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Detached house in Tôr
Detached house in Tôr — image 2Detached house in Tôr — image 3Detached house in Tôr — image 4Detached house in Tôr — image 5
Grade Bvillamid-range

Detached house in Tôr

Loulé/Vilamoura · Golden Triangle ·

€325,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,233/yr
Average Daily Rate: €154
-12.0% vs area baselineNo pool (-12%)
Payback Period: 42.3 years
5-yr Capital Value: €376,764
10-yr Capital Value: €436,773
Brixfox Score: 56.7 / 100
Comparable Properties: 9
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€374,405

+15.2% over asking

Asking price€325,000
IMT — Property transfer tax (investment schedule)€13,830
IS — Stamp duty (0.8%)€2,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,875
Total acquisition costs€22,555
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€374,405

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 97 m²
Land: 97 m²
Style: minimalist
Condition: new-build
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

double-height ceilingmodern staircase

Score Breakdown

ROI
9.3
Visual Appeal
11.2
Ownership Security
13
Location
10.8
Land & Space
2.89
Rental Demand
4.48
Payback Speed
1
STR Suitability
4

Description

Discover this excellent fully renovated 2 bedroom villa, located in the charming Aldeia da Tôr, one of the most authentic and sought-after locations in the municipality of Loulé. Combining the charm of traditional Algarve life with the comfort of modern construction, this property represents a unique opportunity for ow

Location

📍 37.1534°N, 8.0070°W

· Loulé/Vilamoura, Algarve, Portugal

Listed via Idealista.pt
2-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
2-bedroom freehold villa in Loulé/Vilamoura — photo 3 of 5
2-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
2-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Tôr

Loulé/Vilamoura · Golden Triangle · Ref BF-89234 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$353,261
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
97 m²
Land
97 m²
True net yield
2.4%
≈ $1,785/mo net after costs & tax
5-yr total return (net + appreciation)
11.0% / yr avg
Payback in ~42 yrs from rent
Brixfox Score 57 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: new-build

Description

Discover this excellent fully renovated 2 bedroom villa, located in the charming Aldeia da Tôr, one of the most authentic and sought-after locations in the municipality of Loulé. Combining the charm of traditional Algarve life with the comfort of modern construction, this property represents a unique opportunity for ow

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$216/night
50% ($99)Brixfox estimate($216/night)200% ($397)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Indicative
Yearly income
$16,999
Likely range $10,199 – $23,799
Airbnb data$216/night · 45% occupancy
Rental income
$216/night · 45% occ.
$32,690
Running costs (20%)
Utilities, cleaning, maintenance
-$6,538
Income tax (10%)
Indonesian rental income tax
-$9,153
Property tax
Annual property tax
-$0
Net income
4.8% ROI
$16,999

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

2.4%

on all-in cost of $416,275

Scenario
Pre-tax
After-tax
Owner-managed
5.2%
4.5%
Fully-managed
3.0%
2.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.8%

Annual Revenue

$32,690

Income Tax / yr

$2,861

Payback

42 yrs

True All-In Cost
Asking price$353,261
IMT — transfer tax (non-resident 7.5%)$26,495
Stamp duty (0.8%)$2,826
Notary + registry$2,174
Legal$4,346
Furnishing + STR launch$27,174
All-in cost$416,275

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.1M$1.6M$1.0M$517K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $325K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$395K
+22%
Rental Income
+$83K
Total Position
$478K
+47%
8.0%/yr
Year 10
Capital Value
$481K
+48%
Rental Income
+$179K
Total Position
$660K
+103%
7.3%/yr
Year 20
Capital Value
$712K
+119%
Rental Income
+$420K
Total Position
$1.1M
+248%
6.4%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$744K
Total Position
$1.8M
+453%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Good
$199 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
97 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$1,379/mo
40% occ.
6.2%
$1,839/mo
45% occ.
7.0%
$2,059/mo
current
55% occ.
8.6%
$2,519/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.