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Detached house in Centro, Almancil
Grade Avillamid-range

Detached house in Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€545,000

Asking Price (EUR)

10.6%

True Net Yield (Owner, all-in)

7.6%

True Net Yield (Managed, all-in)

13.0%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €82,990/yr
Average Daily Rate: €414
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 12.7 years
5-yr Capital Value: €631,804
10-yr Capital Value: €732,434
Brixfox Score: 76.3 / 100
Comparable Properties: 7
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€637,390

+17.0% over asking

Asking price€545,000
IMT — Property transfer tax (investment schedule)€31,430
IS — Stamp duty (0.8%)€4,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,175
Total acquisition costs€45,215
Renovation (est. €55/m² × 175 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,625
(€5,250–€14,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€637,390

Gross yield (asking price)

15.2%

True gross yield (all-in)

13.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 175 m²
Style: portuguese-traditional
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
24.7
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
5.5
Rental Demand
5.49
Payback Speed
5
STR Suitability
4

Description

This house in Almancil offers a wonderful opportunity to create a home in the Algarve. This property is arranged over two levels, with the basement providing two bedrooms and a bathroom, while the ground floor features a further two bedrooms, another bathroom, a fitted kitchen with utility room and a comfortable living

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
Idealista.pt

Detached house in Centro, Almancil

Loulé/Vilamoura · Golden Triangle · Ref BF-89178 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$592,391
Ownership
Freehold
Bedrooms
4
Built area
175 m²
True net yield
7.9%
≈ $7,319/mo net after costs & tax
5-yr total return (net + appreciation)
15.6% / yr avg
Payback in ~13 yrs from rent
Brixfox Score 76 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: good

Description

This house in Almancil offers a wonderful opportunity to create a home in the Algarve. This property is arranged over two levels, with the basement providing two bedrooms and a bathroom, while the ground floor features a further two bedrooms, another bathroom, a fitted kitchen with utility room and a comfortable living

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$579/night
50% ($266)Brixfox estimate($579/night)200% ($1066)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Indicative
Yearly income
$55,911
Likely range $33,547 – $78,275
Airbnb data$579/night · 55% occupancy
Rental income
$579/night · 55% occ.
$107,521
Running costs (20%)
Utilities, cleaning, maintenance
-$21,504
Income tax (10%)
Indonesian rental income tax
-$30,106
Property tax
Annual property tax
-$0
Net income
9.4% ROI
$55,911

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

7.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
12.9%
11.6%
Fully-managed
9.2%
7.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

15.8%

Annual Revenue

$107,521

Income Tax / yr

$9,408

Payback

13 yrs

True All-In Cost
Asking price$592,391
IMT — transfer tax (non-resident 7.5%)$44,429
Stamp duty (0.8%)$4,739
Notary + registry$2,174
Legal$7,287
Furnishing + STR launch$27,174
All-in cost$678,195

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $545K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$663K
+22%
Rental Income
+$273K
Total Position
$936K
+72%
11.4%/yr
Year 10
Capital Value
$807K
+48%
Rental Income
+$590K
Total Position
$1.4M
+156%
9.9%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.4M
Total Position
$2.6M
+373%
8.1%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$2.4M
Total Position
$4.2M
+673%
7.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.4% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$533 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.4% — outperforms most villas in this market
Premium nightly rate of $533 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
8.7%
$4,307/mo
45% occ.
11.2%
$5,540/mo
55% occ.
13.7%
$6,773/mo
current
65% occ.
16.2%
$8,006/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.