 2T3 flat in Avenida José Santos Faria, 33, Centro, Almancil — image 3T3 flat in Avenida José Santos Faria, 33, Centro, Almancil — image 4T3 flat in Avenida José Santos Faria, 33, Centro, Almancil — image 5
Grade B+apartmentluxury

T3 flat in Avenida José Santos Faria, 33, Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€488,000

Asking Price (EUR)

6.0%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.2%

True Gross Yield

30%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €52,828/yr
Average Daily Rate: €490
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 11.3 years
5-yr Capital Value: €641,225
10-yr Capital Value: €780,148
Brixfox Score: 71.4 / 100
Comparable Properties: 3
Data Confidence: 72%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€576,144

+18.1% over asking

Asking price€488,000
IMT — Property transfer tax (investment schedule)€26,870
IS — Stamp duty (0.8%)€3,904
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,320
Total acquisition costs€39,344
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€576,144

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 155 m²
Style: modern
Condition: excellent
Energy Certificate: In process
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

floating media consolelarge corner sofatripod floor lamp

Score Breakdown

ROI
21.35
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
5.1
Rental Demand
2.96
Payback Speed
4
STR Suitability
3

Description

Welcome. to the South of the Atlantic Ocean, to the parish of Almancil. It extends over a vast area of the maritime coast of the municipality of Loulé, with beautiful beaches and areas of countryside and estuary, where some of the main tourist developments in the Algarve are located - Vale de Lobo and Quinta do Lago. T

Location

📍 37.0866°N, 8.0315°W

· Loulé/Vilamoura, Algarve, Portugal

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Loulé/Vilamoura / Golden Triangle

T3 flat in Avenida José Santos Faria, 33, Centro, Almancil

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
155 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.4% net return annually.

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The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$150K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.4%
$3,288/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.4 yr
Rental only

Property details

Energy: In process
Condition: excellent

Description

Welcome. to the South of the Atlantic Ocean, to the parish of Almancil. It extends over a vast area of the maritime coast of the municipality of Loulé, with beautiful beaches and areas of countryside and estuary, where some of the main tourist developments in the Algarve are located - Vale de Lobo and Quinta do Lago. T

Income Breakdown

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Nightly Rate (ADR)
$720/night
50% ($331)Brixfox estimate($720/night)200% ($1325)
Occupancy
30%
10%Brixfox estimate(30%)100%

Short-Term Rental

Yearly income
$39,459
Airbnb data$720/night · 30% occupancy
Rental income
$720/night · 30% occ.
$77,668
Running costs (20%)
Utilities, cleaning, maintenance
-$15,534
Income tax (10%)
Indonesian rental income tax
-$21,747
Property tax
Annual property tax
-$928
Net income
7.4% ROI
$39,459

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$530,435
IMT (transfer tax, investment schedule)$29,207
Imposto de Selo (stamp duty)$4,243
Notary & registration$1,359
Legal / due diligence$7,957
Total acquisition costs$42,765
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$626,243

Gross yield (asking)

14.6%

True gross yield (all-in)

12.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.8M$2.9M$1.9M$952K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $488K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$594K
+22%
Rental Income
+$193K
Total Position
$786K
+61%
10.0%/yr
Year 10
Capital Value
$722K
+48%
Rental Income
+$416K
Total Position
$1.1M
+133%
8.8%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$975K
Total Position
$2.0M
+319%
7.4%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.7M
Total Position
$3.3M
+578%
6.6%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Weak
30% average occupancy
Nightly Rate
Strong
$662 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $662 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 30% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
10.2%
$4,521/mo
current
40% occ.
13.7%
$6,054/mo
30% occ.
10.1%
$4,454/mo
current
40% occ.
13.5%
$5,987/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.