T3 flat in Praia de Quarteira, Quarteira, Quarteira
T3 flat in Praia de Quarteira, Quarteira, Quarteira — image 2T3 flat in Praia de Quarteira, Quarteira, Quarteira — image 3T3 flat in Praia de Quarteira, Quarteira, Quarteira — image 4T3 flat in Praia de Quarteira, Quarteira, Quarteira — image 5
Grade Bapartmentluxury

T3 flat in Praia de Quarteira, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.4M

Asking Price (EUR)

1.9%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

3.0%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,579/yr
Average Daily Rate: €337
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 37.3 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 57.8 / 100
Comparable Properties: 23
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+13.4% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€104,250
IS — Stamp duty (0.8%)€11,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,850
Total acquisition costs€137,470
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

3.4%

True gross yield (all-in)

3.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 130 m²
Style: modern
Condition: new-build
Year Built: 1993
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

geometric ceiling lightingmarble effect floor tilesintegrated kitchen appliances

Score Breakdown

ROI
10.83
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
4.6
Rental Demand
3.79
Payback Speed
0
STR Suitability
3

Description

Wake up to the sound of the waves in this bright and spacious 3-bedroom apartment on Quarteira's seafront. Featuring a large living room with a south-facing terrace, three bedrooms (one en-suite) and a generous balcony, it combines comfort, panoramic views, and a prime location by the promenade. Ideal as a home, holida

Location

📍 37.0658°N, 8.0951°W

· Loulé/Vilamoura, Algarve, Portugal

View on BUYME Property →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat in Praia de Quarteira, Quarteira, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
130 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$427K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.1%
$2,699/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
46.6 yr
Rental only

Property details

Year built: 1993
Energy: C
Condition: new-build

Description

Wake up to the sound of the waves in this bright and spacious 3-bedroom apartment on Quarteira's seafront. Featuring a large living room with a south-facing terrace, three bedrooms (one en-suite) and a generous balcony, it combines comfort, panoramic views, and a prime location by the promenade. Ideal as a home, holida

Income Breakdown

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Nightly Rate (ADR)
$487/night
50% ($224)Brixfox estimate($487/night)200% ($896)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$32,394
Airbnb data$487/night · 38% occupancy
Rental income
$487/night · 38% occ.
$67,380
Running costs (20%)
Utilities, cleaning, maintenance
-$13,476
Income tax (10%)
Indonesian rental income tax
-$18,867
Property tax
Annual property tax
-$2,644
Net income
2.1% ROI
$32,394

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,510,870
IMT (transfer tax, investment schedule)$113,315
Imposto de Selo (stamp duty)$12,087
Notary & registration$1,359
Legal / due diligence$22,663
Total acquisition costs$149,424
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$1,713,337

Gross yield (asking)

4.5%

True gross yield (all-in)

3.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.8M$5.1M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 30: rental income alone has repaid the full purchase price.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$158K
Total Position
$1.8M
+33%
5.9%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$342K
Total Position
$2.4M
+73%
5.6%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$801K
Total Position
$3.8M
+177%
5.2%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$1.4M
Total Position
$5.9M
+326%
5.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.1% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$448 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $448 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.1% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.3%
$2,891/mo
40% occ.
3.1%
$3,928/mo
38% occ.
2.9%
$3,710/mo
current
48% occ.
3.8%
$4,747/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.