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Detached house in Rua Hortas da Ribeira, 14, Espiche, Luz
Detached house in Rua Hortas da Ribeira, 14, Espiche, Luz — image 2Detached house in Rua Hortas da Ribeira, 14, Espiche, Luz — image 3Detached house in Rua Hortas da Ribeira, 14, Espiche, Luz — image 4Detached house in Rua Hortas da Ribeira, 14, Espiche, Luz — image 5
Grade Avilla

Detached house in Rua Hortas da Ribeira, 14, Espiche, Luz

Lagos · Western Algarve ·

€775,000

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (3 comps, 69% confidence).

18.1%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €166,616/yr
Average Daily Rate: €856
Brixfox Score: 76.4 / 100
Comparable Properties: 3
Data Confidence: 69%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€919,675

+18.7% over asking

Asking price€775,000
IMT — Property transfer tax (investment schedule)€46,500
IS — Stamp duty (0.8%)€6,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,625
Total acquisition costs€65,575
Renovation (est. €200/m² × 181 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€36,200
(€18,100–€54,300)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€919,675

Gross yield (asking price)

21.5%

True gross yield (all-in)

18.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 181 m²
Year Built: 1975

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
5.62
Rental Demand
5.33
Payback Speed
5
STR Suitability
4

Description

Renovated house with 3 independent apartments and 5,000 m² plot in Espiche. Located in a quiet area on the outskirts of Espiche, this excellent detached house was completely renovated in 2010/2011, including electrical installations, plumbing, sewage, doors, windows, thermal insulation and gas central heating. The pr

Location

📍 37.1015°N, 8.7417°W

· Lagos, Algarve, Portugal

Listed by CENTURY 21 Universe via Idealista.pt
5-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
5-bedroom freehold villa in Lagos — photo 2 of 5
5-bedroom freehold villa in Lagos — photo 3 of 5
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5-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua Hortas da Ribeira, 14, Espiche, Luz

Lagos · Western Algarve · Ref BF-90957 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$842,391
Ownership
Freehold
Bedrooms
5
Bathrooms
3
Built area
181 m²
Brixfox Score 76 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1975

Description

Renovated house with 3 independent apartments and 5,000 m² plot in Espiche. Located in a quiet area on the outskirts of Espiche, this excellent detached house was completely renovated in 2010/2011, including electrical installations, plumbing, sewage, doors, windows, thermal insulation and gas central heating. The pr

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Short-Term Rental

No STR data available for this property

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

—

on all-in cost of $952,020

Scenario
Pre-tax
After-tax
Owner-managed
0.0%
—
Fully-managed
—
—
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

—

Annual Revenue

—

Income Tax / yr

—

Payback

—

True All-In Cost
Asking price$842,391
IMT — transfer tax (non-resident 7.5%)$63,179
Stamp duty (0.8%)$6,739
Notary + registry$2,174
Legal$10,362
Furnishing + STR launch$27,174
All-in cost$952,020

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.7M$2.0M$1.4M$679K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Today: $775K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Year 5
Capital Value
$943K
+22%
Year 10
Capital Value
$1.1M
+48%
Year 20
Capital Value
$1.7M
+119%
Year 30
Capital Value
$2.5M
+224%
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.0% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$1102 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1102 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
12.1%
$8,495/mo
43% occ.
15.7%
$11,044/mo
53% occ.
19.4%
$13,593/mo
current
63% occ.
23.0%
$16,143/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.