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Detached house in Rua Luis De Sttau Monteiro, 3, Centro, Quelfes
Detached house in Rua Luis De Sttau Monteiro, 3, Centro, Quelfes — image 2Detached house in Rua Luis De Sttau Monteiro, 3, Centro, Quelfes — image 3Detached house in Rua Luis De Sttau Monteiro, 3, Centro, Quelfes — image 4Detached house in Rua Luis De Sttau Monteiro, 3, Centro, Quelfes — image 5
Grade C+villabudget

Detached house in Rua Luis De Sttau Monteiro, 3, Centro, Quelfes

Olhão · Eastern Algarve ·

€730,000

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,919/yr
Average Daily Rate: €185
-35.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Has countryside (+10%), Budget finish (-12%)
Payback Period: 54.0 years
5-yr Capital Value: €846,270
10-yr Capital Value: €981,059
Brixfox Score: 50.2 / 100
Comparable Properties: 6
Data Confidence: 63%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€887,390

+21.6% over asking

Asking price€730,000
IMT — Property transfer tax (investment schedule)€43,800
IS — Stamp duty (0.8%)€5,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,950
Total acquisition costs€61,840
Renovation (est. €350/m² × 200 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€70,000
(€50,000–€90,000)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€887,390

Gross yield (asking price)

5.2%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 200 m²
Style: dated
Condition: fair
Energy Certificate: A+
countryside

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

leaf-shaped mirrors

Score Breakdown

ROI
7.4
Visual Appeal
5.8
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.6
Payback Speed
0
STR Suitability
4

Description

can be rented with option to buy.

Location

📍 37.0464°N, 7.8246°W

· Olhão, Algarve, Portugal

Listed via Idealista.pt
4-bedroom freehold villa in Olhão — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Olhão — photo 2 of 5
4-bedroom freehold villa in Olhão — photo 3 of 5
4-bedroom freehold villa in Olhão — photo 4 of 5
4-bedroom freehold villa in Olhão — photo 5 of 5

Detached house in Rua Luis De Sttau Monteiro, 3, Centro, Quelfes

Olhão · Eastern Algarve · Ref BF-90734 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$793,478
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
200 m²
True net yield
1.9%
≈ $2,771/mo net after costs & tax
5-yr total return (net + appreciation)
7.0% / yr avg
Payback in ~54 yrs from rent
Brixfox Score 50 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: A+
Condition: fair
View: countryside

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$259/night
50% ($119)Brixfox estimate($259/night)200% ($477)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Indicative
Yearly income
$25,544
Likely range $15,326 – $35,762
Airbnb data$259/night · 56% occupancy
Rental income
$259/night · 56% occ.
$49,123
Running costs (20%)
Utilities, cleaning, maintenance
-$9,825
Income tax (10%)
Indonesian rental income tax
-$13,754
Property tax
Annual property tax
-$0
Net income
3.2% ROI
$25,544

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

1.9%

on all-in cost of $898,445

Scenario
Pre-tax
After-tax
Owner-managed
3.7%
3.2%
Fully-managed
2.3%
1.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.5%

Annual Revenue

$49,123

Income Tax / yr

$4,298

Payback

54 yrs

True All-In Cost
Asking price$793,478
IMT — transfer tax (non-resident 7.5%)$59,511
Stamp duty (0.8%)$6,348
Notary + registry$2,174
Legal$9,760
Furnishing + STR launch$27,174
All-in cost$898,445

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$4.0M$3.0M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $730K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$888K
+22%
Rental Income
+$125K
Total Position
$1.0M
+39%
6.8%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$269K
Total Position
$1.3M
+85%
6.3%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$631K
Total Position
$2.2M
+206%
5.7%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.1M
Total Position
$3.5M
+377%
5.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$239 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $239 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
3.0%
$1,990/mo
46% occ.
3.8%
$2,542/mo
56% occ.
4.7%
$3,095/mo
current
66% occ.
5.5%
$3,647/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.