Detached house in Rua Engenheiro Duarte Pacheco, Centro Histórico (Este) de Loulé, São Clemente
Detached house in Rua Engenheiro Duarte Pacheco, Centro Histórico (Este) de Loulé, São Clemente — image 2Detached house in Rua Engenheiro Duarte Pacheco, Centro Histórico (Este) de Loulé, São Clemente — image 3Detached house in Rua Engenheiro Duarte Pacheco, Centro Histórico (Este) de Loulé, São Clemente — image 4Detached house in Rua Engenheiro Duarte Pacheco, Centro Histórico (Este) de Loulé, São Clemente — image 5
Grade C+villamid-range

Detached house in Rua Engenheiro Duarte Pacheco, Centro Histórico (Este) de Loulé, São Clemente

Loulé/Vilamoura · Golden Triangle ·

€595,000

Asking Price (EUR)

0.9%

True Net Yield (Owner, all-in)

0.6%

True Net Yield (Managed, all-in)

1.4%

True Gross Yield

20%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €9,733/yr
Average Daily Rate: €133
Payback Period: 76.4 years
5-yr Capital Value: €781,821
10-yr Capital Value: €951,205
Brixfox Score: 47.6 / 100
Comparable Properties: 6
Data Confidence: 68%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€694,685

+16.8% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation (est. €55/m² × 214 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,770
(€6,420–€17,120)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€694,685

Gross yield (asking price)

1.6%

True gross yield (all-in)

1.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 214 m²
Land: 159 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B-
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terracetraditional Portuguese architecture

Score Breakdown

ROI
8.9
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
3.53
Rental Demand
2
Payback Speed
0
STR Suitability
3

Description

Discover a truly rare opportunity in the heart of Loulé's historic center: an exceptional, fully restored private villa that combines the timeless charm of Algarve architecture with the comfort and sophistication of contemporary living. This elegant 3+1 bedroom duplex has been carefully renovated from top to bottom, p

Location

📍 37.1310°N, 8.0230°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Rua Engenheiro Duarte Pacheco, Centro Histórico (Este) de Loulé, São Clemente

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
214 m²
Land Plot
159 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score48
GradeC+
Brixfox Intelligence
48C+Moderate
Score Breakdown
ROI & Yield53%
Capital Growth50%
Risk Profile51%
Market Demand48%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$183K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.0%
$515/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Energy: B-
Condition: good

Description

Discover a truly rare opportunity in the heart of Loulé's historic center: an exceptional, fully restored private villa that combines the timeless charm of Algarve architecture with the comfort and sophistication of contemporary living. This elegant 3+1 bedroom duplex has been carefully renovated from top to bottom, p

Income Breakdown

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Nightly Rate (ADR)
$192/night
50% ($88)Brixfox estimate($192/night)200% ($354)
Occupancy
20%
10%Brixfox estimate(20%)100%

Short-Term Rental

Yearly income
$6,182
Airbnb data$192/night · 20% occupancy
Rental income
$192/night · 20% occ.
$14,065
Running costs (20%)
Utilities, cleaning, maintenance
-$2,813
Income tax (10%)
Indonesian rental income tax
-$3,938
Property tax
Annual property tax
-$1,132
Net income
1.0% ROI
$6,182

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$12,793
($6,978–$18,609)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$752,918

Gross yield (asking)

2.2%

True gross yield (all-in)

1.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.5M$1.9M$1.3M$633K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 16: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$30K
Total Position
$754K
+27%
4.9%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$65K
Total Position
$946K
+59%
4.7%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$153K
Total Position
$1.5M
+145%
4.6%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$271K
Total Position
$2.2M
+270%
4.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.0% annual return
Occupancy
Weak
20% average occupancy
Nightly Rate
Good
$177 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
159 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.1%
$1,134/mo
40% occ.
2.9%
$1,543/mo
20% occ.
1.3%
$726/mo
current
30% occ.
2.1%
$1,135/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.