Detached house in Estrada N.ª Sr.ª da Boa Hora, Parragil - Varjota, São Sebastião
Detached house in Estrada N.ª Sr.ª da Boa Hora, Parragil - Varjota, São Sebastião — image 2Detached house in Estrada N.ª Sr.ª da Boa Hora, Parragil - Varjota, São Sebastião — image 3Detached house in Estrada N.ª Sr.ª da Boa Hora, Parragil - Varjota, São Sebastião — image 4Detached house in Estrada N.ª Sr.ª da Boa Hora, Parragil - Varjota, São Sebastião — image 5
Grade Bvillamid-range

Detached house in Estrada N.ª Sr.ª da Boa Hora, Parragil - Varjota, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€795,000

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,953/yr
Average Daily Rate: €328
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 25.5 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 63.7 / 100
Comparable Properties: 6
Data Confidence: 66%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€910,960

+14.6% over asking

Asking price€795,000
IMT — Property transfer tax (investment schedule)€47,700
IS — Stamp duty (0.8%)€6,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,925
Total acquisition costs€67,235
Renovation (est. €55/m² × 255 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,025
(€7,650–€20,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€910,960

Gross yield (asking price)

4.9%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 255 m²
Land: 5000 m²
Style: portuguese-traditional
Condition: good
Year Built: 1937
Energy Certificate: F
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solar-panelsmultiple-buildingsterraced-landscape

Score Breakdown

ROI
13.82
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.25
Payback Speed
0
STR Suitability
3

Description

Discover this delightful 3-bedroom home in Faro, Loulé, offering 255m² of living space for €835,000. Nestled in a tranquil area, this property boasts an abundance of natural light, open spaces, and beautiful fruit trees, making it a perfect retreat for nature lovers. The well-designed layout features spacious rooms th

Location

📍 37.1627°N, 8.0956°W

· Loulé/Vilamoura, Algarve, Portugal

View on Century21 Realty Art 3 →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Estrada N.ª Sr.ª da Boa Hora, Parragil - Varjota, São Sebastião

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
255 m²
Land Plot
5000 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$244K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.2%
$2,316/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
31.1 yr
Rental only

Property details

Year built: 1937
Energy: F
Condition: good

Description

Discover this delightful 3-bedroom home in Faro, Loulé, offering 255m² of living space for €835,000. Nestled in a tranquil area, this property boasts an abundance of natural light, open spaces, and beautiful fruit trees, making it a perfect retreat for nature lovers. The well-designed layout features spacious rooms th

Income Breakdown

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Nightly Rate (ADR)
$474/night
50% ($218)Brixfox estimate($474/night)200% ($873)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Yearly income
$27,787
Airbnb data$474/night · 33% occupancy
Rental income
$474/night · 33% occ.
$56,345
Running costs (20%)
Utilities, cleaning, maintenance
-$11,269
Income tax (10%)
Indonesian rental income tax
-$15,776
Property tax
Annual property tax
-$1,512
Net income
3.2% ROI
$27,787

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$864,130
IMT (transfer tax, investment schedule)$51,848
Imposto de Selo (stamp duty)$6,913
Notary & registration$1,359
Legal / due diligence$12,962
Total acquisition costs$73,082
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$15,245
($8,315–$22,174)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$988,000

Gross yield (asking)

6.5%

True gross yield (all-in)

5.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $795K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$967K
+22%
Rental Income
+$136K
Total Position
$1.1M
+39%
6.8%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$293K
Total Position
$1.5M
+85%
6.3%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$687K
Total Position
$2.4M
+206%
5.7%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.2M
Total Position
$3.8M
+377%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Strong
$436 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
5000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $436 — positioned in the top tier
Generous 5000 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$2,904/mo
40% occ.
5.4%
$3,914/mo
33% occ.
4.4%
$3,161/mo
current
43% occ.
5.8%
$4,171/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.