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Semi-detached house in Rua do Comércio, 96, Baixa, Olhão
Semi-detached house in Rua do Comércio, 96, Baixa, Olhão — image 2Semi-detached house in Rua do Comércio, 96, Baixa, Olhão — image 3Semi-detached house in Rua do Comércio, 96, Baixa, Olhão — image 4Semi-detached house in Rua do Comércio, 96, Baixa, Olhão — image 5
Grade C+villamid-range

Semi-detached house in Rua do Comércio, 96, Baixa, Olhão

Olhão · Eastern Algarve ·

€745,000

Asking Price (EUR)

2.7%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,667/yr
Average Daily Rate: €180
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 65.6 years
5-yr Capital Value: €863,659
10-yr Capital Value: €1.0M
Brixfox Score: 53 / 100
Comparable Properties: 21
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€829,585

+11.4% over asking

Asking price€745,000
IMT — Property transfer tax (investment schedule)€44,700
IS — Stamp duty (0.8%)€5,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,175
Total acquisition costs€63,085
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€829,585

Gross yield (asking price)

4.7%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 3
Building: 190 m²
Land: 184 m²
Style: modern
Condition: excellent
Year Built: 2018
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

breakfast bar with slatted wood panelinggeometric pendant lightsintegrated refrigerator

Score Breakdown

ROI
6.08
Visual Appeal
12.6
Ownership Security
13
Location
7.8
Land & Space
4.24
Rental Demand
5.26
Payback Speed
0
STR Suitability
4

Description

Charming House in the Historic Heart of Olhão | Algarve Exclusive Discover this extraordinary charming house located in the heart of the historic area of Olhão, one of the most emblematic and sought-after locations in the Algarve. Set in an authentic and identity-rich setting, this property perfectly combines the char

Location

📍 37.0257°N, 7.8408°W

· Olhão, Algarve, Portugal

Listed by TuaCasa Olhão & HolidaysPT via Idealista.pt
1-bedroom freehold villa in Olhão — photo 1 of 5
Idealista.pt
1-bedroom freehold villa in Olhão — photo 2 of 5
1-bedroom freehold villa in Olhão — photo 3 of 5
1-bedroom freehold villa in Olhão — photo 4 of 5
1-bedroom freehold villa in Olhão — photo 5 of 5

Semi-detached house in Rua do Comércio, 96, Baixa, Olhão

Olhão · Eastern Algarve · Ref BF-90577 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$809,783
Ownership
Freehold
Bedrooms
1
Bathrooms
3
Built area
190 m²
Land
184 m²
True net yield
1.5%
≈ $2,442/mo net after costs & tax
5-yr total return (net + appreciation)
6.6% / yr avg
Payback in ~66 yrs from rent
Brixfox Score 53 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2018
Energy: C
Condition: excellent

Description

Charming House in the Historic Heart of Olhão | Algarve Exclusive Discover this extraordinary charming house located in the heart of the historic area of Olhão, one of the most emblematic and sought-after locations in the Algarve. Set in an authentic and identity-rich setting, this property perfectly combines the char

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$252/night
50% ($116)Brixfox estimate($252/night)200% ($465)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$23,353
Likely range $14,012 – $32,695
Airbnb data$252/night · 53% occupancy
Rental income
$252/night · 53% occ.
$44,910
Running costs (20%)
Utilities, cleaning, maintenance
-$8,982
Income tax (10%)
Indonesian rental income tax
-$12,575
Property tax
Annual property tax
-$0
Net income
2.9% ROI
$23,353

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

1.5%

on all-in cost of $916,303

Scenario
Pre-tax
After-tax
Owner-managed
3.2%
2.8%
Fully-managed
1.9%
1.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.9%

Annual Revenue

$44,910

Income Tax / yr

$3,929

Payback

66 yrs

True All-In Cost
Asking price$809,783
IMT — transfer tax (non-resident 7.5%)$60,734
Stamp duty (0.8%)$6,478
Notary + registry$2,174
Legal$9,961
Furnishing + STR launch$27,174
All-in cost$916,303

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$4.0M$3.0M$2.0M$989K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $745K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$906K
+22%
Rental Income
+$114K
Total Position
$1.0M
+37%
6.5%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$246K
Total Position
$1.3M
+81%
6.1%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$577K
Total Position
$2.2M
+197%
5.6%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.0M
Total Position
$3.4M
+362%
5.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$232 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
184 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $232 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
2.6%
$1,754/mo
43% occ.
3.4%
$2,292/mo
53% occ.
4.2%
$2,829/mo
current
63% occ.
5.0%
$3,367/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.