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Detached house in Estrada De Espiche, Praia da Luz, Luz
Detached house in Estrada De Espiche, Praia da Luz, Luz — image 2Detached house in Estrada De Espiche, Praia da Luz, Luz — image 3Detached house in Estrada De Espiche, Praia da Luz, Luz — image 4Detached house in Estrada De Espiche, Praia da Luz, Luz — image 5
Grade Bvilla

Detached house in Estrada De Espiche, Praia da Luz, Luz

Lagos · Western Algarve ·

€820,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €51,996/yr
Average Daily Rate: €214
Payback Period: 37.4 years
5-yr Capital Value: €950,605
10-yr Capital Value: €1.1M
Brixfox Score: 61.2 / 100
Comparable Properties: 90
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€965,960

+17.8% over asking

Asking price€820,000
IMT — Property transfer tax (investment schedule)€49,200
IS — Stamp duty (0.8%)€6,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,300
Total acquisition costs€69,310
Renovation (est. €200/m² × 249 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€49,800
(€24,900–€74,700)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€965,960

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 249 m²
Year Built: 2026

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
10.38
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
6.65
Payback Speed
1
STR Suitability
4

Description

Experience the perfect balance of coastal charm and contemporary engineering in this semi-detached villa. Situated within a brand-new, secure condominium, this property isn't just a home; it's a high-performance living space designed for the discerning owner. Key Features: Prime Location: Just 500 meters from the san

Location

📍 37.0885°N, 8.7317°W

· Lagos, Algarve, Portugal

Listed by Steve Marqué via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Estrada De Espiche, Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-91264 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$891,304
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
249 m²
True net yield
2.7%
≈ $4,095/mo net after costs & tax
5-yr total return (net + appreciation)
9.5% / yr avg
Payback in ~37 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2026

Description

Experience the perfect balance of coastal charm and contemporary engineering in this semi-detached villa. Situated within a brand-new, secure condominium, this property isn't just a home; it's a high-performance living space designed for the discerning owner. Key Features: Prime Location: Just 500 meters from the san

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$299/night
50% ($150)Brixfox estimate($299/night)200% ($599)
Occupancy
67%
10%Brixfox estimate(67%)100%

Short-Term Rental

Indicative
Yearly income
$35,016
Likely range $21,010 – $49,023
Airbnb data$299/night · 67% occupancy
Rental income
$299/night · 67% occ.
$67,339
Running costs (20%)
Utilities, cleaning, maintenance
-$13,468
Income tax (28%)
Non-resident IRS (Cat. F)
-$18,855
Net income
3.9% ROI
$35,016

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

2.7%

on all-in cost of $1,005,593

Scenario
Pre-tax
After-tax
Owner-managed
4.9%
4.3%
Fully-managed
3.3%
2.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.7%

Annual Revenue

$67,339

Income Tax / yr

$5,892

Payback

37 yrs

True All-In Cost
Asking price$891,304
IMT — transfer tax (non-resident 7.5%)$66,848
Stamp duty (0.8%)$7,130
Notary + registry$2,174
Legal$10,963
Furnishing + STR launch$27,174
All-in cost$1,005,593

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $820K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$998K
+22%
Rental Income
+$171K
Total Position
$1.2M
+43%
7.3%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$369K
Total Position
$1.6M
+93%
6.8%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$866K
Total Position
$2.7M
+225%
6.1%/yr
Year 30
Capital Value
$2.7M
+224%
Rental Income
+$1.5M
Total Position
$4.2M
+411%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Good
67% average occupancy
Nightly Rate
Strong
$276 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $276 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

47% occ.
3.0%
$2,204/mo
57% occ.
3.6%
$2,678/mo
67% occ.
4.2%
$3,151/mo
current
77% occ.
4.9%
$3,625/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.