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Detached house in Gambelas, Montenegro
Detached house in Gambelas, Montenegro — image 2Detached house in Gambelas, Montenegro — image 3Detached house in Gambelas, Montenegro — image 4Detached house in Gambelas, Montenegro — image 5
Grade B+villaluxury

Detached house in Gambelas, Montenegro

Faro · Eastern Algarve ·

€890,000

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

6.2%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,212/yr
Average Daily Rate: €261
+23.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 31.0 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 65.9 / 100
Comparable Properties: 8
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.4% over asking

Asking price€890,000
IMT — Property transfer tax (investment schedule)€53,400
IS — Stamp duty (0.8%)€7,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,350
Total acquisition costs€75,120
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

7.1%

True gross yield (all-in)

6.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 320 m²
Style: contemporary
Condition: new-build
Year Built: 2026
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern facade with contrasting materialslarge sliding glass doorsopen-plan living spaceintegrated kitchen appliances

Score Breakdown

ROI
12.31
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
6.64
Payback Speed
2
STR Suitability
4

Description

Exclusivity and Sophistication in Gambelas: Your new T3+1 luxury home in the Algarve. 260m2 util Located in one of the most prestigious and peaceful areas of Gambelas, this property stands out for its high-end finishes and a design crafted to offer the ultimate quality of life. With delivery scheduled for September 20

Location

📍 37.0442°N, 7.9669°W

· Faro, Algarve, Portugal

Listed by IAD Portugal via Idealista.pt
3-bedroom freehold villa in Faro — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Faro — photo 2 of 5
3-bedroom freehold villa in Faro — photo 3 of 5
3-bedroom freehold villa in Faro — photo 4 of 5
3-bedroom freehold villa in Faro — photo 5 of 5

Detached house in Gambelas, Montenegro

Faro · Eastern Algarve · Ref BF-89846 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$967,391
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
320 m²
True net yield
3.2%
≈ $5,153/mo net after costs & tax
5-yr total return (net + appreciation)
8.2% / yr avg
Payback in ~31 yrs from rent
Brixfox Score 66 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

Exclusivity and Sophistication in Gambelas: Your new T3+1 luxury home in the Algarve. 260m2 util Located in one of the most prestigious and peaceful areas of Gambelas, this property stands out for its high-end finishes and a design crafted to offer the ultimate quality of life. With delivery scheduled for September 20

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$365/night
50% ($168)Brixfox estimate($365/night)200% ($672)
Occupancy
66%
10%Brixfox estimate(66%)100%

Short-Term Rental

Indicative
Yearly income
$42,583
Likely range $25,550 – $59,617
Airbnb data$365/night · 66% occupancy
Rental income
$365/night · 66% occ.
$81,891
Running costs (20%)
Utilities, cleaning, maintenance
-$16,378
Income tax (10%)
Indonesian rental income tax
-$22,930
Property tax
Annual property tax
-$0
Net income
4.4% ROI
$42,583

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

3.2%

on all-in cost of $1,088,932

Scenario
Pre-tax
After-tax
Owner-managed
5.7%
5.0%
Fully-managed
3.9%
3.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.5%

Annual Revenue

$81,891

Income Tax / yr

$7,165

Payback

31 yrs

True All-In Cost
Asking price$967,391
IMT — transfer tax (non-resident 7.5%)$72,554
Stamp duty (0.8%)$7,739
Notary + registry$2,174
Legal$11,899
Furnishing + STR launch$27,174
All-in cost$1,088,932

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$5.5M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $890K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$208K
Total Position
$1.3M
+45%
7.7%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$449K
Total Position
$1.8M
+98%
7.1%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.1M
Total Position
$3.0M
+237%
6.3%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$1.9M
Total Position
$4.8M
+434%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Good
66% average occupancy
Nightly Rate
Strong
$336 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $336 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

46% occ.
4.5%
$3,604/mo
56% occ.
5.4%
$4,382/mo
66% occ.
6.4%
$5,159/mo
current
76% occ.
7.4%
$5,937/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.