T3 flat in Rua 8, Victoria - Monte Laguna, Vilamoura, Quarteira
T3 flat in Rua 8, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2T3 flat in Rua 8, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3T3 flat in Rua 8, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4T3 flat in Rua 8, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade B+apartmentluxury

T3 flat in Rua 8, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€875,000

Asking Price (EUR)

4.9%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.5%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €74,534/yr
Average Daily Rate: €388
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 14.5 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.4M
Brixfox Score: 70 / 100
Comparable Properties: 19
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€997,675

+14.0% over asking

Asking price€875,000
IMT — Property transfer tax (investment schedule)€52,500
IS — Stamp duty (0.8%)€7,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,125
Total acquisition costs€73,875
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€997,675

Gross yield (asking price)

8.5%

True gross yield (all-in)

7.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 189 m²
Style: contemporary
Condition: excellent
Year Built: 2011
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan livingmodern staircaselarge windows

Score Breakdown

ROI
18.38
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
5.78
Rental Demand
5.27
Payback Speed
3
STR Suitability
3

Description

Magnificent 3-Bedroom Duplex Apartment in Vilamoura Set within a prestigious luxury development in Vilamoura, this spectacular 3-bedroom duplex apartment stands out for its expansive green areas, communal swimming pool, and 24-hour security all designed to offer a sophisticated and peaceful lifestyle. With 185 sqm of

Location

📍 37.1009°N, 8.1100°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat in Rua 8, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
189 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$269K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.8%
$4,581/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.3 yr
Rental only

Property details

Year built: 2011
Energy: C
Condition: excellent

Description

Magnificent 3-Bedroom Duplex Apartment in Vilamoura Set within a prestigious luxury development in Vilamoura, this spectacular 3-bedroom duplex apartment stands out for its expansive green areas, communal swimming pool, and 24-hour security all designed to offer a sophisticated and peaceful lifestyle. With 185 sqm of

Income Breakdown

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Nightly Rate (ADR)
$567/night
50% ($261)Brixfox estimate($567/night)200% ($1042)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$54,969
Airbnb data$567/night · 53% occupancy
Rental income
$567/night · 53% occ.
$108,910
Running costs (20%)
Utilities, cleaning, maintenance
-$21,782
Income tax (10%)
Indonesian rental income tax
-$30,495
Property tax
Annual property tax
-$1,664
Net income
5.8% ROI
$54,969

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$951,087
IMT (transfer tax, investment schedule)$57,065
Imposto de Selo (stamp duty)$7,609
Notary & registration$1,359
Legal / due diligence$14,266
Total acquisition costs$80,299
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$1,084,429

Gross yield (asking)

11.5%

True gross yield (all-in)

10.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.0M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $875K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$268K
Total Position
$1.3M
+52%
8.8%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$580K
Total Position
$1.9M
+114%
7.9%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.4M
Total Position
$3.3M
+274%
6.8%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$2.4M
Total Position
$5.2M
+499%
6.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$521 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $521 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
4.8%
$3,802/mo
43% occ.
6.3%
$5,008/mo
53% occ.
7.8%
$6,215/mo
current
63% occ.
9.4%
$7,421/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.