Detached house in Lagoa, Cidade de Lagoa, Lagoa e Carvoeiro
Detached house in Lagoa, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house in Lagoa, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house in Lagoa, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house in Lagoa, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade A+villaluxury

Detached house in Lagoa, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

10.1%

True Net Yield (Owner, all-in)

7.4%

True Net Yield (Managed, all-in)

11.9%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.3 months ago and is currently at 20% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €205,255/yr
Average Daily Rate: €998
+23.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 12.4 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.0M
Brixfox Score: 88.9 / 100
Comparable Properties: 6
Data Confidence: 67%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+15.2% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,125
IS — Stamp duty (0.8%)€11,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,425
Total acquisition costs€147,760
Renovation€0 — move-in ready
Furnishing & STR launch (6bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€79,850
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

13.7%

True gross yield (all-in)

11.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 5
Building: 698 m²
Land: 1826 m²
Style: contemporary
Condition: excellent
Year Built: 2005
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

bold terracotta and white facadecircular window featuremodern water feature in gardenlandscaped gardens with large cacti and palm treesterraced walkway

Score Breakdown

ROI
25
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
11.49
Rental Demand
5.63
Payback Speed
5
STR Suitability
4

Description

Located in the small town of Lagoa, in an elegant residential area close to all excellent local amenities, this spectacular property brings together all the features to enjoy the lifestyle you have always dreamed of. The electric gates lead to a driveway to accommodate many cars and a large garage. Entering through th

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Detached house in Lagoa, Cidade de Lagoa, Lagoa e Carvoeiro
Idealista.pt
Source verified

Detached house in Lagoa, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-91
Ownership
Freehold
Bedrooms
6
Bathrooms
5
Built area
698 m²
Land
1826 m²
True net yield
8.1%
≈ $19,202/mo net after costs & tax
Brixfox Score 89 · A+

Property details

Year built: 2005
Condition: excellent

Description

Located in the small town of Lagoa, in an elegant residential area close to all excellent local amenities, this spectacular property brings together all the features to enjoy the lifestyle you have always dreamed of. The electric gates lead to a driveway to accommodate many cars and a large garage. Entering through th

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,430/night
50% ($658)Brixfox estimate($1,430/night)200% ($2631)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$141,584
Airbnb data$1,430/night · 56% occupancy
Rental income
$1,430/night · 56% occ.
$272,277
Running costs (20%)
Utilities, cleaning, maintenance
-$54,455
Income tax (10%)
Indonesian rental income tax
-$76,238
Property tax
Annual property tax
-$0
Net income
8.7% ROI
$141,584

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
12.8%
11.5%
Fully-managed
9.4%
8.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

15.1%

Annual Revenue

$272,277

Income Tax / yr

$23,824

Payback

12 yrs

True All-In Cost
Asking price$1,625,000
IMT — transfer tax (non-resident 7.5%)$121,875
Stamp duty (0.8%)$13,000
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,802,592

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$12.7M$9.5M$6.4M$3.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$692K
Total Position
$2.5M
+68%
10.9%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$1.5M
Total Position
$3.7M
+148%
9.5%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$3.5M
Total Position
$6.8M
+353%
7.8%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$6.2M
Total Position
$11.0M
+639%
6.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.7% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$1316 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1826 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.7% — outperforms most villas in this market
Premium nightly rate of $1316 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
8.2%
$11,064/mo
46% occ.
10.4%
$14,109/mo
56% occ.
12.7%
$17,153/mo
current
66% occ.
14.9%
$20,198/mo

Inquire — direct to the agent

Your message goes straight to the listing agent. No middleman, no markup.

Your inquiry will be sent directly to the listing agent.

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,625,000
8.1%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.