T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira
T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade B+apartmentluxury

T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€560,000

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.4%

True Net Yield (Managed, all-in)

9.7%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,177/yr
Average Daily Rate: €330
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 11.0 years
5-yr Capital Value: €735,832
10-yr Capital Value: €895,252
Brixfox Score: 73.5 / 100
Comparable Properties: 18
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€649,210

+15.9% over asking

Asking price€560,000
IMT — Property transfer tax (investment schedule)€32,630
IS — Stamp duty (0.8%)€4,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,400
Total acquisition costs€46,760
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,450
All-in investment (incl. renovation & furnishing)€649,210

Gross yield (asking price)

11.3%

True gross yield (all-in)

9.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 147 m²
Style: contemporary
Condition: excellent
Year Built: 2019
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

golf course proximityocean viewmultiple swimming pools

Score Breakdown

ROI
21.72
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
4.94
Rental Demand
5.24
Payback Speed
4
STR Suitability
3

Description

For Sale | Apartment | 2 bedrooms | 147 sq. m | Swimming Pool and Garden in the Condominium | Parking Fantastic 2-bedroom apartment with 89.6 sq. m of usable floor space, located in an exclusive luxury development in a prime area of Vilamoura, between prestigious golf courses. The condominium offers a landscaped garde

Location

📍 37.1058°N, 8.1425°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
147 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$172K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.7%
$3,881/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.1 yr
Rental only

Property details

Year built: 2019
Energy: B
Condition: excellent

Description

For Sale | Apartment | 2 bedrooms | 147 sq. m | Swimming Pool and Garden in the Condominium | Parking Fantastic 2-bedroom apartment with 89.6 sq. m of usable floor space, located in an exclusive luxury development in a prime area of Vilamoura, between prestigious golf courses. The condominium offers a landscaped garde

Income Breakdown

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Nightly Rate (ADR)
$479/night
50% ($220)Brixfox estimate($479/night)200% ($881)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$46,576
Airbnb data$479/night · 52% occupancy
Rental income
$479/night · 52% occ.
$91,617
Running costs (20%)
Utilities, cleaning, maintenance
-$18,323
Income tax (10%)
Indonesian rental income tax
-$25,653
Property tax
Annual property tax
-$1,065
Net income
7.7% ROI
$46,576

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$608,696
IMT (transfer tax, investment schedule)$35,467
Imposto de Selo (stamp duty)$4,870
Notary & registration$1,359
Legal / due diligence$9,130
Total acquisition costs$50,826
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$705,663

Gross yield (asking)

15.1%

True gross yield (all-in)

13.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $560K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$681K
+22%
Rental Income
+$227K
Total Position
$909K
+62%
10.2%/yr
Year 10
Capital Value
$829K
+48%
Rental Income
+$491K
Total Position
$1.3M
+136%
9.0%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.2M
Total Position
$2.4M
+325%
7.5%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$2.0M
Total Position
$3.9M
+588%
6.6%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.7% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$441 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $441 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
6.3%
$3,216/mo
42% occ.
8.4%
$4,236/mo
52% occ.
10.4%
$5,255/mo
current
62% occ.
12.4%
$6,275/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.