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Terraced house in Gambelas, Montenegro
Grade Bvillamid-range

Terraced house in Gambelas, Montenegro

Faro · Eastern Algarve ·

€890,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €60,908/yr
Average Daily Rate: €324
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has pool (+10%)
Payback Period: 32.7 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 63.9 / 100
Comparable Properties: 23
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€999,820

+12.3% over asking

Asking price€890,000
IMT — Property transfer tax (investment schedule)€53,400
IS — Stamp duty (0.8%)€7,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,350
Total acquisition costs€75,120
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€999,820

Gross yield (asking price)

6.8%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 320 m²
Style: modern
Condition: excellent
Private Pool
pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

recessed ceiling lightinglarge sliding glass doors to pool areaopen-plan living/dining/kitchen

Score Breakdown

ROI
11.71
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.15
Payback Speed
2
STR Suitability
4

Description

Discover the perfect balance between serenity and urban sophistication. Located in an exceptionally quiet residential area in Gambelas, this townhouse combines contemporary architecture with high-standard finishes, ideal for those seeking quality of life and proximity to all services. 3-Floor Layout: Basement with a s

Location

📍 37.0194°N, 7.9322°W

· Faro, Algarve, Portugal

Listed via Idealista.pt
3-bedroom freehold villa in Faro — photo 1 of 1
Idealista.pt

Terraced house in Gambelas, Montenegro

Faro · Eastern Algarve · Ref BF-89577 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$967,391
Ownership
Freehold
Bedrooms
3
Built area
320 m²
True net yield
3.1%
≈ $4,927/mo net after costs & tax
5-yr total return (net + appreciation)
8.0% / yr avg
Payback in ~33 yrs from rent
Brixfox Score 64 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: excellent
View: pool

Description

Discover the perfect balance between serenity and urban sophistication. Located in an exceptionally quiet residential area in Gambelas, this townhouse combines contemporary architecture with high-standard finishes, ideal for those seeking quality of life and proximity to all services. 3-Floor Layout: Basement with a s

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$453/night
50% ($208)Brixfox estimate($453/night)200% ($834)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Indicative
Yearly income
$41,032
Likely range $24,620 – $57,445
Airbnb data$453/night · 52% occupancy
Rental income
$453/night · 52% occ.
$78,908
Running costs (20%)
Utilities, cleaning, maintenance
-$15,782
Income tax (10%)
Indonesian rental income tax
-$22,094
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$41,032

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.4%
4.8%
Fully-managed
3.7%
3.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.3%

Annual Revenue

$78,908

Income Tax / yr

$6,904

Payback

33 yrs

True All-In Cost
Asking price$967,391
IMT — transfer tax (non-resident 7.5%)$72,554
Stamp duty (0.8%)$7,739
Notary + registry$2,174
Legal$11,899
Furnishing + STR launch$27,174
All-in cost$1,088,932

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $890K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$200K
Total Position
$1.3M
+44%
7.6%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$433K
Total Position
$1.8M
+97%
7.0%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.0M
Total Position
$3.0M
+233%
6.2%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$1.8M
Total Position
$4.7M
+426%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$417 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $417 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
3.8%
$3,042/mo
42% occ.
5.0%
$4,006/mo
52% occ.
6.2%
$4,971/mo
current
62% occ.
7.4%
$5,936/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.